Smart FinsecBOM:539494 -2.58%67 EBITDA Margin % is 64.29% as of Mar. 2026, which is 487% above its 10-year median of 10.95. GuruFocus rates BOM:539494 with a GF Score™ of 67/100 and a GF Value™ of ₹6.84 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 669 Capital Markets companies, Smart Finsec ranks better than 82.66% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Smart Finsec's EBITDA for the
three
months ended in Mar. 2026 was ₹3.31 Mil. Smart Finsec's Revenue for the
three
months ended in Mar. 2026 was ₹5.15 Mil. Therefore, Smart Finsec's EBITDA margin for the quarter that ended in Mar. 2026 was 64.29%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Smart Finsec EBITDA Margin % Related Terms
Smart Finsec EBITDA Margin % Historical Data
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The historical data trend for Smart Finsec's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539494 vs MS, GS, SCHW: EBITDA Margin % Comparison
For the Capital Markets subindustry, Smart Finsec's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smart Finsec EBITDA Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Smart Finsec's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Smart Finsec's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Smart Finsec (BOM:539494) has a EBITDA Margin % of 64.29% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Smart Finsec and its competitors. This is 487% above median its historical median of 10.95. Over the past decade, Smart Finsec's EBITDA Margin % has ranged from 2.58 to 73.85. According to the industry distribution chart, Smart Finsec ranks #116 out of 669 companies in the Capital Markets industry, placing it in the top 17.3%.
Is Smart Finsec's EBITDA Margin % too high?
Smart Finsec's current EBITDA Margin % of 64.29% is 487% above median its 10-year median of 10.95. Over the past 10 years, this metric has ranged from a low of 2.58 to a high of 73.85. The Capital Markets industry median EBITDA Margin % is 20.77. Smart Finsec's value of 64.29% is 209.5% above this industry median. Based on the distribution chart, Smart Finsec ranks #116 out of 669 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Smart Finsec has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Smart Finsec's EBITDA Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, Smart Finsec ranks #116 out of 669 companies for EBITDA Margin %. This places Smart Finsec in the top 17% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 20.77. Smart Finsec's value of 64.29% is 209.5% above this benchmark. Historically, Smart Finsec's own EBITDA Margin % has ranged from 2.58 to 73.85 over the past decade. While the company's 10-year median is 10.95 vs. the industry median of 20.77, Smart Finsec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Capital Markets company?
The median EBITDA Margin % among Capital Markets companies is 20.77, based on 669 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Smart Finsec's current EBITDA Margin % of 64.29% is 209.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Smart Finsec and its competitors. For the Capital Markets industry, the median EBITDA Margin % is 20.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart Finsec's current EBITDA Margin % is 64.29%, which is 487% above median its own 10-year median of 10.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Finsec stock overvalued right now?
Based on GuruFocus' analysis, Smart Finsec (BOM:539494) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹6.84, compared to a current price of ₹8.31 — trading 21.5% above its estimated fair value. The current EBITDA Margin % is 64.29%, which is 487% above median its 10-year median of 10.95 and 209.5% above the Capital Markets industry median of 20.77. Smart Finsec's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Smart Finsec (BOM:539494), the current EBITDA Margin % is 64.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Smart Finsec (BOM:539494) Overvalued in 2026?
Based on GuruFocus' analysis, Smart Finsec stock appears to be overvalued.
The current stock price of ₹8.31 is trading 21.5% above its estimated GF Value™ of ₹6.84.
GuruFocus considers Smart Finsec to be Modestly Overvalued.
Key valuation signals for BOM:539494:
EBITDA Margin %: 64.29% (487% above median its 10-year median of 10.95)
GF Value™: ₹6.84 vs. price of ₹8.31 (21.5% above fair value)
Industry Position: 209.5% above the Capital Markets median (#116 of 669)
No single metric tells the full story. See the BOM:539494 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Smart Finsec Ltd is mainly engaged in the business of lending small loans and investments in stocks, securities and bonds. The Company is a non-deposit taking Non-Banking Finance Company (NBFC) and registered with Reserve Bank of India.
67GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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