SW Investments (BOM:503659) Days Payable: 2,141.33 (As of Mar. 2026) — 620% Above Median

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BOM:503659 SW Investments Ltd BOM:503659
66 GF Score
Price ₹187.35
GF Value ₹152.22
Valuation Modestly Overvalued
! 7 Warning Signs
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What is SW Investments Days Payable?

SW Investments BOM:503659 -1.96% 66 Days Payable is 2,141.33 as of Mar. 2026, which is 620% above its 10-year median of 297.45. GuruFocus rates BOM:503659 with a GF Score™ of 66/100 and a GF Value™ of ₹152.22 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 301 Credit Services companies, SW Investments ranks better than 96.01% on this metric.

SW Investments's average Accounts Payable for the three months ended in Mar. 2026 was ₹0.70 Mil. SW Investments's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹0.03 Mil. Hence, SW Investments's Days Payable for the three months ended in Mar. 2026 was 2,141.33.

The historical rank and industry rank for SW Investments's Days Payable or its related term are showing as below:

BOM:503659' s Days Payable Range Over the Past 10 Years
Min: 0.1   Med: 297.45   Max: 2138.29
Current: 2138.29

During the past 13 years, SW Investments's highest Days Payable was 2138.29. The lowest was 0.10. And the median was 297.45.

BOM:503659's Days Payable is ranked better than
96.01% of 301 companies
in the Credit Services industry
Industry Median: 33.87 vs BOM:503659: 2138.29

SW Investments's Days Payable increased from Mar. 2025 (1,955.79) to Mar. 2026 (2,141.33). It may suggest that SW Investments delayed paying its suppliers.


SW Investments Days Payable Historical Data

* Premium members only.

The historical data trend for SW Investments's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SW Investments Days Payable Chart

SW Investments Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 362.00 1,295.75 576.40 1,339.85 2,048.56

SW Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,955.79 1,955.79 2,317.75 2,317.75 2,141.33

BOM:503659 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, SW Investments's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SW Investments Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SW Investments's Days Payable distribution charts can be found below:

* The bar in red indicates where SW Investments's Days Payable falls into.


BOM:503659
66GF Score
SW Investments Ltd BOM:503659
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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SW Investments Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

SW Investments's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (0.643 + 0.704) / 2 ) / 0.12*365
=0.6735 / 0.12*365
=2,048.56

SW Investments's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 0.704) / 1 ) / 0.03*365 / 4
=0.704 / 0.03*365 / 4
=2,141.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 2,141.33 mean?
SW Investments (BOM:503659) has a Days Payable of 2,141.33 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SW Investments and its competitors. This is 620% above median its historical median of 297.45. Over the past decade, SW Investments' Days Payable has ranged from 0.10 to 2,138.29. According to the industry distribution chart, SW Investments ranks #12 out of 301 companies in the Credit Services industry, placing it in the top 4%.
Is SW Investments' Days Payable too high?
SW Investments' current Days Payable of 2,141.33 is 620% above median its 10-year median of 297.45. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 2,138.29. The Credit Services industry median Days Payable is 33.87. SW Investments' value of 2,141.33 is 6222.2% above this industry median. Based on the distribution chart, SW Investments ranks #12 out of 301 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SW Investments has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SW Investments' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, SW Investments ranks #12 out of 301 companies for Days Payable. This places SW Investments in the top 4% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.87. SW Investments' value of 2,141.33 is 6222.2% above this benchmark. Historically, SW Investments' own Days Payable has ranged from 0.10 to 2,138.29 over the past decade. While the company's 10-year median is 297.45 vs. the industry median of 33.87, SW Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SW Investments's current Days Payable of 2,141.33 is 6222.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SW Investments and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SW Investments's current Days Payable is 2,141.33, which is 620% above median its own 10-year median of 297.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SW Investments stock overvalued right now?
Based on GuruFocus' analysis, SW Investments (BOM:503659) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹152.22, compared to a current price of ₹187.35 — trading 23.1% above its estimated fair value. The current Days Payable is 2,141.33, which is 620% above median its 10-year median of 297.45 and 6222.2% above the Credit Services industry median of 33.87. SW Investments' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SW Investments (BOM:503659), the current Days Payable is 2,141.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SW Investments (BOM:503659) Overvalued in 2026?

Based on GuruFocus' analysis, SW Investments stock appears to be overvalued. The current stock price of ₹187.35 is trading 23.1% above its estimated GF Value™ of ₹152.22. GuruFocus considers SW Investments to be Modestly Overvalued.

Key valuation signals for BOM:503659:

  • Days Payable: 2,141.33 (620% above median its 10-year median of 297.45)
  • GF Value™: ₹152.22 vs. price of ₹187.35 (23.1% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 6222.2% above the Credit Services median (#12 of 301)

No single metric tells the full story. See the BOM:503659 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SW Investments Business Description

Address 37-40, Subhash Road, 5th Floor, Sunteck Centre, Vile Parle East, Mumbai, MH, IND, 400057
SW Investments Ltd is an India-based company providing financial and investment services. It holds assets in the form of investments in equity shares and debentures. It is engaged in holding securities in various companies. The company generates revenue in the form of interest and dividends.
66GF Score

Get the complete analysis for BOM:503659

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹187.35
Price
₹152.22
GF Value