Smart Finsec (BOM:539494) OCF Yield %: -2.23 (As of Jul. 20, 2026)

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BOM:539494 Smart Finsec Ltd BOM:539494
71 GF Score
Price ₹8.07
GF Value ₹6.77
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Smart Finsec OCF Yield %?

Smart Finsec BOM:539494 -0.37% 71 OCF Yield % is -2.23 as of Jul. 20, 2026. GuruFocus rates BOM:539494 with a GF Score™ of 71/100 and a GF Value™ of ₹6.77 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 811 Capital Markets companies, Smart Finsec ranks worse than 62.89% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Smart Finsec's Trailing 12-Month Cash Flow from Operations is ₹0.00 Mil, and Market Cap is ₹242.10 Mil. Therefore, Smart Finsec's OCF Yield % for today is -2.23%.

The historical rank and industry rank for Smart Finsec's OCF Yield % or its related term are showing as below:

BOM:539494' s OCF Yield % Range Over the Past 10 Years
Min: -2.23   Med: 0   Max: -2.23
Current: -2.23


During the past 12 years, the highest OCF Yield % of Smart Finsec was -2.23%. The lowest was -2.23%. And the median was %.

BOM:539494's OCF Yield % is ranked worse than
62.89% of 811 companies
in the Capital Markets industry
Industry Median: 0.86 vs BOM:539494: -2.23

Smart Finsec's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Smart Finsec OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Smart Finsec OCF Yield % Related Terms


Smart Finsec OCF Yield % Historical Data

* Premium members only.

The historical data trend for Smart Finsec's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart Finsec OCF Yield % Chart

Smart Finsec Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.29 -2.80 6.44 7.66 -2.78

Smart Finsec Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:539494 vs MS, GS, SCHW: OCF Yield % Comparison

For the Capital Markets subindustry, Smart Finsec's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smart Finsec OCF Yield % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Smart Finsec's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Smart Finsec's OCF Yield % falls into.


BOM:539494
71GF Score
Smart Finsec Ltd BOM:539494
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Smart Finsec OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Smart Finsec's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-5.408 / 194.4
=-2.78%

Smart Finsec's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 194.4
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -2.23 mean?
Smart Finsec (BOM:539494) has a OCF Yield % of -2.23 as of Jul. 20, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Smart Finsec and its competitors. According to the industry distribution chart, Smart Finsec ranks #510 out of 811 companies in the Capital Markets industry, placing it in the top 62.9%.
Is Smart Finsec's OCF Yield % too high?
Smart Finsec's current OCF Yield % is -2.23. Based on the distribution chart, Smart Finsec ranks #510 out of 811 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Smart Finsec has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Smart Finsec's OCF Yield % compare to MS and GS?
According to the Capital Markets industry distribution chart, Smart Finsec ranks #510 out of 811 companies for OCF Yield %. This places Smart Finsec in the lower half of its industry. The industry median OCF Yield % is 0.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Capital Markets company?
The median OCF Yield % among Capital Markets companies is 0.86, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Smart Finsec and its competitors. For the Capital Markets industry, the median OCF Yield % is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart Finsec's current OCF Yield % is -2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart Finsec stock overvalued right now?
Based on GuruFocus' analysis, Smart Finsec (BOM:539494) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹6.77, compared to a current price of ₹8.07 — trading 19.2% above its estimated fair value. The current OCF Yield % is -2.23. Smart Finsec's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Smart Finsec (BOM:539494), the current OCF Yield % is -2.23 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smart Finsec (BOM:539494) Overvalued in 2026?

Based on GuruFocus' analysis, Smart Finsec stock appears to be overvalued. The current stock price of ₹8.07 is trading 19.2% above its estimated GF Value™ of ₹6.77. GuruFocus considers Smart Finsec to be Modestly Overvalued.

Key valuation signals for BOM:539494:

  • OCF Yield %: -2.23
  • GF Value™: ₹6.77 vs. price of ₹8.07 (19.2% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the BOM:539494 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smart Finsec Business Description

Address F-88, West District Centre, 2nd Floor, Shivaji Enclave, Rajouri Garden, Opposite TDI Paragon Mall, New Delhi, IND, 110027
Smart Finsec Ltd is mainly engaged in the business of lending small loans and investments in stocks, securities and bonds. The Company is a non-deposit taking Non-Banking Finance Company (NBFC) and registered with Reserve Bank of India.
71GF Score

Get the complete analysis for BOM:539494

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹8.07
Price
₹6.77
GF Value