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Sungold CapitalBOM:531433 -0.36%64 Return-on-Tangible-Equity is 0.19% as of Jun. 2026, which is 19% above its 10-year median of 0.16. GuruFocus rates BOM:531433 with a GF Score™ of 64/100 and a GF Value™ of ₹2.29 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 527 Credit Services companies, Sungold Capital ranks worse than 77.99% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sungold Capital's annualized net income for the quarter that ended in Jun. 2026 was ₹0.42 Mil. Sungold Capital's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₹219.12 Mil. Therefore, Sungold Capital's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 0.19%.
The historical rank and industry rank for Sungold Capital's Return-on-Tangible-Equity or its related term are showing as below:
BOM:531433'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.16 Max: 0.35
Current: 0.07
During the past 13 years, Sungold Capital's highest Return-on-Tangible-Equity was 0.35%. The lowest was 0.02%. And the median was 0.16%.
BOM:531433's Return-on-Tangible-Equity is ranked worse than 77.99% of 527
companies
in the Credit Services industry
Industry Median: 7.05
vs BOM:531433: 0.07
Sungold Capital (BOM:531433) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Sungold Capital Return-on-Tangible-Equity Related Terms
Sungold Capital Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Sungold Capital's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531433 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Sungold Capital's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sungold Capital Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sungold Capital's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Sungold Capital's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.19% mean?
Sungold Capital (BOM:531433) has a Return-on-Tangible-Equity of 0.19% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sungold Capital and its competitors. This is 19% above median its historical median of 0.16. Over the past decade, Sungold Capital's Return-on-Tangible-Equity has ranged from 0.02 to 0.35. According to the industry distribution chart, Sungold Capital ranks #411 out of 527 companies in the Credit Services industry, placing it in the top 78%.
Is Sungold Capital's Return-on-Tangible-Equity too high?
Sungold Capital's current Return-on-Tangible-Equity of 0.19% is 19% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.35. The Credit Services industry median Return-on-Tangible-Equity is 7.05. Sungold Capital's value of 0.19% is 97.3% below this industry median. Based on the distribution chart, Sungold Capital ranks #411 out of 527 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sungold Capital has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sungold Capital's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Sungold Capital ranks #411 out of 527 companies for Return-on-Tangible-Equity. This places Sungold Capital in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.05. Sungold Capital's value of 0.19% is 97.3% below this benchmark. Historically, Sungold Capital's own Return-on-Tangible-Equity has ranged from 0.02 to 0.35 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 7.05, Sungold Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.05, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sungold Capital's current Return-on-Tangible-Equity of 0.19% is 97.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sungold Capital and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sungold Capital's current Return-on-Tangible-Equity is 0.19%, which is 19% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sungold Capital stock overvalued right now?
Based on GuruFocus' analysis, Sungold Capital (BOM:531433) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹2.29, compared to a current price of ₹2.79 — trading 21.8% above its estimated fair value. The current Return-on-Tangible-Equity is 0.19%, which is 19% above median its 10-year median of 0.16 and 97.3% below the Credit Services industry median of 7.05. Sungold Capital's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sungold Capital (BOM:531433), the current Return-on-Tangible-Equity is 0.19% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sungold Capital (BOM:531433) Overvalued in 2026?
Based on GuruFocus' analysis, Sungold Capital stock appears to be overvalued.
The current stock price of ₹2.79 is trading 21.8% above its estimated GF Value™ of ₹2.29.
GuruFocus considers Sungold Capital to be Modestly Overvalued.
Key valuation signals for BOM:531433:
Return-on-Tangible-Equity: 0.19% (19% above median its 10-year median of 0.16)
GF Value™: ₹2.29 vs. price of ₹2.79 (21.8% above fair value)
Industry Position: 97.3% below the Credit Services median (#411 of 527)
No single metric tells the full story. See the BOM:531433 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sungold Capital Ltd is a Non-Banking Finance Company. The Company's reportable segments consist of Financing Activity, and Others. The Financing Activity segment consists of asset financing, term loans (corporate and retail), channel financing and bill discounting. Others segment includes advisory services, wealth management, distribution of financial products and leasing.
64GF Score
Get the complete analysis for BOM:531433
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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