F Mec International Financial Services (BOM:539552) Days Payable: 46.13 (As of Jun. 2026) — 45% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539552 F Mec International Financial Services Ltd BOM:539552
73 GF Score
Price ₹12.88
GF Value ₹44.90
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is F Mec International Financial Services Days Payable?

F Mec International Financial Services BOM:539552 +3.95% 73 Days Payable is 46.13 as of Jun. 2026, which is 45% below its 10-year median of 83.35. GuruFocus rates BOM:539552 with a GF Score™ of 73/100 and a GF Value™ of ₹44.90 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 301 Credit Services companies, F Mec International Financial Services ranks better than 57.48% on this metric.

F Mec International Financial Services's average Accounts Payable for the three months ended in Jun. 2026 was ₹5.7 Mil. F Mec International Financial Services's Cost of Goods Sold for the three months ended in Jun. 2026 was ₹11.3 Mil. Hence, F Mec International Financial Services's Days Payable for the three months ended in Jun. 2026 was 46.13.

The historical rank and industry rank for F Mec International Financial Services's Days Payable or its related term are showing as below:

BOM:539552' s Days Payable Range Over the Past 10 Years
Min: 9.73   Med: 83.35   Max: 242.55
Current: 50.2

During the past 12 years, F Mec International Financial Services's highest Days Payable was 242.55. The lowest was 9.73. And the median was 83.35.

BOM:539552's Days Payable is ranked better than
57.48% of 301 companies
in the Credit Services industry
Industry Median: 33.87 vs BOM:539552: 50.20

F Mec International Financial Services's Days Payable increased from Jun. 2025 (19.34) to Jun. 2026 (46.13). It may suggest that F Mec International Financial Services delayed paying its suppliers.


F Mec International Financial Services Days Payable Related Terms


F Mec International Financial Services Days Payable Historical Data

* Premium members only.

The historical data trend for F Mec International Financial Services's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F Mec International Financial Services Days Payable Chart

F Mec International Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 237.65 83.35 9.73 16.95 43.90

F Mec International Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.34 64.76 64.02 66.44 46.13

BOM:539552 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, F Mec International Financial Services's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F Mec International Financial Services Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, F Mec International Financial Services's Days Payable distribution charts can be found below:

* The bar in red indicates where F Mec International Financial Services's Days Payable falls into.


BOM:539552
73GF Score
F Mec International Financial Services Ltd BOM:539552
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

F Mec International Financial Services Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

F Mec International Financial Services's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (1.642 + 5.69) / 2 ) / 30.481*365
=3.666 / 30.481*365
=43.90

F Mec International Financial Services's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (5.69 + 0) / 1 ) / 11.255*365 / 4
=5.69 / 11.255*365 / 4
=46.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 46.13 mean?
F Mec International Financial Services (BOM:539552) has a Days Payable of 46.13 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on F Mec International Financial Services and its competitors. This is 45% below median its historical median of 83.35. Over the past decade, F Mec International Financial Services' Days Payable has ranged from 9.73 to 242.55. According to the industry distribution chart, F Mec International Financial Services ranks #128 out of 301 companies in the Credit Services industry, placing it in the top 42.5%.
Is F Mec International Financial Services' Days Payable too high?
F Mec International Financial Services' current Days Payable of 46.13 is 45% below median its 10-year median of 83.35. Over the past 10 years, this metric has ranged from a low of 9.73 to a high of 242.55. The Credit Services industry median Days Payable is 33.87. F Mec International Financial Services' value of 46.13 is 36.2% above this industry median. Based on the distribution chart, F Mec International Financial Services ranks #128 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, F Mec International Financial Services has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does F Mec International Financial Services' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, F Mec International Financial Services ranks #128 out of 301 companies for Days Payable. This puts F Mec International Financial Services in the upper half of its industry. The industry median Days Payable is 33.87. F Mec International Financial Services' value of 46.13 is 36.2% above this benchmark. Historically, F Mec International Financial Services' own Days Payable has ranged from 9.73 to 242.55 over the past decade. While the company's 10-year median is 83.35 vs. the industry median of 33.87, F Mec International Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F Mec International Financial Services's current Days Payable of 46.13 is 36.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on F Mec International Financial Services and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F Mec International Financial Services's current Days Payable is 46.13, which is 45% below median its own 10-year median of 83.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F Mec International Financial Services stock overvalued right now?
Based on GuruFocus' analysis, F Mec International Financial Services (BOM:539552) is currently considered Possible Value Trap. The stock's GF Value™ is ₹44.90, compared to a current price of ₹12.88 — trading 71.3% below its estimated fair value. The current Days Payable is 46.13, which is 45% below median its 10-year median of 83.35 and 36.2% above the Credit Services industry median of 33.87. F Mec International Financial Services' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For F Mec International Financial Services (BOM:539552), the current Days Payable is 46.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F Mec International Financial Services (BOM:539552) Overvalued in 2026?

Based on GuruFocus' analysis, F Mec International Financial Services stock appears to be undervalued. The current stock price of ₹12.88 is trading 71.3% below its estimated GF Value™ of ₹44.90. GuruFocus considers F Mec International Financial Services to be Possible Value Trap.

Key valuation signals for BOM:539552:

  • Days Payable: 46.13 (45% below median its 10-year median of 83.35)
  • GF Value™: ₹44.90 vs. price of ₹12.88 (71.3% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 36.2% above the Credit Services median (#128 of 301)

No single metric tells the full story. See the BOM:539552 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


F Mec International Financial Services Business Description

Address 15 K.G. Marg, 908, 9th Floor, Mercantile House, Delhi, IND, 110001
F Mec International Financial Services Ltd operates as a non-banking financial company. It provides financing solutions to corporates, real estate lending, and loans to Micro, Small, and Medium Enterprise (MSME) borrowers. It operates in a single segment being Financing and Consultancy. The majority of the revenue is derived from interest income.
73GF Score

Get the complete analysis for BOM:539552

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.88
Price
₹44.90
GF Value