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Universal Modern IndustriesAMM:UMIC +0.53%87 Debt-to-Equity is 0.10 as of Jun. 2026, which is 900% above its 10-year median of 0.01. GuruFocus rates AMM:UMIC with a GF Score™ of 87/100 and a GF Value™ of JOD2.15 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,746 Consumer Packaged Goods companies, Universal Modern Industries ranks better than 80.58% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Universal Modern Industries's Debt-to-Equity or its related term are showing as below:
AMM:UMIC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.1
Current: 0.1
During the past 13 years, the highest Debt-to-Equity Ratio of Universal Modern Industries was 0.10. The lowest was 0.00. And the median was 0.01.
AMM:UMIC's Debt-to-Equity is ranked better than 80.58% of 1746
companies
in the Consumer Packaged Goods industry
Industry Median: 0.415
vs AMM:UMIC: 0.10
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Universal Modern Industries Debt-to-Equity Related Terms
Universal Modern Industries Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMM:UMIC vs KHC, GIS, HRL: Debt-to-Equity Comparison
For the Packaged Foods subindustry, Universal Modern Industries's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Modern Industries Debt-to-Equity vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Universal Modern Industries's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Universal Modern Industries's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Modern Industries (AMM:UMIC) has a Debt-to-Equity of 0.10 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Universal Modern Industries and its competitors. This is 900% above median its historical median of 0.01. According to the industry distribution chart, Universal Modern Industries ranks #339 out of 1746 companies in the Consumer Packaged Goods industry, placing it in the top 19.4%.
Is Universal Modern Industries' Debt-to-Equity too high?
Universal Modern Industries' current Debt-to-Equity of 0.10 is 900% above median its 10-year median of 0.01. The Consumer Packaged Goods industry median Debt-to-Equity is 0.42. Universal Modern Industries' value of 0.10 is 75.9% below this industry median. Based on the distribution chart, Universal Modern Industries ranks #339 out of 1746 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Universal Modern Industries has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Modern Industries' Debt-to-Equity compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Universal Modern Industries ranks #339 out of 1746 companies for Debt-to-Equity. This places Universal Modern Industries in the top 19% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.42. Universal Modern Industries' value of 0.10 is 75.9% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.42, Universal Modern Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Consumer Packaged Goods company?
The median Debt-to-Equity among Consumer Packaged Goods companies is 0.42, based on 1,746 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Modern Industries's current Debt-to-Equity of 0.10 is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Universal Modern Industries and its competitors. For the Consumer Packaged Goods industry, the median Debt-to-Equity is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Modern Industries's current Debt-to-Equity is 0.10, which is 900% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Modern Industries stock overvalued right now?
Based on GuruFocus' analysis, Universal Modern Industries (AMM:UMIC) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD2.15, compared to a current price of JOD1.89 — trading 12.1% below its estimated fair value. The current Debt-to-Equity is 0.10, which is 900% above median its 10-year median of 0.01 and 75.9% below the Consumer Packaged Goods industry median of 0.42. Universal Modern Industries' overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Universal Modern Industries (AMM:UMIC), the current Debt-to-Equity is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Modern Industries (AMM:UMIC) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Modern Industries stock appears to be undervalued.
The current stock price of JOD1.89 is trading 12.1% below its estimated GF Value™ of JOD2.15.
GuruFocus considers Universal Modern Industries to be Modestly Undervalued.
Key valuation signals for AMM:UMIC:
Debt-to-Equity: 0.10 (900% above median its 10-year median of 0.01)
GF Value™: JOD2.15 vs. price of JOD1.89 (12.1% below fair value)
Industry Position: 75.9% below the Consumer Packaged Goods median (#339 of 1746)
No single metric tells the full story. See the AMM:UMIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Modern Industries is engaged in refining and filling of vegetable oil, which are used for food. The company products include Golden Corn, Golden Flower, Shahrazad, Sungold, Al-Kinz, Al-Balka, Sun Gold Shortening, and Sun Gold Margarine.
87GF Score
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