Universal Modern Industries (AMM:UMIC) ROA %: 11.47% (As of Mar. 2026) — 97% Above Median


AMM:UMIC Universal Modern Industries AMM:UMIC
89 GF Score
Price JOD1.88
GF Value JOD1.93
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Universal Modern Industries ROA %?

Universal Modern Industries AMM:UMIC +1.08% 89 ROA % is 11.47% as of Mar. 2026, which is 97% above its 10-year median of 5.83. GuruFocus rates AMM:UMIC with a GF Score™ of 89/100 and a GF Value™ of JOD1.93 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,990 Consumer Packaged Goods companies, Universal Modern Industries ranks better than 54.07% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Universal Modern Industries's annualized Net Income for the quarter that ended in Mar. 2026 was JOD1.06 Mil. Universal Modern Industries's average Total Assets over the quarter that ended in Mar. 2026 was JOD9.24 Mil. Therefore, Universal Modern Industries's annualized ROA % for the quarter that ended in Mar. 2026 was 11.47%.

The historical rank and industry rank for Universal Modern Industries's ROA % or its related term are showing as below:

AMM:UMIC' s ROA % Range Over the Past 10 Years
Min: 1.46   Med: 5.83   Max: 11.96
Current: 3.85

During the past 13 years, Universal Modern Industries's highest ROA % was 11.96%. The lowest was 1.46%. And the median was 5.83%.

AMM:UMIC's ROA % is ranked better than
54.07% of 1990 companies
in the Consumer Packaged Goods industry
Industry Median: 3.245 vs AMM:UMIC: 3.85

Universal Modern Industries  (AMM:UMIC) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=1.06/9.2375
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1.06 / 16.3)*(16.3 / 9.2375)
=Net Margin %*Asset Turnover
=6.5 %*1.7645
=11.47 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Universal Modern Industries ROA % Related Terms


Universal Modern Industries ROA % Historical Data

* Premium members only.

The historical data trend for Universal Modern Industries's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Modern Industries ROA % Chart

Universal Modern Industries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.38 6.26 3.93 3.39 1.46

Universal Modern Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 -3.94 4.62 3.74 11.47

AMM:UMIC vs KHC, GIS, JBS: ROA % Comparison

For the Packaged Foods subindustry, Universal Modern Industries's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Modern Industries ROA % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Universal Modern Industries's ROA % distribution charts can be found below:

* The bar in red indicates where Universal Modern Industries's ROA % falls into.


AMM:UMIC
89GF Score
Universal Modern Industries AMM:UMIC
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Universal Modern Industries ROA % Calculation

Universal Modern Industries's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=0.14/( (9.932+9.227)/ 2 )
=0.14/9.5795
=1.46 %

Universal Modern Industries's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1.06/( (9.227+9.248)/ 2 )
=1.06/9.2375
=11.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 11.47% mean?
Universal Modern Industries (AMM:UMIC) has a ROA % of 11.47% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Universal Modern Industries and its competitors. This is 97% above median its historical median of 5.83. Over the past decade, Universal Modern Industries' ROA % has ranged from 1.46 to 11.96. According to the industry distribution chart, Universal Modern Industries ranks #914 out of 1990 companies in the Consumer Packaged Goods industry, placing it in the top 45.9%.
Is Universal Modern Industries' ROA % too high?
Universal Modern Industries' current ROA % of 11.47% is 97% above median its 10-year median of 5.83. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 11.96. The Consumer Packaged Goods industry median ROA % is 3.25. Universal Modern Industries' value of 11.47% is 253.5% above this industry median. Based on the distribution chart, Universal Modern Industries ranks #914 out of 1990 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Universal Modern Industries has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Universal Modern Industries' ROA % compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Universal Modern Industries ranks #914 out of 1990 companies for ROA %. This puts Universal Modern Industries in the upper half of its industry. The industry median ROA % is 3.25. Universal Modern Industries' value of 11.47% is 253.5% above this benchmark. Historically, Universal Modern Industries' own ROA % has ranged from 1.46 to 11.96 over the past decade. While the company's 10-year median is 5.83 vs. the industry median of 3.25, Universal Modern Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Consumer Packaged Goods company?
The median ROA % among Consumer Packaged Goods companies is 3.25, based on 1,990 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Modern Industries's current ROA % of 11.47% is 253.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Universal Modern Industries and its competitors. For the Consumer Packaged Goods industry, the median ROA % is 3.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Modern Industries's current ROA % is 11.47%, which is 97% above median its own 10-year median of 5.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Modern Industries stock overvalued right now?
Based on GuruFocus' analysis, Universal Modern Industries (AMM:UMIC) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.93, compared to a current price of JOD1.88 — trading 2.6% below its estimated fair value. The current ROA % is 11.47%, which is 97% above median its 10-year median of 5.83 and 253.5% above the Consumer Packaged Goods industry median of 3.25. Universal Modern Industries' overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Universal Modern Industries (AMM:UMIC), the current ROA % is 11.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Modern Industries (AMM:UMIC) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Modern Industries stock appears to be undervalued. The current stock price of JOD1.88 is trading 2.6% below its estimated GF Value™ of JOD1.93. GuruFocus considers Universal Modern Industries to be Fairly Valued.

Key valuation signals for AMM:UMIC:

  • ROA %: 11.47% (97% above median its 10-year median of 5.83)
  • GF Value™: JOD1.93 vs. price of JOD1.88 (2.6% below fair value)
  • GF Score™: 89/100 with 5 warning signs
  • Industry Position: 253.5% above the Consumer Packaged Goods median (#914 of 1990)

No single metric tells the full story. See the AMM:UMIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Modern Industries Business Description

Address Zarqa - Free Zone Area, P.O. Box: 927139, Amman, JOR, 11190
Universal Modern Industries is engaged in refining and filling of vegetable oil, which are used for food. The company products include Golden Corn, Golden Flower, Shahrazad, Sungold, Al-Kinz, Al-Balka, Sun Gold Shortening, and Sun Gold Margarine.
89GF Score

Get the complete analysis for AMM:UMIC

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.88
Price
JOD1.93
GF Value