RBCAA (Republic Bancorp) ROE % Adjusted to Book Value: 7.50% (As of Jun. 2026)

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RBCAA Republic Bancorp Inc RBCAA
65 GF Score
Price $94.98
GF Value $65.37
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Republic Bancorp ROE % Adjusted to Book Value?

Republic Bancorp RBCAA +1.02% 65 ROE % Adjusted to Book Value is 7.50% as of Jun. 2026. GuruFocus rates RBCAA with a GF Score™ of 65/100 and a GF Value™ of $65.37 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Republic Bancorp's ROE % for the quarter that ended in Jun. 2026 was 11.48%. Republic Bancorp's PB Ratio for the quarter that ended in Jun. 2026 was 1.53. Republic Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 7.50%.


Republic Bancorp ROE % Adjusted to Book Value Related Terms


Republic Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Republic Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Bancorp ROE % Adjusted to Book Value Chart

Republic Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.66 11.46 8.74 7.77 10.28

Republic Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.91 8.54 6.84 12.48 7.50

RBCAA vs TFIN, GABC, TCBK: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Republic Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Republic Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Republic Bancorp's ROE % Adjusted to Book Value falls into.


RBCAA
65GF Score
Republic Bancorp Inc RBCAA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Republic Bancorp ROE % Adjusted to Book Value Calculation

Republic Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.54% / 1.22
=10.28%

Republic Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.48% / 1.53
=7.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.50% mean?
Republic Bancorp (RBCAA) has a ROE % Adjusted to Book Value of 7.50% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Republic Bancorp and its competitors.
Is Republic Bancorp's ROE % Adjusted to Book Value too high?
Republic Bancorp's current ROE % Adjusted to Book Value is 7.50%. Overall, Republic Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Republic Bancorp's ROE % Adjusted to Book Value compare to TFIN and GABC?
Republic Bancorp's ROE % Adjusted to Book Value of 7.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Republic Bancorp and its competitors. Republic Bancorp's current ROE % Adjusted to Book Value is 7.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Republic Bancorp (RBCAA) is currently considered Significantly Overvalued. The stock's GF Value™ is $65.37, compared to a current price of $94.98 — trading 45.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.50%. Republic Bancorp's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Republic Bancorp (RBCAA), the current ROE % Adjusted to Book Value is 7.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Bancorp (RBCAA) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Bancorp stock appears to be overvalued. The current stock price of $94.98 is trading 45.3% above its estimated GF Value™ of $65.37. GuruFocus considers Republic Bancorp to be Significantly Overvalued.

Key valuation signals for RBCAA:

  • ROE % Adjusted to Book Value: 7.50%
  • GF Value™: $65.37 vs. price of $94.98 (45.3% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the RBCAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Bancorp Business Description

Address 601 West Market Street, Republic Corporate Center, Louisville, KY, USA, 40202
Republic Bancorp Inc operates as a financial institution that provides both traditional and non-traditional banking products through five reportable segments. It has traditional banking, which generates the majority of revenue, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions segment, and Republic Credit Solutions (RCS) business segments. The business activities of these segments include retail mortgage and commercial lending, construction and land development lending, internet lending, correspondent and indirect lending, and also private banking, treasury management services, internet, and mobile banking, bank acquisitions, short-term revolving credit facilities, fixed-term residential real estate loans, and receipt and payment of federal.
65GF Score

Get the complete analysis for RBCAA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$94.98
Price
$65.37
GF Value