Flagstar Bank NA (FRA:QC10) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:QC10 Flagstar Bank NA FRA:QC10
62 GF Score
Price €12.89
GF Value €7.37
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Flagstar Bank NA Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Flagstar Bank NA's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:QC10 vs UBSI, ABCB, HWC: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Flagstar Bank NA's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Flagstar Bank NA Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Flagstar Bank NA's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Flagstar Bank NA's Margin of Safety % (DCF Earnings Based) falls into.


FRA:QC10
62GF Score
Flagstar Bank NA FRA:QC10
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Flagstar Bank NA (FRA:QC10) Overvalued in 2026?

Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued. The current stock price of €12.89 is trading 74.8% above its estimated GF Value™ of €7.37. GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.

Key valuation signals for FRA:QC10:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €7.37 vs. price of €12.89 (74.8% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FRA:QC10 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Flagstar Bank NA Business Description

Other Exchanges FLGpA.PFD:USAFLG:USA
Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
62GF Score

Get the complete analysis for FRA:QC10

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.89
Price
€7.37
GF Value