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Republic Bancorp (Republic Bancorp) Cyclically Adjusted Price-to-FCF : 11.50 (As of Apr. 27, 2024)


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What is Republic Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-04-27), Republic Bancorp's current share price is $50.50. Republic Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $4.39. Republic Bancorp's Cyclically Adjusted Price-to-FCF for today is 11.50.

The historical rank and industry rank for Republic Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

RBCAA' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.66   Med: 11.29   Max: 17.99
Current: 11.39

During the past years, Republic Bancorp's highest Cyclically Adjusted Price-to-FCF was 17.99. The lowest was 6.66. And the median was 11.29.

RBCAA's Cyclically Adjusted Price-to-FCF is ranked worse than
75.24% of 832 companies
in the Banks industry
Industry Median: 7.405 vs RBCAA: 11.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Republic Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $1.050. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $4.39 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Republic Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Republic Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Republic Bancorp Cyclically Adjusted Price-to-FCF Chart

Republic Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.35 10.63 15.04 10.61 12.56

Republic Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.19 9.96 10.26 12.56 -

Competitive Comparison of Republic Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Republic Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Republic Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Republic Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Republic Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Republic Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=50.50/4.39
=11.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Republic Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.05/129.4194*129.4194
=1.050

Current CPI (Dec. 2023) = 129.4194.

Republic Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.924 99.695 1.199
201406 -0.130 100.560 -0.167
201409 0.285 100.428 0.367
201412 -0.171 99.070 -0.223
201503 0.779 99.621 1.012
201506 -0.001 100.684 -0.001
201509 0.797 100.392 1.027
201512 0.561 99.792 0.728
201603 1.184 100.470 1.525
201606 -0.502 101.688 -0.639
201609 0.885 101.861 1.124
201612 0.370 101.863 0.470
201703 2.034 102.862 2.559
201706 0.273 103.349 0.342
201709 0.457 104.136 0.568
201712 0.341 104.011 0.424
201803 2.296 105.290 2.822
201806 0.403 106.317 0.491
201809 1.000 106.507 1.215
201812 1.496 105.998 1.827
201903 2.049 107.251 2.473
201906 -0.576 108.070 -0.690
201909 0.934 108.329 1.116
201912 1.962 108.420 2.342
202003 1.283 108.902 1.525
202006 0.578 108.767 0.688
202009 0.955 109.815 1.125
202012 0.452 109.897 0.532
202103 0.746 111.754 0.864
202106 1.702 114.631 1.922
202109 1.947 115.734 2.177
202112 0.112 117.630 0.123
202203 3.982 121.301 4.249
202206 0.604 125.017 0.625
202209 1.973 125.227 2.039
202212 0.956 125.222 0.988
202303 3.454 127.348 3.510
202306 -0.386 128.729 -0.388
202309 0.992 129.860 0.989
202312 1.050 129.419 1.050

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Republic Bancorp  (NAS:RBCAA) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Republic Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Republic Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Republic Bancorp (Republic Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
601 West Market Street, Louisville, KY, USA, 40202
Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, warehouse, mortgage banking, Tax Refund Solutions (TRS), and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage lending, commercial lending, construction and land development lending, internet lending, correspondent lending, and indirect lending and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans and receipt and payment of federal and state tax refund products under the TRS division.
Executives
Juan Montano officer: EVP, Chief Mtg Banking Officer 601 W MARKET ST, LOUISVILLE KY 40202
Steven E Deweese officer: EVP, Dir of Retail Banking 601 WEST MARKET STREET, LOUISVILLE KY 40202
Christy Ames officer: EVP, General Counsel 601 W MARKET ST, LOUISVILLE KY 40202
Scott Trager director, 10 percent owner, officer: Vice Chairman 601 W MARKET ST, LOUISVILLE KY 40202
Vidya Ravichandran director 601 W MARKET ST, LOUISVILLE KY 40202
Jennifer N Green director 601 W MARKET ST, LOUISVILLE KY 40202
Timothy S. Huval director 500 W. MAIN STREET, LOUISVILLE KY 40202
Trager Trust Of 2012 10 percent owner 601 W MARKET ST, LOUISVILLE KY 40202
Steve Trager director, 10 percent owner, officer: President and CEO 601 W MARKET ST, LOUISVILLE KY 40202
Laura M Douglas director 601 W MARKET ST, LOUISVILLE KY 40202
Logan Pichel director, officer: President & CEO, Republic Bank 601 W MARKET ST, LOUISVILLE KY 40202
Jeff Starke officer: EVP, Chief Information Officer 601 W MARKET ST, LOUISVILLE KY 40202
George Iii Nichols director 601 W MARKET ST, LOUISVILLE KY 40202
Margaret S Wendler officer: EVP & Chief HR Officer 601 W MARKET ST, LOUISVILLE KY 40202
David P Feaster director 601 W MARKET ST, LOUISVILLE KY 40202

Republic Bancorp (Republic Bancorp) Headlines