Flagstar Bank NA (FRA:QC10) Cyclically Adjusted Revenue per Share: €8.50 (As of Mar. 2026)

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FRA:QC10 Flagstar Bank NA FRA:QC10
61 GF Score
Price €12.17
GF Value €7.08
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Flagstar Bank NA Cyclically Adjusted Revenue per Share?

Flagstar Bank NA FRA:QC10 +0.29% 61 Cyclically Adjusted Revenue per Share is €8.50 as of Mar. 2026. GuruFocus rates FRA:QC10 with a GF Score™ of 61/100 and a GF Value™ of €7.08 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Flagstar Bank NA's adjusted revenue per share for the three months ended in Mar. 2026 was €0.923. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €8.50 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Flagstar Bank NA's average Cyclically Adjusted Revenue Growth Rate was 2.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 2.70% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Flagstar Bank NA was 17.30% per year. The lowest was -2.60% per year. And the median was 2.60% per year.

As of today (2026-08-05), Flagstar Bank NA's current stock price is €12.17. Flagstar Bank NA's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €8.50. Flagstar Bank NA's Cyclically Adjusted PS Ratio of today is 1.43.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Flagstar Bank NA was 5.89. The lowest was 0.84. And the median was 3.41.


Flagstar Bank NA  (FRA:QC10) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Flagstar Bank NA's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=12.17/8.50
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Flagstar Bank NA was 5.89. The lowest was 0.84. And the median was 3.41.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Flagstar Bank NA Cyclically Adjusted Revenue per Share Related Terms


Flagstar Bank NA Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Flagstar Bank NA's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagstar Bank NA Cyclically Adjusted Revenue per Share Chart

Flagstar Bank NA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.97 8.72 9.18 9.06 8.51

Flagstar Bank NA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.28 8.02 8.51 8.50 0.00

FRA:QC10 vs ASB, ABCB, AUB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Flagstar Bank NA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flagstar Bank NA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Flagstar Bank NA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Flagstar Bank NA's Cyclically Adjusted PS Ratio falls into.


FRA:QC10
61GF Score
Flagstar Bank NA FRA:QC10
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Flagstar Bank NA Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Flagstar Bank NA's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.923/330.2130*330.2130
=0.923

Current CPI (Mar. 2026) = 330.2130.

Flagstar Bank NA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.005 241.018 2.747
201609 1.983 241.428 2.712
201612 2.046 241.432 2.798
201703 1.913 243.801 2.591
201706 1.932 244.955 2.604
201709 1.990 246.819 2.662
201712 1.542 246.524 2.065
201803 1.461 249.554 1.933
201806 1.507 251.989 1.975
201809 1.434 252.439 1.876
201812 1.473 251.233 1.936
201903 1.518 254.202 1.972
201906 1.457 256.143 1.878
201909 1.476 256.759 1.898
201912 1.549 256.974 1.990
202003 1.525 258.115 1.951
202006 1.624 257.797 2.080
202009 1.630 260.280 2.068
202012 1.722 260.474 2.183
202103 1.804 264.877 2.249
202106 1.859 271.696 2.259
202109 1.827 274.310 2.199
202112 1.934 278.802 2.291
202203 2.023 287.504 2.324
202206 2.292 296.311 2.554
202209 2.230 296.808 2.481
202212 2.175 296.797 2.420
202303 2.654 301.836 2.904
202306 4.059 305.109 4.393
202309 4.041 307.789 4.335
202312 3.343 306.746 3.599
202403 2.812 312.332 2.973
202406 2.127 314.175 2.236
202409 1.531 315.301 1.603
202412 1.231 315.605 1.288
202503 1.093 319.799 1.129
202506 1.036 322.561 1.061
202509 1.064 324.800 1.082
202512 1.144 324.054 1.166
202603 0.923 330.213 0.923

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €8.50 mean?
Flagstar Bank NA (FRA:QC10) has a Cyclically Adjusted Revenue per Share of €8.50 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Flagstar Bank NA and its competitors.
Is Flagstar Bank NA's Cyclically Adjusted Revenue per Share too high?
Flagstar Bank NA's current Cyclically Adjusted Revenue per Share is €8.50. Overall, Flagstar Bank NA has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's Cyclically Adjusted Revenue per Share compare to ASB and ABCB?
Flagstar Bank NA's Cyclically Adjusted Revenue per Share of €8.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Flagstar Bank NA and its competitors. Flagstar Bank NA's current Cyclically Adjusted Revenue per Share is €8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FRA:QC10) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.08, compared to a current price of €12.17 — trading 71.9% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €8.50. Flagstar Bank NA's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Flagstar Bank NA (FRA:QC10), the current Cyclically Adjusted Revenue per Share is €8.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flagstar Bank NA (FRA:QC10) Overvalued in 2026?

Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued. The current stock price of €12.17 is trading 71.9% above its estimated GF Value™ of €7.08. GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.

Key valuation signals for FRA:QC10:

  • Cyclically Adjusted Revenue per Share: €8.50
  • GF Value™: €7.08 vs. price of €12.17 (71.9% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:QC10 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flagstar Bank NA Business Description

Other Exchanges FLGpA.PFD:USAFLG:USA
Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
61GF Score

Get the complete analysis for FRA:QC10

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.17
Price
€7.08
GF Value