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Flagstar Bank NA has the GF Score of 57, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Flagstar Bank NA
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Flagstar Bank NA (FRA:QC10) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Flagstar Bank NA GF Score Related Terms
FRA:QC10 vs UBSI, ABCB, HWC: GF Score Comparison
For the Banks - Regional subindustry, Flagstar Bank NA's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Flagstar Bank NA GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Flagstar Bank NA's GF Score distribution charts can be found below:
* The bar in red indicates where Flagstar Bank NA's GF Score falls into.
Flagstar Bank NA (FRA:QC10) has a GF Score of 57 as of Jul. 18, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Flagstar Bank NA and its competitors. This is 11% below median its historical median of 64.00. Over the past decade, Flagstar Bank NA's GF Score has ranged from 18.00 to 81.00.
Is Flagstar Bank NA's GF Score too high?
Flagstar Bank NA's current GF Score of 57 is 11% below median its 10-year median of 64.00. Over the past 10 years, this metric has ranged from a low of 18.00 to a high of 81.00. Overall, Flagstar Bank NA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's GF Score compare to UBSI and ABCB?
Flagstar Bank NA's GF Score of 57 can be compared against companies in the Banks industry. Historically, Flagstar Bank NA's own GF Score has ranged from 18.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Flagstar Bank NA and its competitors. Flagstar Bank NA's current GF Score is 57, which is 11% below median its own 10-year median of 64.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FRA:QC10) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.62, compared to a current price of €13.25 — trading 73.8% above its estimated fair value. The current GF Score is 57, which is 11% below median its 10-year median of 64.00. Flagstar Bank NA's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Flagstar Bank NA (FRA:QC10), the current GF Score is 57 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Flagstar Bank NA (FRA:QC10) Overvalued in 2026?
Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued.
The current stock price of €13.25 is trading 73.8% above its estimated GF Value™ of €7.62.
GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.
Key valuation signals for FRA:QC10:
GF Score: 57 (11% below median its 10-year median of 64.00)
GF Value™: €7.62 vs. price of €13.25 (73.8% above fair value)
No single metric tells the full story. See the FRA:QC10 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
57GF Score
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