United Bankers Oyj (FRA:DX0) Cyclically Adjusted Revenue per Share: €3.69 (As of Jun. 2026)

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FRA:DX0 United Bankers Oyj FRA:DX0
73 GF Score
Price €22.60
GF Value €16.94
Valuation Modestly Overvalued
! 7 Warning Signs
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What is United Bankers Oyj Cyclically Adjusted Revenue per Share?

United Bankers Oyj FRA:DX0 73 Cyclically Adjusted Revenue per Share is €3.69 as of Jun. 2026. GuruFocus rates FRA:DX0 with a GF Score™ of 73/100 and a GF Value™ of €16.94 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

United Bankers Oyj's adjusted revenue per share data for the fiscal year that ended in Dec. 2025 was €4.696. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €3.69 for the trailing ten years ended in Dec. 2025.

During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 7.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of United Bankers Oyj was 12.40% per year. The lowest was 7.60% per year. And the median was 10.00% per year.

As of today (2026-08-28), United Bankers Oyj's current stock price is € 22.60. United Bankers Oyj's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec. 2025 was €3.69. United Bankers Oyj's Cyclically Adjusted PS Ratio of today is 6.12.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of United Bankers Oyj was 7.01. The lowest was 4.27. And the median was 5.08.


United Bankers Oyj  (FRA:DX0) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

United Bankers Oyj's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=22.60/3.69
=6.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of United Bankers Oyj was 7.01. The lowest was 4.27. And the median was 5.08.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


United Bankers Oyj Cyclically Adjusted Revenue per Share Related Terms


United Bankers Oyj Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for United Bankers Oyj's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankers Oyj Cyclically Adjusted Revenue per Share Chart

United Bankers Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.30 3.74 3.69

United Bankers Oyj Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.74 0.00 3.69 0.00

FRA:DX0 vs BLK, BX, KKR: Cyclically Adjusted Revenue per Share Comparison

For the Asset Management subindustry, United Bankers Oyj's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bankers Oyj Cyclically Adjusted PS Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, United Bankers Oyj's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where United Bankers Oyj's Cyclically Adjusted PS Ratio falls into.


FRA:DX0
73GF Score
United Bankers Oyj FRA:DX0
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Bankers Oyj Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, United Bankers Oyj's adjusted Revenue per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=4.696/122.6700*122.6700
=4.696

Current CPI (Dec. 2025) = 122.6700.

United Bankers Oyj Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 2.060 101.020 2.501
201712 2.462 101.510 2.975
201812 2.566 102.710 3.065
201912 2.738 103.650 3.240
202012 2.819 103.890 3.329
202112 3.653 107.490 4.169
202212 4.010 117.320 4.193
202312 4.265 121.540 4.305
202412 5.052 122.390 5.064
202512 4.696 122.670 4.696

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €3.69 mean?
United Bankers Oyj (FRA:DX0) has a Cyclically Adjusted Revenue per Share of €3.69 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Bankers Oyj and its competitors.
Is United Bankers Oyj's Cyclically Adjusted Revenue per Share too high?
United Bankers Oyj's current Cyclically Adjusted Revenue per Share is €3.69. Overall, United Bankers Oyj has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bankers Oyj's Cyclically Adjusted Revenue per Share compare to BLK and BX?
United Bankers Oyj's Cyclically Adjusted Revenue per Share of €3.69 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Asset Management company?
A good Cyclically Adjusted Revenue per Share depends on the Asset Management industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Bankers Oyj and its competitors. United Bankers Oyj's current Cyclically Adjusted Revenue per Share is €3.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankers Oyj stock overvalued right now?
Based on GuruFocus' analysis, United Bankers Oyj (FRA:DX0) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.94, compared to a current price of €22.60 — trading 33.4% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €3.69. United Bankers Oyj's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For United Bankers Oyj (FRA:DX0), the current Cyclically Adjusted Revenue per Share is €3.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankers Oyj (FRA:DX0) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankers Oyj stock appears to be overvalued. The current stock price of €22.60 is trading 33.4% above its estimated GF Value™ of €16.94. GuruFocus considers United Bankers Oyj to be Modestly Overvalued.

Key valuation signals for FRA:DX0:

  • Cyclically Adjusted Revenue per Share: €3.69
  • GF Value™: €16.94 vs. price of €22.60 (33.4% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:DX0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Bankers Oyj Business Description

Other Exchanges UNITED:Finland
Address Aleksanterinkatu 21 A, Helsinki, FIN, 00100
United Bankers Oyj provides investment products and services. The company has two business areas, wealth management and capital markets services. In wealth management, the Group specializes in real asset investments including forest real estate, and infrastructure funds. The majority of the income from operations is generated by the wealth management segment, whose customers include individuals, companies, and institutions.
73GF Score

Get the complete analysis for FRA:DX0

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.60
Price
€16.94
GF Value