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Tompkins Financial (Tompkins Financial) Cyclically Adjusted Price-to-FCF : 6.86 (As of Apr. 29, 2024)


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What is Tompkins Financial Cyclically Adjusted Price-to-FCF?

As of today (2024-04-29), Tompkins Financial's current share price is $46.33. Tompkins Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $6.75. Tompkins Financial's Cyclically Adjusted Price-to-FCF for today is 6.86.

The historical rank and industry rank for Tompkins Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

TMP' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.57   Med: 12.69   Max: 19.78
Current: 6.87

During the past years, Tompkins Financial's highest Cyclically Adjusted Price-to-FCF was 19.78. The lowest was 6.57. And the median was 12.69.

TMP's Cyclically Adjusted Price-to-FCF is ranked better than
55.77% of 832 companies
in the Banks industry
Industry Median: 7.405 vs TMP: 6.87

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Tompkins Financial's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $1.227. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $6.75 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Tompkins Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Tompkins Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Tompkins Financial Cyclically Adjusted Price-to-FCF Chart

Tompkins Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.32 12.46 13.67 11.68 8.93

Tompkins Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.68 9.84 8.33 7.33 8.93

Competitive Comparison of Tompkins Financial's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Tompkins Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tompkins Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Tompkins Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Tompkins Financial's Cyclically Adjusted Price-to-FCF falls into.



Tompkins Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Tompkins Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=46.33/6.75
=6.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tompkins Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Tompkins Financial's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.227/129.4194*129.4194
=1.227

Current CPI (Dec. 2023) = 129.4194.

Tompkins Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.580 99.695 0.753
201406 1.368 100.560 1.761
201409 1.453 100.428 1.872
201412 1.235 99.070 1.613
201503 1.144 99.621 1.486
201506 1.324 100.684 1.702
201509 1.306 100.392 1.684
201512 1.373 99.792 1.781
201603 1.085 100.470 1.398
201606 1.278 101.688 1.627
201609 1.436 101.861 1.825
201612 1.194 101.863 1.517
201703 0.499 102.862 0.628
201706 1.226 103.349 1.535
201709 0.398 104.136 0.495
201712 1.248 104.011 1.553
201803 0.795 105.290 0.977
201806 1.139 106.317 1.387
201809 1.581 106.507 1.921
201812 2.377 105.998 2.902
201903 0.978 107.251 1.180
201906 1.888 108.070 2.261
201909 1.805 108.329 2.156
201912 1.720 108.420 2.053
202003 1.573 108.902 1.869
202006 1.223 108.767 1.455
202009 1.168 109.815 1.377
202012 2.604 109.897 3.067
202103 1.995 111.754 2.310
202106 1.295 114.631 1.462
202109 2.711 115.734 3.032
202112 1.954 117.630 2.150
202203 1.650 121.301 1.760
202206 1.588 125.017 1.644
202209 2.046 125.227 2.115
202212 1.323 125.222 1.367
202303 1.484 127.348 1.508
202306 1.398 128.729 1.406
202309 1.642 129.860 1.636
202312 1.227 129.419 1.227

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Tompkins Financial  (AMEX:TMP) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Tompkins Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Tompkins Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Tompkins Financial (Tompkins Financial) Business Description

Traded in Other Exchanges
Address
118 East Seneca Street, P.O Box 460, Ithaca, NY, USA, 14851
Tompkins Financial Corp is a Financial Holding Company. It has three business segments, consisting of banking, insurance and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Insurance is comprised of property and casualty insurance services and employee benefit consulting. Wealth management activities include the results of the company's trust, financial planning, and wealth management services.
Executives
Charles J Guarino officer: SVP Chief Bank Operations Off. 220 LIBERTY STREET, WARSAW NY 14569
David Kershaw officer: SVP, PAO PO BOX 460, ITHACA NY 14851
Matthew D Tomazin officer: EVP, CFO & Treasurer PO BOX 460, ITHACA NY 14851
Johanna B Anderson officer: Officer: EVP, Pres., TCB CNY PO BOX 460, ITHACA NY 14851
Alfred J Weber director 5 FOXGLOVE LANE, READING PA 19606
John D Mcclurg director PO BOX 460, ITHACA NY 14851
Nancy E. Catarisano director 27 FAIRPORT DRIVE, FAIRPORT NY 14450
Angela B Lee director PO BOX 460, ITHACA NY 14851
Diane D Torcello officer: EVP & President, Tompkins WNY PO BOX 460, ITHACA NY 14851
Gregory J Hartz officer: Executive Vice Pres. C/O TOMPKINS TRUSTCO, INC., P.O. BOX 460, ITHACA NY 14851
Francis M Fetsko officer: EVP, CFO, Treasurer C/O TOMKINS TRUSTCO, INC., PO BOX #460, ITHACA NY 14851
Ita M Rahily director P.O. BOX 460, ITHACA NY 14851
Ginger G Kunkel officer: President TCB Pennsylvania 389 COAL MOUNTAIN ROAD, ORWIGSBURG PA 17961
Scott L Gruber officer: EVP, Pres & CEO, VIST Bank 1240 BROADCASTING RD., WYOMISSING PA 19610
John M Mckenna officer: EVP, Tompkins Bank of Castile P.O. BOX 460, ITHACA NY 14851

Tompkins Financial (Tompkins Financial) Headlines