Business Description
German American Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US3738651047
Share Class Description:
GABC: Ordinary SharesTotal Employee Number:
984Compare
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Traded in other countries / regions
GABC.USAGAB.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1993-05-21Description
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.45 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-Equity | 0.14 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -1.96 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3.7 | |||||
3-Year EPS without NRI Growth Rate | 3.3 | |||||
3-Year FCF Growth Rate | 6.5 | |||||
3-Year Book Growth Rate | 17.9 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 61.1 | |||||
9-Day RSI | 64.31 | |||||
14-Day RSI | 63.89 | |||||
3-1 Month Momentum % | 3.65 | |||||
6-1 Month Momentum % | 11.45 | |||||
12-1 Month Momentum % | 8.77 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.55 | |||||
Dividend Payout Ratio | 0.33 | |||||
3-Year Dividend Growth Rate | 8 | |||||
Forward Dividend Yield % | 2.55 | |||||
5-Year Yield-on-Cost % | 3.89 | |||||
3-Year Average Share Buyback Ratio | -8.3 | |||||
Shareholder Yield % | 1.82 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 35.97 | |||||
FCF Margin % | 40.76 | |||||
OCF Margin % | 42.12 | |||||
ROE % | 12.14 | |||||
ROA % | 1.62 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.15 | |||||
Forward PE Ratio | 12.64 | |||||
PE Ratio without NRI | 13.15 | |||||
Shiller PE Ratio | 15.93 | |||||
Price-to-Owner-Earnings | 11.2 | |||||
PEG Ratio | 3.21 | |||||
PS Ratio | 4.73 | |||||
PB Ratio | 1.52 | |||||
Price-to-Tangible-Book | 2.32 | |||||
Price-to-Free-Cash-Flow | 11.61 | |||||
Price-to-Operating-Cash-Flow | 11.24 | |||||
EV-to-Revenue | 4.99 | |||||
EV-to-FCF | 12.24 | |||||
Price-to-GF-Value | 1.07 | |||||
Price-to-Projected-FCF | 0.91 | |||||
Price-to-DCF (Earnings Based) | 1.06 | |||||
Price-to-DCF (FCF Based) | 0.7 | |||||
Price-to-Median-PS-Value | 1.02 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.97 | |||||
Price-to-Graham-Number | 1.17 | |||||
FCF Yield % | 8.6 | |||||
Forward Rate of Return (Yacktman) % | 14.22 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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German American Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 376.109 | ||
| EPS (TTM) ($) | 3.61 | ||
| Beta | 0.6186 | ||
| 3-Year Sharpe Ratio | 0.8 | ||
| 3-Year Sortino Ratio | 1.43 | ||
| Volatility % | 16.08 | ||
| 14-Day RSI | 63.89 | ||
| 14-Day ATR ($) | 1.073616 | ||
| 20-Day SMA ($) | 46.0175 | ||
| 12-1 Month Momentum % | 8.77 | ||
| 52-Week Range ($) | 36.5646 - 48.94 | ||
| Shares Outstanding (Mil) | 37.56 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
German American Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
German American Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-27 | In 112 days | ||
| Second quarter earnings results for 2026 | 2026-07-28 | In 21 days | ||
| USD 0.310000 Cash Dividend | 2026-05-08 | 44.08 (+0.41%) | ||
| General meeting for 2026 | 2026-04-27 11:30 | 43.53 (+0.25%) | ||
| First quarter earnings results for 2026 | 2026-04-27 | 43.53 (+0.25%) | ||
| Annual report for 2025 | 2026-02-27 | 42.61 (-0.51%) | ||
| USD 0.310000 Cash Dividend | 2026-02-10 | 44.10 (-0.23%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-26 | 40.25 (-2.59%) | ||
| USD 0.290000 Cash Dividend | 2025-11-10 | 39.67 (+0.76%) | ||
| Third quarter earnings results for 2025 | 2025-10-27 | 39.31 (+0.95%) |
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German American Bancorp Inc Frequently Asked Questions
What is German American Bancorp Inc(GABC)'s stock price today?
The current price of GABC is $47.48. The 52 week high of GABC is $48.94 and 52 week low is $36.56.
When is next earnings date of German American Bancorp Inc(GABC)?
The next earnings date of German American Bancorp Inc(GABC) is 2026-07-28 Est..
Does German American Bancorp Inc(GABC) pay dividends? If so, how much?
The Dividend Yield %  of German American Bancorp Inc(GABC) is 2.55% (As of Today), Highest Dividend Payout Ratio of German American Bancorp Inc(GABC) was 0.6. The lowest was 0.27. And the median was 0.32. The  Forward Dividend Yield % of German American Bancorp Inc(GABC) is 2.55%. For more information regarding to dividend, please check our Dividend Page.
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