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SW InvestmentsBOM:503659 +4.98%69 Pretax Margin % is 78.05% as of Mar. 2026, which is 106% above its 10-year median of 37.86. GuruFocus rates BOM:503659 with a GF Score™ of 69/100 and a GF Value™ of ₹151.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 534 Credit Services companies, SW Investments ranks better than 90.82% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SW Investments Pretax Margin % Related Terms
SW Investments Pretax Margin % Historical Data
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The historical data trend for SW Investments's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:503659 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, SW Investments's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SW Investments Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SW Investments's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SW Investments's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SW Investments (BOM:503659) has a Pretax Margin % of 78.05% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SW Investments and its competitors. This is 106% above median its historical median of 37.86. Over the past decade, SW Investments' Pretax Margin % has ranged from 1.64 to 73.76. According to the industry distribution chart, SW Investments ranks #49 out of 534 companies in the Credit Services industry, placing it in the top 9.2%.
Is SW Investments' Pretax Margin % too high?
SW Investments' current Pretax Margin % of 78.05% is 106% above median its 10-year median of 37.86. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 73.76. The Credit Services industry median Pretax Margin % is 20.22. SW Investments' value of 78.05% is 286% above this industry median. Based on the distribution chart, SW Investments ranks #49 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SW Investments has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SW Investments' Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SW Investments ranks #49 out of 534 companies for Pretax Margin %. This places SW Investments in the top 9% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.22. SW Investments' value of 78.05% is 286% above this benchmark. Historically, SW Investments' own Pretax Margin % has ranged from 1.64 to 73.76 over the past decade. While the company's 10-year median is 37.86 vs. the industry median of 20.22, SW Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.22, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SW Investments's current Pretax Margin % of 78.05% is 286% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SW Investments and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SW Investments's current Pretax Margin % is 78.05%, which is 106% above median its own 10-year median of 37.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SW Investments stock overvalued right now?
Based on GuruFocus' analysis, SW Investments (BOM:503659) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹151.83, compared to a current price of ₹195.00 — trading 28.4% above its estimated fair value. The current Pretax Margin % is 78.05%, which is 106% above median its 10-year median of 37.86 and 286% above the Credit Services industry median of 20.22. SW Investments' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SW Investments (BOM:503659), the current Pretax Margin % is 78.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SW Investments (BOM:503659) Overvalued in 2026?
Based on GuruFocus' analysis, SW Investments stock appears to be overvalued.
The current stock price of ₹195.00 is trading 28.4% above its estimated GF Value™ of ₹151.83.
GuruFocus considers SW Investments to be Modestly Overvalued.
Key valuation signals for BOM:503659:
Pretax Margin %: 78.05% (106% above median its 10-year median of 37.86)
GF Value™: ₹151.83 vs. price of ₹195.00 (28.4% above fair value)
Industry Position: 286% above the Credit Services median (#49 of 534)
No single metric tells the full story. See the BOM:503659 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SW Investments Ltd is an India-based company providing financial and investment services. It holds assets in the form of investments in equity shares and debentures. It is engaged in holding securities in various companies. The company generates revenue in the form of interest and dividends.
69GF Score
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