Business Description
MS&AD Insurance Group Holdings Inc
ISIN : US5534911012
Share Class Description:
MSADY: ADRTotal Employee Number:
44,000Compare
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Traded in other countries / regions
8725.JapanMSADY.USA59M.Germany IPO Date
2008-04-01Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.92 | |||||
Equity-to-Asset | 0.17 | |||||
Debt-to-Equity | 0.21 | |||||
Debt-to-EBITDA | 0.94 | |||||
Interest Coverage | 68.72 | |||||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.52 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 67.1 | |||||
3-Year EBITDA Growth Rate | 110.4 | |||||
3-Year EPS without NRI Growth Rate | 139.3 | |||||
3-Year FCF Growth Rate | 168.9 | |||||
3-Year Book Growth Rate | 19.4 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 22.95 | |||||
9-Day RSI | 32.69 | |||||
14-Day RSI | 39.96 | |||||
3-1 Month Momentum % | 3 | |||||
6-1 Month Momentum % | 14.01 | |||||
12-1 Month Momentum % | 18.88 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.82 | |||||
Dividend Payout Ratio | 0.13 | |||||
3-Year Dividend Growth Rate | 23.3 | |||||
Forward Dividend Yield % | 3.82 | |||||
5-Year Yield-on-Cost % | 9.55 | |||||
3-Year Average Share Buyback Ratio | 3.3 | |||||
Shareholder Yield % | 2.34 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 10.87 | |||||
EBITDA Margin % | 14.74 | |||||
FCF Margin % | 8.62 | |||||
OCF Margin % | 9.78 | |||||
ROE % | 18.05 | |||||
ROA % | 2.88 | |||||
ROIC % | 3.16 | |||||
3-Year ROIIC % | 11.07 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.02 | |||||
Forward PE Ratio | 9.44 | |||||
PE Ratio without NRI | 7.53 | |||||
Shiller PE Ratio | 20.96 | |||||
PEG Ratio | 0.19 | |||||
PS Ratio | 0.88 | |||||
PB Ratio | 1.29 | |||||
Price-to-Tangible-Book | 1.43 | |||||
Price-to-Free-Cash-Flow | 9.4 | |||||
Price-to-Operating-Cash-Flow | 8.28 | |||||
EV-to-EBIT | 4.95 | |||||
EV-to-EBITDA | 4.95 | |||||
EV-to-Revenue | 0.73 | |||||
EV-to-Forward-Revenue | 0.68 | |||||
EV-to-FCF | 7.87 | |||||
Price-to-GF-Value | 1.12 | |||||
Price-to-Projected-FCF | 0.76 | |||||
Price-to-Median-PS-Value | 2.28 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.35 | |||||
Price-to-Graham-Number | 0.69 | |||||
Earnings Yield (Greenblatt) % | 20.2 | |||||
FCF Yield % | 10.92 | |||||
Forward Rate of Return (Yacktman) % | 23.86 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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MS&AD Insurance Group Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 49,118.559 | ||
| EPS (TTM) ($) | 3.519 | ||
| Beta | 0.2654 | ||
| 3-Year Sharpe Ratio | 1.26 | ||
| 3-Year Sortino Ratio | 2.85 | ||
| Volatility % | 21.84 | ||
| 14-Day RSI | 39.96 | ||
| 14-Day ATR ($) | 0.867793 | ||
| 20-Day SMA ($) | 27.76465 | ||
| 12-1 Month Momentum % | 18.88 | ||
| 52-Week Range ($) | 19.85 - 30.44 | ||
| Shares Outstanding (Mil) | 1,450.05 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
MS&AD Insurance Group Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
MS&AD Insurance Group Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings results for 2027 | 2026-11-19 | In 143 days | ||
| First quarter earnings results for 2027 | 2026-08-07 | In 39 days | ||
| Annual report for 2026 | 2026-07-03 | In 4 days | ||
| General meeting for 2026 | 2026-06-22 10:00 | 28.39 (-2.46%) | ||
| Fourth quarter earnings results for 2026 | 2026-05-20 15:30 | 28.36 (-0.53%) | ||
| USD 0.509920 Cash Dividend | 2026-03-31 | 25.41 (+3.29%) | ||
| Third quarter earnings results for 2026 | 2026-02-13 15:35 | 27.35 (-1.16%) | ||
| IFRS Implementation Overview | 2025-12-17 | 23.80 (-0.83%) | ||
| Second quarter earnings results for 2026 | 2025-11-19 | 21.18 (-1.51%) | ||
| USD 0.500387 Cash Dividend | 2025-09-30 | 22.59 (-0.18%) |
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MS&AD Insurance Group Holdings Inc Frequently Asked Questions
What is MS&AD Insurance Group Holdings Inc(MSADY)'s stock price today?
The current price of MSADY is $26.43. The 52 week high of MSADY is $30.44 and 52 week low is $19.85.
When is next earnings date of MS&AD Insurance Group Holdings Inc(MSADY)?
The next earnings date of MS&AD Insurance Group Holdings Inc(MSADY) is 2026-08-07 Est..
Does MS&AD Insurance Group Holdings Inc(MSADY) pay dividends? If so, how much?
The Dividend Yield %  of MS&AD Insurance Group Holdings Inc(MSADY) is 3.82% (As of Today), Highest Dividend Payout Ratio of MS&AD Insurance Group Holdings Inc(MSADY) was 1.62. The lowest was 0.13. And the median was 0.41. The  Forward Dividend Yield % of MS&AD Insurance Group Holdings Inc(MSADY) is 3.82%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:MSADY
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|---|---|---|---|---|
| No Press Release | ||||
Articles on MS&AD Insurance Group Holdings Inc
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