mBank (LTS:0DU3) Cyclically Adjusted Revenue per Share: zł34.07 (As of Jun. 2026)

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LTS:0DU3 mBank SA LTS:0DU3
73 GF Score
Price zł197.80
GF Value zł114.53
! 7 Warning Signs
View Full Analysis

What is mBank Cyclically Adjusted Revenue per Share?

mBank LTS:0DU3 73 Cyclically Adjusted Revenue per Share is zł34.07 as of Jun. 2026. GuruFocus rates LTS:0DU3 with a GF Score™ of 73/100 and a GF Value™ of zł114.53. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

mBank's adjusted revenue per share for the three months ended in Jun. 2026 was zł74.256. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is zł34.07 for the trailing ten years ended in Jun. 2026.

During the past 12 months, mBank's average Cyclically Adjusted Revenue Growth Rate was 9.70% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 12.20% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 15.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of mBank was 16.90% per year. The lowest was 4.30% per year. And the median was 13.00% per year.

As of today (2026-08-04), mBank's current stock price is zł197.80. mBank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was zł34.07. mBank's Cyclically Adjusted PS Ratio of today is 5.81.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of mBank was 6.18. The lowest was 1.03. And the median was 3.48.


mBank  (LTS:0DU3) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

mBank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=197.80/34.07
=5.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of mBank was 6.18. The lowest was 1.03. And the median was 3.48.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


mBank Cyclically Adjusted Revenue per Share Related Terms


mBank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for mBank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

mBank Cyclically Adjusted Revenue per Share Chart

mBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.24 104.96 66.56 73.18 41.37

mBank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.07 48.02 41.37 42.54 34.07

LTS:0DU3 vs PNC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, mBank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


mBank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, mBank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where mBank's Cyclically Adjusted PS Ratio falls into.


LTS:0DU3
73GF Score
mBank SA LTS:0DU3
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

mBank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, mBank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=74.256/162.2800*162.2800
=74.256

Current CPI (Jun. 2026) = 162.2800.

mBank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 25.461 99.064 41.709
201612 25.741 100.366 41.620
201703 26.121 101.018 41.962
201706 27.558 101.180 44.199
201709 27.855 101.343 44.604
201712 28.242 102.564 44.685
201803 27.745 102.564 43.899
201806 29.001 103.378 45.525
201809 28.865 103.378 45.311
201812 28.529 103.785 44.608
201903 30.309 104.274 47.170
201906 32.353 105.983 49.539
201909 37.987 105.983 58.165
201912 28.402 107.123 43.026
202003 33.630 109.076 50.034
202006 35.631 109.402 52.853
202009 34.210 109.320 50.783
202012 37.430 109.565 55.439
202103 37.417 112.658 53.898
202106 35.865 113.960 51.072
202109 36.935 115.588 51.855
202112 39.452 119.088 53.761
202203 51.698 125.031 67.100
202206 52.671 131.705 64.898
202209 30.764 135.531 36.836
202212 57.245 139.113 66.778
202303 60.294 145.950 67.040
202306 65.528 147.009 72.335
202309 66.138 146.113 73.456
202312 69.647 147.741 76.501
202403 69.003 149.044 75.131
202406 64.560 150.997 69.384
202409 75.047 153.439 79.371
202412 74.102 154.660 77.753
202503 72.617 157.021 75.049
202506 75.278 157.509 77.558
202509 75.810 158.000 77.864
202512 73.538 158.320 75.377
202603 74.138 163.070 73.779
202606 74.256 162.280 74.256

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of zł34.07 mean?
mBank (LTS:0DU3) has a Cyclically Adjusted Revenue per Share of zł34.07 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on mBank and its competitors.
Is mBank's Cyclically Adjusted Revenue per Share too high?
mBank's current Cyclically Adjusted Revenue per Share is zł34.07. Overall, mBank has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does mBank's Cyclically Adjusted Revenue per Share compare to PNC?
mBank's Cyclically Adjusted Revenue per Share of zł34.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on mBank and its competitors. mBank's current Cyclically Adjusted Revenue per Share is zł34.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
mBank (LTS:0DU3) has a current Cyclically Adjusted Revenue per Share of zł34.07. The stock's GF Value™ is zł114.53, compared to a current price of zł197.80 — trading 72.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is zł34.07. mBank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For mBank (LTS:0DU3), the current Cyclically Adjusted Revenue per Share is zł34.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (LTS:0DU3) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł197.80 is trading 72.7% above its estimated GF Value™ of zł114.53.

Key valuation signals for LTS:0DU3:

  • Cyclically Adjusted Revenue per Share: zł34.07
  • GF Value™: zł114.53 vs. price of zł197.80 (72.7% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the LTS:0DU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


mBank Business Description

Other Exchanges MBK:PolandBRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
73GF Score

Get the complete analysis for LTS:0DU3

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł197.80
Price
zł114.53
GF Value