TMP (Tompkins Financial) Net Loan: $6,530.0 Mil (As of Jun. 2026)

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TMP Tompkins Financial Corp TMP
51 GF Score
Price $100.25
GF Value $64.99
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Tompkins Financial Net Loan?

Tompkins Financial TMP -0.03% 51 Net Loan is $6,530.0 Mil as of Jun. 2026. GuruFocus rates TMP with a GF Score™ of 51/100 and a GF Value™ of $64.99 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Tompkins Financial's quarterly net loan declined from Dec. 2025 ($6,421.7 Mil) to Mar. 2026 ($6,410.3 Mil) but then increased from Mar. 2026 ($6,410.3 Mil) to Jun. 2026 ($6,530.0 Mil).

Tompkins Financial's annual net loan increased from Dec. 2023 ($5,539.0 Mil) to Dec. 2024 ($6,410.3 Mil) and increased from Dec. 2024 ($6,410.3 Mil) to Dec. 2025 ($6,530.0 Mil).

Tompkins Financial Net Loan Historical Data

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The historical data trend for Tompkins Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tompkins Financial Net Loan Chart

Tompkins Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,018.74 5,206.94 5,539.05 5,951.00 6,421.66

Tompkins Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,103.15 6,217.30 6,421.66 6,410.30 6,529.98
TMP
51GF Score
Tompkins Financial Corp TMP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Tompkins Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $6,530.0 Mil mean?
Tompkins Financial (TMP) has a Net Loan of $6,530.0 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Tompkins Financial and its competitors.
Is Tompkins Financial's Net Loan too high?
Tompkins Financial's current Net Loan is $6,530.0 Mil. Overall, Tompkins Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tompkins Financial's Net Loan compare to PEBO and BHRB?
Tompkins Financial's Net Loan of $6,530.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Tompkins Financial and its competitors. Tompkins Financial's current Net Loan is $6,530.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tompkins Financial stock overvalued right now?
Based on GuruFocus' analysis, Tompkins Financial (TMP) is currently considered Significantly Overvalued. The stock's GF Value™ is $64.99, compared to a current price of $100.25 — trading 54.3% above its estimated fair value. The current Net Loan is $6,530.0 Mil. Tompkins Financial's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Tompkins Financial (TMP), the current Net Loan is $6,530.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tompkins Financial (TMP) Overvalued in 2026?

Based on GuruFocus' analysis, Tompkins Financial stock appears to be overvalued. The current stock price of $100.25 is trading 54.3% above its estimated GF Value™ of $64.99. GuruFocus considers Tompkins Financial to be Significantly Overvalued.

Key valuation signals for TMP:

  • Net Loan: $6,530.0 Mil
  • GF Value™: $64.99 vs. price of $100.25 (54.3% above fair value)
  • GF Score™: 51/100 with 8 warning signs

No single metric tells the full story. See the TMP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tompkins Financial Business Description

Other Exchanges 8J0:Germany
Address 118 East Seneca Street, P.O Box 460, 6th Floor, Ithaca, NY, USA, 14851
Tompkins Financial Corp is a Financial Holding Company. The company manages its operations through two business segments, consisting of banking and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Wealth management activities include the results of the company's trust, financial planning, and wealth management services. The company generates the majority of its revenue from the Banking segment.
51GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$100.25
Price
$64.99
GF Value