MS&AD Insurance Group Holdings (FRA:59M) Cyclically Adjusted Revenue per Share: €20.04 (As of Mar. 2026)

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FRA:59M MS&AD Insurance Group Holdings Inc FRA:59M
76 GF Score
Price €27.20
GF Value €23.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is MS&AD Insurance Group Holdings Cyclically Adjusted Revenue per Share?

MS&AD Insurance Group Holdings FRA:59M +3.07% 76 Cyclically Adjusted Revenue per Share is €20.04 as of Mar. 2026. GuruFocus rates FRA:59M with a GF Score™ of 76/100 and a GF Value™ of €23.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

MS&AD Insurance Group Holdings's adjusted revenue per share for the three months ended in Mar. 2026 was €8.947. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €20.04 for the trailing ten years ended in Mar. 2026.

During the past 12 months, MS&AD Insurance Group Holdings's average Cyclically Adjusted Revenue Growth Rate was 7.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 7.70% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of MS&AD Insurance Group Holdings was 7.70% per year. The lowest was 4.30% per year. And the median was 4.70% per year.

As of today (2026-08-17), MS&AD Insurance Group Holdings's current stock price is €27.20. MS&AD Insurance Group Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €20.04. MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio of today is 1.36.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of MS&AD Insurance Group Holdings was 1.34. The lowest was 0.34. And the median was 0.50.


MS&AD Insurance Group Holdings  (FRA:59M) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=27.20/20.04
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of MS&AD Insurance Group Holdings was 1.34. The lowest was 0.34. And the median was 0.50.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


MS&AD Insurance Group Holdings Cyclically Adjusted Revenue per Share Related Terms


MS&AD Insurance Group Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for MS&AD Insurance Group Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS&AD Insurance Group Holdings Cyclically Adjusted Revenue per Share Chart

MS&AD Insurance Group Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.16 19.92 19.85 21.31 20.04

MS&AD Insurance Group Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.31 20.14 20.09 19.29 20.04

FRA:59M vs CB, PGR, TRV: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MS&AD Insurance Group Holdings Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio falls into.


FRA:59M
76GF Score
MS&AD Insurance Group Holdings Inc FRA:59M
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MS&AD Insurance Group Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MS&AD Insurance Group Holdings's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.947/112.7000*112.7000
=8.947

Current CPI (Mar. 2026) = 112.7000.

MS&AD Insurance Group Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 5.698 98.100 6.546
201609 6.907 98.000 7.943
201612 6.120 98.400 7.009
201703 5.974 98.100 6.863
201706 6.577 98.500 7.525
201709 5.780 98.800 6.593
201712 5.205 99.400 5.901
201803 4.308 99.200 4.894
201806 6.231 99.200 7.079
201809 6.515 99.900 7.350
201812 5.034 99.700 5.690
201903 6.115 99.700 6.912
201906 6.740 99.800 7.611
201909 6.590 100.100 7.420
201912 6.167 100.500 6.916
202003 2.829 100.300 3.179
202006 6.378 99.900 7.195
202009 5.400 99.900 6.092
202012 5.343 99.300 6.064
202103 5.617 99.900 6.337
202106 5.631 99.500 6.378
202109 5.754 100.100 6.478
202112 5.357 100.100 6.031
202203 6.362 101.100 7.092
202206 4.797 101.800 5.311
202209 6.160 103.100 6.734
202212 4.899 104.100 5.304
202303 6.116 104.400 6.602
202306 7.254 105.200 7.771
202309 6.057 106.200 6.428
202312 5.555 106.800 5.862
202403 6.381 107.200 6.708
202406 6.376 108.200 6.641
202409 6.279 108.900 6.498
202412 6.588 110.700 6.707
202503 5.678 111.100 5.760
202506 7.714 111.700 7.783
202509 7.803 112.000 7.852
202512 5.077 113.000 5.064
202603 8.947 112.700 8.947

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €20.04 mean?
MS&AD Insurance Group Holdings (FRA:59M) has a Cyclically Adjusted Revenue per Share of €20.04 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on MS&AD Insurance Group Holdings and its competitors.
Is MS&AD Insurance Group Holdings' Cyclically Adjusted Revenue per Share too high?
MS&AD Insurance Group Holdings' current Cyclically Adjusted Revenue per Share is €20.04. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Cyclically Adjusted Revenue per Share compare to CB and PGR?
MS&AD Insurance Group Holdings' Cyclically Adjusted Revenue per Share of €20.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on MS&AD Insurance Group Holdings and its competitors. MS&AD Insurance Group Holdings's current Cyclically Adjusted Revenue per Share is €20.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (FRA:59M) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.20, compared to a current price of €27.20 — trading 17.2% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €20.04. MS&AD Insurance Group Holdings' overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (FRA:59M), the current Cyclically Adjusted Revenue per Share is €20.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MS&AD Insurance Group Holdings (FRA:59M) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued. The current stock price of €27.20 is trading 17.2% above its estimated GF Value™ of €23.20. GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.

Key valuation signals for FRA:59M:

  • Cyclically Adjusted Revenue per Share: €20.04
  • GF Value™: €23.20 vs. price of €27.20 (17.2% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the FRA:59M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
76GF Score

Get the complete analysis for FRA:59M

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.20
Price
€23.20
GF Value