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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for United Bankers Oyj's Debt-to-Equity or its related term are showing as below:
FRA:DX0'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.04 Max: 0.06
Current: 0.05
During the past 13 years, the highest Debt-to-Equity Ratio of United Bankers Oyj was 0.06. The lowest was 0.02. And the median was 0.04.
FRA:DX0's Debt-to-Equity is ranked better than 81.51% of 941
companies
in the Asset Management industry
Industry Median: 0.21
vs FRA:DX0: 0.05
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
United Bankers Oyj Debt-to-Equity Related Terms
United Bankers Oyj Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for United Bankers Oyj's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:DX0 vs BLK, BX, KKR: Debt-to-Equity Comparison
For the Asset Management subindustry, United Bankers Oyj's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bankers Oyj Debt-to-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, United Bankers Oyj's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where United Bankers Oyj's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bankers Oyj (FRA:DX0) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on United Bankers Oyj and its competitors. Over the past decade, United Bankers Oyj's Debt-to-Equity has ranged from 0.02 to 0.06. According to the industry distribution chart, United Bankers Oyj ranks #174 out of 941 companies in the Asset Management industry, placing it in the top 18.5%.
Is United Bankers Oyj's Debt-to-Equity too high?
United Bankers Oyj's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.06. Based on the distribution chart, United Bankers Oyj ranks #174 out of 941 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, United Bankers Oyj has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bankers Oyj's Debt-to-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, United Bankers Oyj ranks #174 out of 941 companies for Debt-to-Equity. This places United Bankers Oyj in the top 19% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. Historically, United Bankers Oyj's own Debt-to-Equity has ranged from 0.02 to 0.06 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 941 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on United Bankers Oyj and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bankers Oyj's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankers Oyj stock overvalued right now?
Based on GuruFocus' analysis, United Bankers Oyj (FRA:DX0) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.94, compared to a current price of €22.60 — trading 33.4% above its estimated fair value. The current Debt-to-Equity is 0.00. United Bankers Oyj's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For United Bankers Oyj (FRA:DX0), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Bankers Oyj (FRA:DX0) Overvalued in 2026?
Based on GuruFocus' analysis, United Bankers Oyj stock appears to be overvalued.
The current stock price of €22.60 is trading 33.4% above its estimated GF Value™ of €16.94.
GuruFocus considers United Bankers Oyj to be Modestly Overvalued.
Key valuation signals for FRA:DX0:
Debt-to-Equity: 0.00
GF Value™: €16.94 vs. price of €22.60 (33.4% above fair value)
No single metric tells the full story. See the FRA:DX0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Bankers Oyj provides investment products and services. The company has two business areas, wealth management and capital markets services. In wealth management, the Group specializes in real asset investments including forest real estate, and infrastructure funds. The majority of the income from operations is generated by the wealth management segment, whose customers include individuals, companies, and institutions.
73GF Score
Get the complete analysis for FRA:DX0
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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