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Helpage FinleaseBOM:539174 -1.41%75 Days Payable is 98.34 as of Jun. 2026, which is 71% below its 10-year median of 343.36. GuruFocus rates BOM:539174 with a GF Score™ of 75/100 and a GF Value™ of ₹36.59 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 301 Credit Services companies, Helpage Finlease ranks better than 66.45% on this metric.
The historical rank and industry rank for Helpage Finlease's Days Payable or its related term are showing as below:
BOM:539174'
s Days Payable Range Over the Past 10 Years
Min: 81.24 Med: 343.36 Max: 4521.25
Current: 82.74
During the past 12 years, Helpage Finlease's highest Days Payable was 4521.25. The lowest was 81.24. And the median was 343.36.
BOM:539174's Days Payable is ranked better than 66.45% of 301
companies
in the Credit Services industry
Industry Median: 32.21
vs BOM:539174: 82.74
Helpage Finlease's Days Payable
increased
from Jun. 2025 (76.78) to Jun. 2026 (98.34).
It may suggest that Helpage Finleasedelayed paying its suppliers.
The historical data trend for Helpage Finlease's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Helpage Finlease's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helpage Finlease Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Helpage Finlease's Days Payable distribution charts can be found below:
* The bar in red indicates where Helpage Finlease's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Helpage Finlease's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helpage Finlease (BOM:539174) has a Days Payable of 98.34 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Helpage Finlease and its competitors. This is 71% below median its historical median of 343.36. Over the past decade, Helpage Finlease's Days Payable has ranged from 81.24 to 4,521.25. According to the industry distribution chart, Helpage Finlease ranks #101 out of 301 companies in the Credit Services industry, placing it in the top 33.6%.
Is Helpage Finlease's Days Payable too high?
Helpage Finlease's current Days Payable of 98.34 is 71% below median its 10-year median of 343.36. Over the past 10 years, this metric has ranged from a low of 81.24 to a high of 4,521.25. The Credit Services industry median Days Payable is 32.21. Helpage Finlease's value of 98.34 is 205.3% above this industry median. Based on the distribution chart, Helpage Finlease ranks #101 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Helpage Finlease has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Helpage Finlease's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Helpage Finlease ranks #101 out of 301 companies for Days Payable. This puts Helpage Finlease in the upper half of its industry. The industry median Days Payable is 32.21. Helpage Finlease's value of 98.34 is 205.3% above this benchmark. Historically, Helpage Finlease's own Days Payable has ranged from 81.24 to 4,521.25 over the past decade. While the company's 10-year median is 343.36 vs. the industry median of 32.21, Helpage Finlease has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.21, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helpage Finlease's current Days Payable of 98.34 is 205.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Helpage Finlease and its competitors. For the Credit Services industry, the median Days Payable is 32.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helpage Finlease's current Days Payable is 98.34, which is 71% below median its own 10-year median of 343.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helpage Finlease stock overvalued right now?
Based on GuruFocus' analysis, Helpage Finlease (BOM:539174) is currently considered Possible Value Trap. The stock's GF Value™ is ₹36.59, compared to a current price of ₹21.00 — trading 42.6% below its estimated fair value. The current Days Payable is 98.34, which is 71% below median its 10-year median of 343.36 and 205.3% above the Credit Services industry median of 32.21. Helpage Finlease's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Helpage Finlease (BOM:539174), the current Days Payable is 98.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helpage Finlease (BOM:539174) Overvalued in 2026?
Based on GuruFocus' analysis, Helpage Finlease stock appears to be undervalued.
The current stock price of ₹21.00 is trading 42.6% below its estimated GF Value™ of ₹36.59.
GuruFocus considers Helpage Finlease to be Possible Value Trap.
Key valuation signals for BOM:539174:
Days Payable: 98.34 (71% below median its 10-year median of 343.36)
GF Value™: ₹36.59 vs. price of ₹21.00 (42.6% below fair value)
Industry Position: 205.3% above the Credit Services median (#101 of 301)
No single metric tells the full story. See the BOM:539174 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helpage Finlease Ltd is a non-banking finance company. It deals in services ranging from secured lending, the stock market, asset backing funding, trading in the financial market, and credit facilities. It is also engaged in merchant banking, venture capital financing, foreign exchange-related business, and factoring and leasing-related business. The company receives maximum revenue from interest on loans.
75GF Score
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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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