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Sungold CapitalBOM:531433 -0.36%64 Days Payable is 6.44 as of Jun. 2026, which is 80% below its 10-year median of 32.45. GuruFocus rates BOM:531433 with a GF Score™ of 64/100 and a GF Value™ of ₹2.29 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 302 Credit Services companies, Sungold Capital ranks better than 58.61% on this metric.
The historical rank and industry rank for Sungold Capital's Days Payable or its related term are showing as below:
BOM:531433'
s Days Payable Range Over the Past 10 Years
Min: 4.12 Med: 32.45 Max: 84.6
Current: 56.18
During the past 13 years, Sungold Capital's highest Days Payable was 84.60. The lowest was 4.12. And the median was 32.45.
BOM:531433's Days Payable is ranked better than 58.61% of 302
companies
in the Credit Services industry
Industry Median: 33.455
vs BOM:531433: 56.18
Sungold Capital's Days Payable
declined
from Jun. 2025 (101.20) to Jun. 2026 (6.44).
It may suggest that Sungold Capitalaccelerated paying its suppliers.
The historical data trend for Sungold Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sungold Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sungold Capital Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sungold Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Sungold Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Sungold Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sungold Capital (BOM:531433) has a Days Payable of 6.44 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sungold Capital and its competitors. This is 80% below median its historical median of 32.45. Over the past decade, Sungold Capital's Days Payable has ranged from 4.12 to 84.60. According to the industry distribution chart, Sungold Capital ranks #125 out of 302 companies in the Credit Services industry, placing it in the top 41.4%.
Is Sungold Capital's Days Payable too high?
Sungold Capital's current Days Payable of 6.44 is 80% below median its 10-year median of 32.45. Over the past 10 years, this metric has ranged from a low of 4.12 to a high of 84.60. The Credit Services industry median Days Payable is 33.46. Sungold Capital's value of 6.44 is 80.8% below this industry median. Based on the distribution chart, Sungold Capital ranks #125 out of 302 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sungold Capital has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sungold Capital's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Sungold Capital ranks #125 out of 302 companies for Days Payable. This puts Sungold Capital in the upper half of its industry. The industry median Days Payable is 33.46. Sungold Capital's value of 6.44 is 80.8% below this benchmark. Historically, Sungold Capital's own Days Payable has ranged from 4.12 to 84.60 over the past decade. While the company's 10-year median is 32.45 vs. the industry median of 33.46, Sungold Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sungold Capital's current Days Payable of 6.44 is 80.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sungold Capital and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sungold Capital's current Days Payable is 6.44, which is 80% below median its own 10-year median of 32.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sungold Capital stock overvalued right now?
Based on GuruFocus' analysis, Sungold Capital (BOM:531433) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹2.29, compared to a current price of ₹2.79 — trading 21.8% above its estimated fair value. The current Days Payable is 6.44, which is 80% below median its 10-year median of 32.45 and 80.8% below the Credit Services industry median of 33.46. Sungold Capital's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sungold Capital (BOM:531433), the current Days Payable is 6.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sungold Capital (BOM:531433) Overvalued in 2026?
Based on GuruFocus' analysis, Sungold Capital stock appears to be overvalued.
The current stock price of ₹2.79 is trading 21.8% above its estimated GF Value™ of ₹2.29.
GuruFocus considers Sungold Capital to be Modestly Overvalued.
Key valuation signals for BOM:531433:
Days Payable: 6.44 (80% below median its 10-year median of 32.45)
GF Value™: ₹2.29 vs. price of ₹2.79 (21.8% above fair value)
Industry Position: 80.8% below the Credit Services median (#125 of 302)
No single metric tells the full story. See the BOM:531433 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sungold Capital Ltd is a Non-Banking Finance Company. The Company's reportable segments consist of Financing Activity, and Others. The Financing Activity segment consists of asset financing, term loans (corporate and retail), channel financing and bill discounting. Others segment includes advisory services, wealth management, distribution of financial products and leasing.
64GF Score
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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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