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Tompkins FinancialTMP +0.89%49 3-Year Dividend Growth Rate is 2.80% as of Jun. 2026, which is 51% below its 10-year median of 5.70. GuruFocus rates TMP with a GF Score™ of 49/100 and a GF Value™ of $67.04 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 958 Banks companies, Tompkins Financial ranks worse than 75.37% on this metric.
The historical rank and industry rank for Tompkins Financial's 3-Year Dividend Growth Rate or its related term are showing as below:
TMP'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 2.8 Med: 5.7 Max: 20.2
Current: 2.8
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Tompkins Financial was 20.20% per year. The lowest was 2.80% per year. And the median was 5.70% per year.
TMP's 3-Year Dividend Growth Rate is ranked worse than 75.37% of 958
companies
in the Banks industry
Industry Median: 10.1
vs TMP: 2.80
During the past 12 months, Tompkins Financial's average Dividends Per Share Growth Rate was 5.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 3.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Tompkins Financial was 0.55. The lowest was 0.35. And the median was 0.40.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Tompkins Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.700000
2026-08-07
2026-08-07
2026-08-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.670000
2026-05-08
2026-05-08
2026-05-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.670000
2026-02-13
2026-02-13
2026-02-22
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.650000
2025-11-07
2025-11-07
2025-11-14
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Tompkins Financial's Dividend Yield (%) for Today is calculated as
Current Share Price is $99.57.
Tompkins Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $2.69.
During the past 13 years, the highest Dividend Yield of Tompkins Financial was 5.47%. The lowest was 1.86%. And the median was 2.82%.
Warning Sign:
Tompkins Financial Corp stock Dividend Yield % is close to 5-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tompkins Financial 3-Year Dividend Growth Rate Related Terms>
TMP vs CTBI, PEBO, BHRB: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Tompkins Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tompkins Financial 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Tompkins Financial's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Tompkins Financial's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 2.80% mean?
Tompkins Financial (TMP) has a 3-Year Dividend Growth Rate of 2.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Tompkins Financial and its competitors. This is 51% below median its historical median of 5.70. Over the past decade, Tompkins Financial's 3-Year Dividend Growth Rate has ranged from 2.80 to 20.20. According to the industry distribution chart, Tompkins Financial ranks #722 out of 958 companies in the Banks industry, placing it in the top 75.4%.
Is Tompkins Financial's 3-Year Dividend Growth Rate too high?
Tompkins Financial's current 3-Year Dividend Growth Rate of 2.80% is 51% below median its 10-year median of 5.70. Over the past 10 years, this metric has ranged from a low of 2.80 to a high of 20.20. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Tompkins Financial's value of 2.80% is 72.3% below this industry median. Based on the distribution chart, Tompkins Financial ranks #722 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tompkins Financial has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tompkins Financial's 3-Year Dividend Growth Rate compare to CTBI and PEBO?
According to the Banks industry distribution chart, Tompkins Financial ranks #722 out of 958 companies for 3-Year Dividend Growth Rate. This places Tompkins Financial in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Tompkins Financial's value of 2.80% is 72.3% below this benchmark. Historically, Tompkins Financial's own 3-Year Dividend Growth Rate has ranged from 2.80 to 20.20 over the past decade. While the company's 10-year median is 5.70 vs. the industry median of 10.10, Tompkins Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tompkins Financial's current 3-Year Dividend Growth Rate of 2.80% is 72.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Tompkins Financial and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tompkins Financial's current 3-Year Dividend Growth Rate is 2.80%, which is 51% below median its own 10-year median of 5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tompkins Financial stock overvalued right now?
Based on GuruFocus' analysis, Tompkins Financial (TMP) is currently considered Significantly Overvalued. The stock's GF Value™ is $67.04, compared to a current price of $99.57 — trading 48.5% above its estimated fair value. The current 3-Year Dividend Growth Rate is 2.80%, which is 51% below median its 10-year median of 5.70 and 72.3% below the Banks industry median of 10.10. Tompkins Financial's overall GF Score™ is 49/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Tompkins Financial (TMP), the current 3-Year Dividend Growth Rate is 2.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tompkins Financial (TMP) Overvalued in 2026?
Based on GuruFocus' analysis, Tompkins Financial stock appears to be overvalued.
The current stock price of $99.57 is trading 48.5% above its estimated GF Value™ of $67.04.
GuruFocus considers Tompkins Financial to be Significantly Overvalued.
Key valuation signals for TMP:
3-Year Dividend Growth Rate: 2.80% (51% below median its 10-year median of 5.70)
GF Value™: $67.04 vs. price of $99.57 (48.5% above fair value)
Industry Position: 72.3% below the Banks median (#722 of 958)
No single metric tells the full story. See the TMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tompkins Financial Corp is a Financial Holding Company. The company manages its operations through two business segments, consisting of banking and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Wealth management activities include the results of the company's trust, financial planning, and wealth management services. The company generates the majority of its revenue from the Banking segment.
49GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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