PT Bank Permata Tbk (ISX:BNLI) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BNLI PT Bank Permata Tbk ISX:BNLI
53 GF Score
Price Rp2,330.00
GF Value Rp1,184.44
Valuation Significantly Overvalued
! 2 Warning Signs
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What is PT Bank Permata Tbk Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ISX:BNLI
53GF Score
PT Bank Permata Tbk ISX:BNLI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Permata Tbk (ISX:BNLI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Permata Tbk stock appears to be overvalued. The current stock price of Rp2,330.00 is trading 96.7% above its estimated GF Value™ of Rp1,184.44. GuruFocus considers PT Bank Permata Tbk to be Significantly Overvalued.

Key valuation signals for ISX:BNLI:

  • Altman Z-Score:
  • GF Value™: Rp1,184.44 vs. price of Rp2,330.00 (96.7% above fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the ISX:BNLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Permata Tbk Business Description

Other Exchanges 85C:Germany
Address Jalan Jenderal Sudirman Kavling 29-31, World Trade Center II, Building WTC II, Jakarta, IDN, 12920
PT Bank Permata Tbk is a private bank engaged in offering financial products and services especially in the hand-delivery channel including Internet Banking and Mobile Banking. The bank focuses on Consumer banking, Corporate banking, Commercial banking and Others segments.
53GF Score

Get the complete analysis for ISX:BNLI

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp2,330.00
Price
Rp1,184.44
GF Value