Business Description
Dar Credit & Capital Ltd
ISIN : INE04Q901010
Total Employee Number:
261Compare
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Traded in other countries / regions
DCCL.India IPO Date
2025-05-28Description
Dar Credit & Capital Ltd is a professionally managed Non-Banking Financial Company. It provides credit facilities to small business owners and individuals from low-income groups by accepting collateral such as residential properties, shops, and land. It operates in a single segment of lending in India.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.14 | |||||
Equity-to-Asset | 0.35 | |||||
Debt-to-Equity | 1.78 | |||||
Debt-to-EBITDA | 11.32 | |||||
Interest Coverage | 45.35 | |||||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 0.93 | |||||
Beneish M-Score | -1.78 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 28.5 | |||||
3-Year EBITDA Growth Rate | 39.5 | |||||
3-Year EPS without NRI Growth Rate | 56.8 | |||||
3-Year FCF Growth Rate | -26.5 | |||||
3-Year Book Growth Rate | 18.4 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 43.59 | |||||
9-Day RSI | 45.06 | |||||
14-Day RSI | 49.19 | |||||
3-1 Month Momentum % | 17.21 | |||||
6-1 Month Momentum % | -1.88 | |||||
12-1 Month Momentum % | -5.81 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.83 | |||||
Quick Ratio | 1.83 | |||||
Cash Ratio | 0.25 | |||||
Days Payable | 1.33 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.14 | |||||
Dividend Payout Ratio | 0.13 | |||||
Forward Dividend Yield % | 3.21 | |||||
5-Year Yield-on-Cost % | 2.14 | |||||
Shareholder Yield % | -51.65 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 42.32 | |||||
Operating Margin % | 26.98 | |||||
Net Margin % | 21.62 | |||||
EBITDA Margin % | 34.74 | |||||
FCF Margin % | 34.67 | |||||
OCF Margin % | 35.8 | |||||
ROE % | 10.64 | |||||
ROA % | 3.95 | |||||
ROIC % | 4.45 | |||||
3-Year ROIIC % | 6.58 | |||||
ROC (Joel Greenblatt) % | 118.36 | |||||
ROCE % | 9.69 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 6.28 | |||||
PE Ratio without NRI | 6.19 | |||||
PS Ratio | 1.35 | |||||
PB Ratio | 0.64 | |||||
Price-to-Tangible-Book | 0.64 | |||||
Price-to-Free-Cash-Flow | 4.06 | |||||
Price-to-Operating-Cash-Flow | 3.92 | |||||
EV-to-EBIT | 14.57 | |||||
EV-to-EBITDA | 13.86 | |||||
EV-to-Revenue | 4.81 | |||||
EV-to-FCF | 13.89 | |||||
Price-to-Graham-Number | 0.42 | |||||
Earnings Yield (Greenblatt) % | 6.86 | |||||
FCF Yield % | 24.41 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Dar Credit & Capital Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 469.356 | ||
| EPS (TTM) (₹) | 7.44 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 55.24 | ||
| 14-Day RSI | 49.19 | ||
| 14-Day ATR (₹) | 0.980687 | ||
| 20-Day SMA (₹) | 48.035 | ||
| 12-1 Month Momentum % | -5.81 | ||
| 52-Week Range (₹) | 33 - 60.8 | ||
| Shares Outstanding (Mil) | 14.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Dar Credit & Capital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Dar Credit & Capital Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| INR 0.500000 Cash Dividend | 2026-06-23 | 39.50 (-1.25%) | ||
| INR 0.500000 Cash Dividend | 2025-11-21 | 52.00 (-7.14%) | ||
| INR 0.500000 Cash Dividend | 2025-06-30 | 54.00 (-2.17%) |
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Dar Credit & Capital Ltd Frequently Asked Questions
What is Dar Credit & Capital Ltd(NSE:DCCL)'s stock price today?
The current price of NSE:DCCL is ₹46.70. The 52 week high of NSE:DCCL is ₹60.80 and 52 week low is ₹33.00.
When is next earnings date of Dar Credit & Capital Ltd(NSE:DCCL)?
The next earnings date of Dar Credit & Capital Ltd(NSE:DCCL) is .
Does Dar Credit & Capital Ltd(NSE:DCCL) pay dividends? If so, how much?
The Dividend Yield %  of Dar Credit & Capital Ltd(NSE:DCCL) is 2.14% (As of Today), Highest Dividend Payout Ratio of Dar Credit & Capital Ltd(NSE:DCCL) was 0.13. The lowest was 0.13. And the median was 0.13. The  Forward Dividend Yield % of Dar Credit & Capital Ltd(NSE:DCCL) is 3.21%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Dar Credit & Capital Ltd
No articles.
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