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Hasti FinanceBOM:531387 41 Days Payable is 2,112.44 as of Mar. 2026, which is 14% below its 10-year median of 2,467.35. GuruFocus rates BOM:531387 with a GF Score™ of 41/100 and a GF Value™ of ₹2.71 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 302 Credit Services companies, Hasti Finance ranks better than 97.35% on this metric.
The historical rank and industry rank for Hasti Finance's Days Payable or its related term are showing as below:
BOM:531387'
s Days Payable Range Over the Past 10 Years
Min: 18.8 Med: 2467.35 Max: 17279.43
Current: 6733.24
During the past 13 years, Hasti Finance's highest Days Payable was 17279.43. The lowest was 18.80. And the median was 2467.35.
BOM:531387's Days Payable is ranked better than 97.35% of 302
companies
in the Credit Services industry
Industry Median: 33.92
vs BOM:531387: 6733.24
Hasti Finance's Days Payable
declined
from Mar. 2025 (16,274.44) to Mar. 2026 (2,112.44).
It may suggest that Hasti Financeaccelerated paying its suppliers.
Hasti Finance Days Payable Related Terms
Hasti Finance Days Payable Historical Data
* Premium members only.
The historical data trend for Hasti Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hasti Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hasti Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hasti Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Hasti Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Hasti Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hasti Finance (BOM:531387) has a Days Payable of 2,112.44 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hasti Finance and its competitors. This is 14% below median its historical median of 2,467.35. Over the past decade, Hasti Finance's Days Payable has ranged from 18.80 to 17,279.43. According to the industry distribution chart, Hasti Finance ranks #8 out of 302 companies in the Credit Services industry, placing it in the top 2.6%.
Is Hasti Finance's Days Payable too high?
Hasti Finance's current Days Payable of 2,112.44 is 14% below median its 10-year median of 2,467.35. Over the past 10 years, this metric has ranged from a low of 18.80 to a high of 17,279.43. The Credit Services industry median Days Payable is 33.92. Hasti Finance's value of 2,112.44 is 6127.7% above this industry median. Based on the distribution chart, Hasti Finance ranks #8 out of 302 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Hasti Finance has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hasti Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Hasti Finance ranks #8 out of 302 companies for Days Payable. This places Hasti Finance in the top 3% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.92. Hasti Finance's value of 2,112.44 is 6127.7% above this benchmark. Historically, Hasti Finance's own Days Payable has ranged from 18.80 to 17,279.43 over the past decade. While the company's 10-year median is 2,467.35 vs. the industry median of 33.92, Hasti Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.92, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hasti Finance's current Days Payable of 2,112.44 is 6127.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hasti Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hasti Finance's current Days Payable is 2,112.44, which is 14% below median its own 10-year median of 2,467.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hasti Finance stock overvalued right now?
Based on GuruFocus' analysis, Hasti Finance (BOM:531387) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2.71, compared to a current price of ₹5.48 — trading 102.2% above its estimated fair value. The current Days Payable is 2,112.44, which is 14% below median its 10-year median of 2,467.35 and 6127.7% above the Credit Services industry median of 33.92. Hasti Finance's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Hasti Finance (BOM:531387), the current Days Payable is 2,112.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hasti Finance (BOM:531387) Overvalued in 2026?
Based on GuruFocus' analysis, Hasti Finance stock appears to be overvalued.
The current stock price of ₹5.48 is trading 102.2% above its estimated GF Value™ of ₹2.71.
GuruFocus considers Hasti Finance to be Significantly Overvalued.
Key valuation signals for BOM:531387:
Days Payable: 2,112.44 (14% below median its 10-year median of 2,467.35)
GF Value™: ₹2.71 vs. price of ₹5.48 (102.2% above fair value)
Industry Position: 6127.7% above the Credit Services median (#8 of 302)
No single metric tells the full story. See the BOM:531387 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hasti Finance Ltd is a is Non-Banking Finance company. It provides personal loans, housing loans, and gold loans. The company's only reportable segment is Financing Activity. It generates revenue from Interest on Loans and Supervision Charges. The company offers loans to its customers that is both retail customers and corporate customers.
41GF Score
Get the complete analysis for BOM:531387
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