Helpage FinleaseBOM:539174 -0.05%71 Operating Margin % is 18.99% as of Mar. 2026, which is 26% below its 10-year median of 25.67. GuruFocus rates BOM:539174 with a GF Score™ of 71/100 and a GF Value™ of ₹53.94 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 412 Credit Services companies, Helpage Finlease ranks better than 67.48% on this metric.
Helpage Finlease Ltd operating margin is expanding. Margin expansion is usually a good sign.
The historical rank and industry rank for Helpage Finlease's Operating Margin % or its related term are showing as below:
BOM:539174'
s Operating Margin % Range Over the Past 10 Years
Min: 8.03 Med: 25.67 Max: 37.29
Current: 30.95
BOM:539174's Operating Margin % is ranked better than 67.48% of 412
companies
in the Credit Services industry
Industry Median: 17.625
vs BOM:539174: 30.95
Helpage Finlease's 5-Year Average Operating Margin % Growth Rate was 4.20% per year.
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Helpage Finlease Operating Margin % Related Terms
Helpage Finlease Operating Margin % Historical Data
* Premium members only.
The historical data trend for Helpage Finlease's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539174 vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Helpage Finlease's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helpage Finlease Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Helpage Finlease's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Helpage Finlease's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Helpage Finlease's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helpage Finlease (BOM:539174) has a Operating Margin % of 18.99% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Helpage Finlease and its competitors. This is 26% below median its historical median of 25.67. Over the past decade, Helpage Finlease's Operating Margin % has ranged from 8.03 to 37.29. According to the industry distribution chart, Helpage Finlease ranks #134 out of 412 companies in the Credit Services industry, placing it in the top 32.5%.
Is Helpage Finlease's Operating Margin % too high?
Helpage Finlease's current Operating Margin % of 18.99% is 26% below median its 10-year median of 25.67. Over the past 10 years, this metric has ranged from a low of 8.03 to a high of 37.29. The Credit Services industry median Operating Margin % is 17.63. Helpage Finlease's value of 18.99% is 7.7% above this industry median. Based on the distribution chart, Helpage Finlease ranks #134 out of 412 companies in the Credit Services industry, which is above the industry midpoint. Overall, Helpage Finlease has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Helpage Finlease's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Helpage Finlease ranks #134 out of 412 companies for Operating Margin %. This puts Helpage Finlease in the upper half of its industry. The industry median Operating Margin % is 17.63. Helpage Finlease's value of 18.99% is 7.7% above this benchmark. Historically, Helpage Finlease's own Operating Margin % has ranged from 8.03 to 37.29 over the past decade. While the company's 10-year median is 25.67 vs. the industry median of 17.63, Helpage Finlease has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.63, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helpage Finlease's current Operating Margin % of 18.99% is 7.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Helpage Finlease and its competitors. For the Credit Services industry, the median Operating Margin % is 17.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helpage Finlease's current Operating Margin % is 18.99%, which is 26% below median its own 10-year median of 25.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helpage Finlease stock overvalued right now?
Based on GuruFocus' analysis, Helpage Finlease (BOM:539174) is currently considered Possible Value Trap. The stock's GF Value™ is ₹53.94, compared to a current price of ₹21.46 — trading 60.2% below its estimated fair value. The current Operating Margin % is 18.99%, which is 26% below median its 10-year median of 25.67 and 7.7% above the Credit Services industry median of 17.63. Helpage Finlease's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Helpage Finlease (BOM:539174), the current Operating Margin % is 18.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helpage Finlease (BOM:539174) Overvalued in 2026?
Based on GuruFocus' analysis, Helpage Finlease stock appears to be undervalued.
The current stock price of ₹21.46 is trading 60.2% below its estimated GF Value™ of ₹53.94.
GuruFocus considers Helpage Finlease to be Possible Value Trap.
Key valuation signals for BOM:539174:
Operating Margin %: 18.99% (26% below median its 10-year median of 25.67)
GF Value™: ₹53.94 vs. price of ₹21.46 (60.2% below fair value)
Industry Position: 7.7% above the Credit Services median (#134 of 412)
No single metric tells the full story. See the BOM:539174 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helpage Finlease Ltd is a non-banking finance company. It deals in services ranging from secured lending, the stock market, asset backing funding, trading in the financial market, and credit facilities. It is also engaged in merchant banking, venture capital financing, foreign exchange-related business, and factoring and leasing-related business. The company receives maximum revenue from interest on loans.
71GF Score
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