PT Bank Permata Tbk (ISX:BNLI) Cyclically Adjusted Revenue per Share: Rp348.12 (As of Jun. 2026)

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ISX:BNLI PT Bank Permata Tbk ISX:BNLI
45 GF Score
Price Rp2,170.00
GF Value Rp1,696.11
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Permata Tbk Cyclically Adjusted Revenue per Share?

PT Bank Permata Tbk ISX:BNLI +0.46% 45 Cyclically Adjusted Revenue per Share is Rp348.12 as of Jun. 2026. GuruFocus rates ISX:BNLI with a GF Score™ of 45/100 and a GF Value™ of Rp1,696.11 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

PT Bank Permata Tbk's adjusted revenue per share for the three months ended in Jun. 2026 was Rp82.403. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is Rp348.12 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank Permata Tbk's average Cyclically Adjusted Revenue Growth Rate was -6.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -6.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of PT Bank Permata Tbk was -3.60% per year. The lowest was -6.40% per year. And the median was -5.15% per year.

As of today (2026-08-22), PT Bank Permata Tbk's current stock price is Rp2170.00. PT Bank Permata Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was Rp348.12. PT Bank Permata Tbk's Cyclically Adjusted PS Ratio of today is 6.23.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Bank Permata Tbk was 16.26. The lowest was 1.50. And the median was 2.69.


PT Bank Permata Tbk  (ISX:BNLI) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Bank Permata Tbk's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=2170.00/348.12
=6.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of PT Bank Permata Tbk was 16.26. The lowest was 1.50. And the median was 2.69.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


PT Bank Permata Tbk Cyclically Adjusted Revenue per Share Related Terms


PT Bank Permata Tbk Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Permata Tbk's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Permata Tbk Cyclically Adjusted Revenue per Share Chart

PT Bank Permata Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 458.78 441.35 414.03 387.50 361.45

PT Bank Permata Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 374.09 367.37 361.45 355.11 348.12

PT Bank Permata Tbk Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Permata Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Permata Tbk Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Permata Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Permata Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:BNLI
45GF Score
PT Bank Permata Tbk ISX:BNLI
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Permata Tbk Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Permata Tbk's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=82.403/137.6954*137.6954
=82.403

Current CPI (Jun. 2026) = 137.6954.

PT Bank Permata Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 79.165 104.142 104.671
201612 68.774 105.222 89.999
201703 165.277 106.476 213.737
201706 47.270 107.722 60.423
201709 58.766 108.020 74.910
201712 72.449 109.017 91.508
201803 53.813 110.097 67.303
201806 59.049 111.085 73.194
201809 56.745 111.135 70.307
201812 59.742 112.430 73.167
201903 55.890 112.829 68.208
201906 59.963 114.730 71.966
201909 61.560 114.905 73.770
201912 70.113 115.486 83.597
202003 65.634 116.252 77.740
202006 65.106 116.630 76.865
202009 102.721 116.397 121.517
202012 60.213 117.318 70.672
202103 71.430 117.840 83.466
202106 79.008 118.184 92.052
202109 96.569 118.262 112.438
202112 69.216 119.516 79.744
202203 68.783 120.948 78.307
202206 70.596 123.322 78.824
202209 78.105 125.298 85.833
202212 80.159 126.098 87.532
202303 83.302 126.953 90.351
202306 80.373 127.663 86.689
202309 81.896 128.151 87.995
202312 81.195 129.395 86.404
202403 80.756 130.607 85.139
202406 80.516 130.792 84.766
202409 88.494 130.361 93.473
202412 80.270 131.432 84.096
202503 85.483 131.948 89.206
202506 82.669 133.241 85.433
202509 91.614 133.819 94.268
202512 83.550 135.271 85.047
202603 83.454 136.539 84.161
202606 82.403 137.695 82.403

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of Rp348.12 mean?
PT Bank Permata Tbk (ISX:BNLI) has a Cyclically Adjusted Revenue per Share of Rp348.12 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Permata Tbk and its competitors.
Is PT Bank Permata Tbk's Cyclically Adjusted Revenue per Share too high?
PT Bank Permata Tbk's current Cyclically Adjusted Revenue per Share is Rp348.12. Overall, PT Bank Permata Tbk has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Permata Tbk's Cyclically Adjusted Revenue per Share compare to competitors?
PT Bank Permata Tbk's Cyclically Adjusted Revenue per Share of Rp348.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Bank Permata Tbk and its competitors. PT Bank Permata Tbk's current Cyclically Adjusted Revenue per Share is Rp348.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Permata Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Permata Tbk (ISX:BNLI) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp1,696.11, compared to a current price of Rp2,170.00 — trading 27.9% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is Rp348.12. PT Bank Permata Tbk's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For PT Bank Permata Tbk (ISX:BNLI), the current Cyclically Adjusted Revenue per Share is Rp348.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Permata Tbk (ISX:BNLI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Permata Tbk stock appears to be overvalued. The current stock price of Rp2,170.00 is trading 27.9% above its estimated GF Value™ of Rp1,696.11. GuruFocus considers PT Bank Permata Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BNLI:

  • Cyclically Adjusted Revenue per Share: Rp348.12
  • GF Value™: Rp1,696.11 vs. price of Rp2,170.00 (27.9% above fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the ISX:BNLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Permata Tbk Business Description

Other Exchanges 85C:Germany
Address Jalan Jenderal Sudirman Kavling 29-31, World Trade Center II, Building WTC II, Jakarta, IDN, 12920
PT Bank Permata Tbk is a private bank engaged in offering financial products and services especially in the hand-delivery channel including Internet Banking and Mobile Banking. The bank focuses on Consumer banking, Corporate banking, Commercial banking and Others segments.
45GF Score

Get the complete analysis for ISX:BNLI

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,170.00
Price
Rp1,696.11
GF Value