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Hasti FinanceBOM:531387 41 Quick Ratio is 2.88 as of Mar. 2026, which is 84% below its 10-year median of 18.17. GuruFocus rates BOM:531387 with a GF Score™ of 41/100 and a GF Value™ of ₹2.71 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 399 Credit Services companies, Hasti Finance ranks worse than 55.39% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Hasti Finance's quick ratio for the quarter that ended in Mar. 2026 was 2.88.
Hasti Finance has a quick ratio of 2.88. It generally indicates good short-term financial strength.
The historical rank and industry rank for Hasti Finance's Quick Ratio or its related term are showing as below:
BOM:531387'
s Quick Ratio Range Over the Past 10 Years
Min: 2.88 Med: 18.17 Max: 48.5
Current: 2.88
During the past 13 years, Hasti Finance's highest Quick Ratio was 48.50. The lowest was 2.88. And the median was 18.17.
BOM:531387's Quick Ratio is ranked worse than 55.39% of 399
companies
in the Credit Services industry
Industry Median: 3.78
vs BOM:531387: 2.88
Hasti Finance (BOM:531387) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Hasti Finance Quick Ratio Related Terms
Hasti Finance Quick Ratio Historical Data
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The historical data trend for Hasti Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hasti Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hasti Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hasti Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Hasti Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Hasti Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hasti Finance (BOM:531387) has a Quick Ratio of 2.88 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hasti Finance and its competitors. This is 84% below median its historical median of 18.17. Over the past decade, Hasti Finance's Quick Ratio has ranged from 2.88 to 48.50. According to the industry distribution chart, Hasti Finance ranks #221 out of 399 companies in the Credit Services industry, placing it in the top 55.4%.
Is Hasti Finance's Quick Ratio too high?
Hasti Finance's current Quick Ratio of 2.88 is 84% below median its 10-year median of 18.17. Over the past 10 years, this metric has ranged from a low of 2.88 to a high of 48.50. The Credit Services industry median Quick Ratio is 3.78. Hasti Finance's value of 2.88 is 23.8% below this industry median. Based on the distribution chart, Hasti Finance ranks #221 out of 399 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hasti Finance has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hasti Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hasti Finance ranks #221 out of 399 companies for Quick Ratio. This places Hasti Finance in the lower half of its industry. The industry median Quick Ratio is 3.78. Hasti Finance's value of 2.88 is 23.8% below this benchmark. Historically, Hasti Finance's own Quick Ratio has ranged from 2.88 to 48.50 over the past decade. While the company's 10-year median is 18.17 vs. the industry median of 3.78, Hasti Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.78, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hasti Finance's current Quick Ratio of 2.88 is 23.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hasti Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hasti Finance's current Quick Ratio is 2.88, which is 84% below median its own 10-year median of 18.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hasti Finance stock overvalued right now?
Based on GuruFocus' analysis, Hasti Finance (BOM:531387) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2.71, compared to a current price of ₹5.48 — trading 102.2% above its estimated fair value. The current Quick Ratio is 2.88, which is 84% below median its 10-year median of 18.17 and 23.8% below the Credit Services industry median of 3.78. Hasti Finance's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Hasti Finance (BOM:531387), the current Quick Ratio is 2.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hasti Finance (BOM:531387) Overvalued in 2026?
Based on GuruFocus' analysis, Hasti Finance stock appears to be overvalued.
The current stock price of ₹5.48 is trading 102.2% above its estimated GF Value™ of ₹2.71.
GuruFocus considers Hasti Finance to be Significantly Overvalued.
Key valuation signals for BOM:531387:
Quick Ratio: 2.88 (84% below median its 10-year median of 18.17)
GF Value™: ₹2.71 vs. price of ₹5.48 (102.2% above fair value)
Industry Position: 23.8% below the Credit Services median (#221 of 399)
No single metric tells the full story. See the BOM:531387 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hasti Finance Ltd is a is Non-Banking Finance company. It provides personal loans, housing loans, and gold loans. The company's only reportable segment is Financing Activity. It generates revenue from Interest on Loans and Supervision Charges. The company offers loans to its customers that is both retail customers and corporate customers.
41GF Score
Get the complete analysis for BOM:531387
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