ISDAF (Israel Discount Bank) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)


ISDAF Israel Discount Bank Ltd ISDAF
60 GF Score
Price $11.30
GF Value $10.35
! 4 Warning Signs
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What is Israel Discount Bank LT-Debt-to-Total-Asset?

Israel Discount Bank ISDAF 60 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates ISDAF with a GF Score™ of 60/100 and a GF Value™ of $10.35. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Israel Discount Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Israel Discount Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.05) to Mar. 2026 (0.06). It may suggest that Israel Discount Bank is progressively becoming more dependent on debt to grow their business.

Israel Discount Bank  (OTCPK:ISDAF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Israel Discount Bank LT-Debt-to-Total-Asset Related Terms

Israel Discount Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank LT-Debt-to-Total-Asset Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.04 0.04 0.05 0.06

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.06 0.06
ISDAF
60GF Score
Israel Discount Bank Ltd ISDAF
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Israel Discount Bank LT-Debt-to-Total-Asset Calculation

Israel Discount Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=9068.701/161333.599
=0.06

Israel Discount Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=9205.354/160985.387
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.06 mean?
Israel Discount Bank (ISDAF) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Israel Discount Bank and its competitors.
Is Israel Discount Bank's LT-Debt-to-Total-Asset too high?
Israel Discount Bank's current LT-Debt-to-Total-Asset is 0.06. Overall, Israel Discount Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's LT-Debt-to-Total-Asset compare to PNC and USB?
Israel Discount Bank's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Israel Discount Bank and its competitors. Israel Discount Bank's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Israel Discount Bank (ISDAF) has a current LT-Debt-to-Total-Asset of 0.06. The stock's GF Value™ is $10.35, compared to a current price of $11.30 — trading 9.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Israel Discount Bank's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Israel Discount Bank (ISDAF), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAF) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be overvalued. The current stock price of $11.30 is trading 9.2% above its estimated GF Value™ of $10.35.

Key valuation signals for ISDAF:

  • LT-Debt-to-Total-Asset: 0.06
  • GF Value™: $10.35 vs. price of $11.30 (9.2% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the ISDAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Israel Discount Bank Business Description

Other Exchanges ISDAY:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
60GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.30
Price
$10.35
GF Value