RBCAA (Republic Bancorp) Dividend Payout Ratio: 0.29 (As of Jun. 2026) — Near Median

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RBCAA Republic Bancorp Inc RBCAA
65 GF Score
Price $94.98
GF Value $65.37
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Republic Bancorp Dividend Payout Ratio?

Republic Bancorp RBCAA +1.02% 65 Dividend Payout Ratio is 0.29 as of Jun. 2026, which is 3% below its 10-year median of 0.30. GuruFocus rates RBCAA with a GF Score™ of 65/100 and a GF Value™ of $65.37 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,173 Banks companies, Republic Bancorp ranks better than 56.78% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Republic Bancorp's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.29.

The historical rank and industry rank for Republic Bancorp's Dividend Payout Ratio or its related term are showing as below:

RBCAA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.26   Med: 0.3   Max: 0.4
Current: 0.29

During the past 13 years, the highest Dividend Payout Ratio of Republic Bancorp was 0.40. The lowest was 0.26. And the median was 0.30.

RBCAA's Dividend Payout Ratio is ranked better than
56.78% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs RBCAA: 0.29

As of today (2026-08-30), the Dividend Yield % of Republic Bancorp is 1.99%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Republic Bancorp was 3.92%. The lowest was 1.85%. And the median was 2.48%.

Republic Bancorp's Dividends per Share for the months ended in Jun. 2026 was $0.50.

During the past 12 months, Republic Bancorp's average Dividends Per Share Growth Rate was 10.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 9.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 9.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Republic Bancorp was 47.70% per year. The lowest was 5.60% per year. And the median was 9.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Republic Bancorp (NAS:RBCAA) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Republic Bancorp Dividend Payout Ratio Related Terms

Republic Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Republic Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bancorp Dividend Payout Ratio Chart

Republic Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.33 0.32 0.31 0.27

Republic Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.30 0.39 0.24 0.29

RBCAA vs TFIN, GABC, TCBK: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Republic Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Republic Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Republic Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Republic Bancorp's Dividend Payout Ratio falls into.


RBCAA
65GF Score
Republic Bancorp Inc RBCAA
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Republic Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.804/ 6.728
=0.27

Republic Bancorp's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.495/ 1.682
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.29 mean?
Republic Bancorp (RBCAA) has a Dividend Payout Ratio of 0.29 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Republic Bancorp and its competitors. This is near median its historical median of 0.30. Over the past decade, Republic Bancorp's Dividend Payout Ratio has ranged from 0.26 to 0.40. According to the industry distribution chart, Republic Bancorp ranks #507 out of 1173 companies in the Banks industry, placing it in the top 43.2%.
Is Republic Bancorp's Dividend Payout Ratio too high?
Republic Bancorp's current Dividend Payout Ratio of 0.29 is near median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.40. The Banks industry median Dividend Payout Ratio is 0.32. Republic Bancorp's value of 0.29 is 9.4% below this industry median. Based on the distribution chart, Republic Bancorp ranks #507 out of 1173 companies in the Banks industry, which is above the industry midpoint. Overall, Republic Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bancorp's Dividend Payout Ratio compare to TFIN and GABC?
According to the Banks industry distribution chart, Republic Bancorp ranks #507 out of 1173 companies for Dividend Payout Ratio. This puts Republic Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Republic Bancorp's value of 0.29 is 9.4% below this benchmark. Historically, Republic Bancorp's own Dividend Payout Ratio has ranged from 0.26 to 0.40 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.32, Republic Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Bancorp's current Dividend Payout Ratio of 0.29 is 9.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Republic Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Bancorp's current Dividend Payout Ratio is 0.29, which is near median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Republic Bancorp (RBCAA) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.37, compared to a current price of $94.98 — trading 45.3% above its estimated fair value. The current Dividend Payout Ratio is 0.29, which is near median its 10-year median of 0.30 and 9.4% below the Banks industry median of 0.32. Republic Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Republic Bancorp (RBCAA), the current Dividend Payout Ratio is 0.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bancorp (RBCAA) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bancorp stock appears to be overvalued. The current stock price of $94.98 is trading 45.3% above its estimated GF Value™ of $65.37. GuruFocus considers Republic Bancorp to be Significantly Overvalued.

Key valuation signals for RBCAA:

  • Dividend Payout Ratio: 0.29 (near median its 10-year median of 0.30)
  • GF Value™: $65.37 vs. price of $94.98 (45.3% above fair value)
  • GF Score™: 65/100 with 7 warning signs
  • Industry Position: 9.4% below the Banks median (#507 of 1173)

No single metric tells the full story. See the RBCAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Republic Bancorp Business Description

Address 601 West Market Street, Republic Corporate Center, Louisville, KY, USA, 40202
Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans, and receipt and payment of federal.
65GF Score

Get the complete analysis for RBCAA

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$94.98
Price
$65.37
GF Value