Universal Modern IndustriesAMM:UMIC 86 Days Payable is 12.30 as of Mar. 2026, which is 22% below its 10-year median of 15.84. GuruFocus rates AMM:UMIC with a GF Score™ of 86/100 and a GF Value™ of JOD1.92 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,881 Consumer Packaged Goods companies, Universal Modern Industries ranks worse than 87.99% on this metric.
The historical rank and industry rank for Universal Modern Industries's Days Payable or its related term are showing as below:
AMM:UMIC'
s Days Payable Range Over the Past 10 Years
Min: 10.82 Med: 15.84 Max: 26.55
Current: 17.14
During the past 13 years, Universal Modern Industries's highest Days Payable was 26.55. The lowest was 10.82. And the median was 15.84.
AMM:UMIC's Days Payable is ranked worse than 87.99% of 1881
companies
in the Consumer Packaged Goods industry
Industry Median: 44.14
vs AMM:UMIC: 17.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:UMIC vs KHC, GIS, HRL: Days Payable Comparison
For the Packaged Foods subindustry, Universal Modern Industries's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Modern Industries Days Payable vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Universal Modern Industries's Days Payable distribution charts can be found below:
* The bar in red indicates where Universal Modern Industries's Days Payable falls into.
Universal Modern Industries Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Modern Industries (AMM:UMIC) has a Days Payable of 12.30 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Universal Modern Industries and its competitors. This is 22% below median its historical median of 15.84. Over the past decade, Universal Modern Industries' Days Payable has ranged from 10.82 to 26.55. According to the industry distribution chart, Universal Modern Industries ranks #1655 out of 1881 companies in the Consumer Packaged Goods industry, placing it in the top 88%.
Is Universal Modern Industries' Days Payable too high?
Universal Modern Industries' current Days Payable of 12.30 is 22% below median its 10-year median of 15.84. Over the past 10 years, this metric has ranged from a low of 10.82 to a high of 26.55. The Consumer Packaged Goods industry median Days Payable is 44.14. Universal Modern Industries' value of 12.30 is 72.1% below this industry median. Based on the distribution chart, Universal Modern Industries ranks #1655 out of 1881 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Universal Modern Industries has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Universal Modern Industries' Days Payable compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Universal Modern Industries ranks #1655 out of 1881 companies for Days Payable. This places Universal Modern Industries in the lower half of its industry. The industry median Days Payable is 44.14. Universal Modern Industries' value of 12.30 is 72.1% below this benchmark. Historically, Universal Modern Industries' own Days Payable has ranged from 10.82 to 26.55 over the past decade. While the company's 10-year median is 15.84 vs. the industry median of 44.14, Universal Modern Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Consumer Packaged Goods company?
The median Days Payable among Consumer Packaged Goods companies is 44.14, based on 1,881 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Modern Industries's current Days Payable of 12.30 is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Universal Modern Industries and its competitors. For the Consumer Packaged Goods industry, the median Days Payable is 44.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Modern Industries's current Days Payable is 12.30, which is 22% below median its own 10-year median of 15.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Modern Industries stock overvalued right now?
Based on GuruFocus' analysis, Universal Modern Industries (AMM:UMIC) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.92, compared to a current price of JOD1.88 — trading 2.1% below its estimated fair value. The current Days Payable is 12.30, which is 22% below median its 10-year median of 15.84 and 72.1% below the Consumer Packaged Goods industry median of 44.14. Universal Modern Industries' overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Universal Modern Industries (AMM:UMIC), the current Days Payable is 12.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Modern Industries (AMM:UMIC) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Modern Industries stock appears to be undervalued.
The current stock price of JOD1.88 is trading 2.1% below its estimated GF Value™ of JOD1.92.
GuruFocus considers Universal Modern Industries to be Fairly Valued.
Key valuation signals for AMM:UMIC:
Days Payable: 12.30 (22% below median its 10-year median of 15.84)
GF Value™: JOD1.92 vs. price of JOD1.88 (2.1% below fair value)
Industry Position: 72.1% below the Consumer Packaged Goods median (#1655 of 1881)
No single metric tells the full story. See the AMM:UMIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Modern Industries is engaged in refining and filling of vegetable oil, which are used for food. The company products include Golden Corn, Golden Flower, Shahrazad, Sungold, Al-Kinz, Al-Balka, Sun Gold Shortening, and Sun Gold Margarine.
86GF Score
Get the complete analysis for AMM:UMIC
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMM:UMIC has been successfully added to your 
