ISDAF (Israel Discount Bank) Cyclically Adjusted Revenue per Share: $2.27 (As of Mar. 2026)


ISDAF Israel Discount Bank Ltd ISDAF
62 GF Score
Price $11.30
GF Value $10.01
! 5 Warning Signs
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What is Israel Discount Bank Cyclically Adjusted Revenue per Share?

Israel Discount Bank ISDAF 62 Cyclically Adjusted Revenue per Share is $2.27 as of Mar. 2026. GuruFocus rates ISDAF with a GF Score™ of 62/100 and a GF Value™ of $10.01. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Israel Discount Bank's adjusted revenue per share for the three months ended in Mar. 2026 was $0.835. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $2.27 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Israel Discount Bank's average Cyclically Adjusted Revenue Growth Rate was 4.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 4.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 6.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Israel Discount Bank was 6.80% per year. The lowest was 4.80% per year. And the median was 5.90% per year.

As of today (2026-07-07), Israel Discount Bank's current stock price is $11.30. Israel Discount Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $2.27. Israel Discount Bank's Cyclically Adjusted PS Ratio of today is 4.98.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Israel Discount Bank was 3.85. The lowest was 1.16. And the median was 2.04.


Israel Discount Bank  (OTCPK:ISDAF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Israel Discount Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=11.30/2.27
=4.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Israel Discount Bank was 3.85. The lowest was 1.16. And the median was 2.04.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Israel Discount Bank Cyclically Adjusted Revenue per Share Related Terms


Israel Discount Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank Cyclically Adjusted Revenue per Share Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 2.70 2.68 2.05 2.07

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.91 2.07 2.14 2.07 2.27

ISDAF vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Israel Discount Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's Cyclically Adjusted PS Ratio falls into.


ISDAF
62GF Score
Israel Discount Bank Ltd ISDAF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Israel Discount Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Israel Discount Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.835/330.2130*330.2130
=0.835

Current CPI (Mar. 2026) = 330.2130.

Israel Discount Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.584 241.018 0.800
201609 0.604 241.428 0.826
201612 0.552 241.432 0.755
201703 0.590 243.801 0.799
201706 0.584 244.955 0.787
201709 0.595 246.819 0.796
201712 0.569 246.524 0.762
201803 0.587 249.554 0.777
201806 0.643 251.989 0.843
201809 0.655 252.439 0.857
201812 0.654 251.233 0.860
201903 0.654 254.202 0.850
201906 0.719 256.143 0.927
201909 0.670 256.759 0.862
201912 0.676 256.974 0.869
202003 0.739 258.115 0.945
202006 0.678 257.797 0.868
202009 0.702 260.280 0.891
202012 0.675 260.474 0.856
202103 0.718 264.877 0.895
202106 0.724 271.696 0.880
202109 0.752 274.310 0.905
202112 0.755 278.802 0.894
202203 0.868 287.504 0.997
202206 0.771 296.311 0.859
202209 0.880 296.808 0.979
202212 0.860 296.797 0.957
202303 1.133 301.836 1.240
202306 1.087 305.109 1.176
202309 1.050 307.789 1.126
202312 0.253 306.746 0.272
202403 1.000 312.332 1.057
202406 0.893 314.175 0.939
202409 0.928 315.301 0.972
202412 0.868 315.605 0.908
202503 0.865 319.799 0.893
202506 0.931 322.561 0.953
202509 0.903 324.800 0.918
202512 0.806 324.054 0.821
202603 0.835 330.213 0.835

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $2.27 mean?
Israel Discount Bank (ISDAF) has a Cyclically Adjusted Revenue per Share of $2.27 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Israel Discount Bank and its competitors.
Is Israel Discount Bank's Cyclically Adjusted Revenue per Share too high?
Israel Discount Bank's current Cyclically Adjusted Revenue per Share is $2.27. Overall, Israel Discount Bank has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Israel Discount Bank's Cyclically Adjusted Revenue per Share of $2.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Israel Discount Bank and its competitors. Israel Discount Bank's current Cyclically Adjusted Revenue per Share is $2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Israel Discount Bank (ISDAF) has a current Cyclically Adjusted Revenue per Share of $2.27. The stock's GF Value™ is $10.01, compared to a current price of $11.30 — trading 12.9% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $2.27. Israel Discount Bank's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Israel Discount Bank (ISDAF), the current Cyclically Adjusted Revenue per Share is $2.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAF) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be overvalued. The current stock price of $11.30 is trading 12.9% above its estimated GF Value™ of $10.01.

Key valuation signals for ISDAF:

  • Cyclically Adjusted Revenue per Share: $2.27
  • GF Value™: $10.01 vs. price of $11.30 (12.9% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the ISDAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Israel Discount Bank Business Description

Other Exchanges ISDAY:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
62GF Score

Get the complete analysis for ISDAF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.30
Price
$10.01
GF Value