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The historical rank and industry rank for Smart Finsec's Days Payable or its related term are showing as below:
During the past 12 years, Smart Finsec's highest Days Payable was 6.65. The lowest was 2.63. And the median was 4.64.
BOM:539494's Days Payable is not ranked *
in the Capital Markets industry.
Industry Median: 88.46 * Ranked among companies with meaningful Days Payable only.
Smart Finsec's Days Payable
stayed the same
from Mar. 2025 (0.00) to Mar. 2026 (0.00).
stayed the same
Smart Finsec Days Payable Related Terms
Smart Finsec Days Payable Historical Data
* Premium members only.
The historical data trend for Smart Finsec's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539494 vs MS, GS, SCHW: Days Payable Comparison
For the Capital Markets subindustry, Smart Finsec's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smart Finsec Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Smart Finsec's Days Payable distribution charts can be found below:
* The bar in red indicates where Smart Finsec's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Smart Finsec's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Smart Finsec (BOM:539494) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Smart Finsec and its competitors. Over the past decade, Smart Finsec's Days Payable has ranged from 2.63 to 6.65. According to the industry distribution chart, Smart Finsec ranks #999999 out of 541 companies in the Capital Markets industry.
Is Smart Finsec's Days Payable too high?
Smart Finsec's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 6.65. Based on the distribution chart, Smart Finsec ranks #999999 out of 541 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Smart Finsec has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Smart Finsec's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Smart Finsec ranks #999999 out of 541 companies for Days Payable. This places Smart Finsec in the lower half of its industry. The industry median Days Payable is 88.46. Historically, Smart Finsec's own Days Payable has ranged from 2.63 to 6.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 88.46, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Smart Finsec and its competitors. For the Capital Markets industry, the median Days Payable is 88.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart Finsec's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Finsec stock overvalued right now?
Based on GuruFocus' analysis, Smart Finsec (BOM:539494) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹6.77, compared to a current price of ₹8.07 — trading 19.2% above its estimated fair value. The current Days Payable is 0.00. Smart Finsec's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Smart Finsec (BOM:539494), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Smart Finsec (BOM:539494) Overvalued in 2026?
Based on GuruFocus' analysis, Smart Finsec stock appears to be overvalued.
The current stock price of ₹8.07 is trading 19.2% above its estimated GF Value™ of ₹6.77.
GuruFocus considers Smart Finsec to be Modestly Overvalued.
Key valuation signals for BOM:539494:
Days Payable: 0.00
GF Value™: ₹6.77 vs. price of ₹8.07 (19.2% above fair value)
No single metric tells the full story. See the BOM:539494 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Smart Finsec Ltd is mainly engaged in the business of lending small loans and investments in stocks, securities and bonds. The Company is a non-deposit taking Non-Banking Finance Company (NBFC) and registered with Reserve Bank of India.
71GF Score
Get the complete analysis for BOM:539494
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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