mBank (LTS:0DU3) ROC %: % (As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0DU3 mBank SA LTS:0DU3
62 GF Score
Price zł197.80
GF Value zł101.11
! 6 Warning Signs
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What is mBank ROC %?

mBank LTS:0DU3 62 ROC % is % as of Mar. 2026. GuruFocus rates LTS:0DU3 with a GF Score™ of 62/100 and a GF Value™ of zł101.11. The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

LTS:0DU3
62GF Score
mBank SA LTS:0DU3
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
mBank (LTS:0DU3) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on mBank and its competitors.
Is mBank's ROC % too high?
mBank's current ROC % is %. Overall, mBank has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does mBank's ROC % compare to PNC?
mBank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on mBank and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. mBank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is mBank stock overvalued right now?
mBank (LTS:0DU3) has a current ROC % of %. The stock's GF Value™ is zł101.11, compared to a current price of zł197.80 — trading 95.6% above its estimated fair value. The current ROC % is %. mBank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For mBank (LTS:0DU3), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is mBank (LTS:0DU3) Overvalued in 2026?

Based on GuruFocus' analysis, mBank stock appears to be overvalued. The current stock price of zł197.80 is trading 95.6% above its estimated GF Value™ of zł101.11.

Key valuation signals for LTS:0DU3:

  • ROC %: %
  • GF Value™: zł101.11 vs. price of zł197.80 (95.6% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the LTS:0DU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

mBank Business Description

Other Exchanges MBK:PolandBRU:Germany
Address 18 Prosta Street, Warsaw, POL, 00-850
mBank SA is a financial services group operating in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank plans to emphasize customer service, particularly in the development of its banking solutions. The group conducts its business segments in The Retail Banking segment, The Corporate and Investment Banking segment, The Treasury and Other segments, and the FX Mortgage Loans segment and the majority of its revenue is generated from the retail banking segment.
62GF Score

Get the complete analysis for LTS:0DU3

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł197.80
Price
zł101.11
GF Value