Business Description
Dar Credit & Capital Ltd
ISIN : INE04Q901010
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Traded in other countries / regions
DCCL.India IPO Date
2025-05-28Description
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.17 | |||||
Equity-to-Asset | 0.35 | |||||
Debt-to-Equity | 1.78 | |||||
Debt-to-EBITDA | 11.32 | |||||
Interest Coverage | 45.35 | |||||
Piotroski F-Score | N/A/9 | |||||
Altman Z-Score | 0.89 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 28.5 | |||||
3-Year EBITDA Growth Rate | 39.5 | |||||
3-Year EPS without NRI Growth Rate | 56.8 | |||||
3-Year FCF Growth Rate | -26.5 | |||||
3-Year Book Growth Rate | 18.4 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 89.66 | |||||
9-Day RSI | 76.69 | |||||
14-Day RSI | 68.08 | |||||
3-1 Month Momentum % | 7.16 | |||||
6-1 Month Momentum % | -7.66 | |||||
12-1 Month Momentum % | -23.79 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.83 | |||||
Quick Ratio | 1.83 | |||||
Cash Ratio | 0.31 | |||||
Days Payable | 0.89 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.26 | |||||
Dividend Payout Ratio | 0.13 | |||||
Forward Dividend Yield % | 3.39 | |||||
5-Year Yield-on-Cost % | 2.38 | |||||
Shareholder Yield % | -57.02 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 42.32 | |||||
Operating Margin % | 26.98 | |||||
Net Margin % | 21.62 | |||||
EBITDA Margin % | 34.74 | |||||
FCF Margin % | 34.67 | |||||
OCF Margin % | 35.8 | |||||
ROE % | 10.07 | |||||
ROA % | 3.83 | |||||
ROIC % | 4.42 | |||||
3-Year ROIIC % | 6.33 | |||||
ROC (Joel Greenblatt) % | 187.36 | |||||
ROCE % | 9.12 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 5.95 | |||||
PE Ratio without NRI | 5.86 | |||||
PS Ratio | 1.28 | |||||
PB Ratio | 0.61 | |||||
Price-to-Tangible-Book | 0.61 | |||||
Price-to-Free-Cash-Flow | 3.84 | |||||
Price-to-Operating-Cash-Flow | 3.71 | |||||
EV-to-EBIT | 13.89 | |||||
EV-to-EBITDA | 13.21 | |||||
EV-to-Revenue | 4.59 | |||||
EV-to-FCF | 12.78 | |||||
Price-to-Graham-Number | 0.4 | |||||
Earnings Yield (Greenblatt) % | 7.2 | |||||
FCF Yield % | 25.77 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Dar Credit & Capital Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 469.356 | ||
| EPS (TTM) (₹) | 7.44 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 35.25 | ||
| 14-Day RSI | 68.08 | ||
| 14-Day ATR (₹) | 1.222349 | ||
| 20-Day SMA (₹) | 39.3475 | ||
| 12-1 Month Momentum % | -23.79 | ||
| 52-Week Range (₹) | 33 - 65 | ||
| Shares Outstanding (Mil) | 14.28 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Dar Credit & Capital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Dar Credit & Capital Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| INR 0.500000 Cash Dividend | 2026-06-23 | 39.50 (-1.25%) | ||
| INR 0.500000 Cash Dividend | 2025-11-21 | 52.00 (-7.14%) | ||
| INR 0.500000 Cash Dividend | 2025-06-30 | 54.00 (-2.17%) |
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Dar Credit & Capital Ltd Frequently Asked Questions
What is Dar Credit & Capital Ltd(NSE:DCCL)'s stock price today?
The current price of NSE:DCCL is ₹44.25. The 52 week high of NSE:DCCL is ₹65.00 and 52 week low is ₹33.00.
When is next earnings date of Dar Credit & Capital Ltd(NSE:DCCL)?
The next earnings date of Dar Credit & Capital Ltd(NSE:DCCL) is .
Does Dar Credit & Capital Ltd(NSE:DCCL) pay dividends? If so, how much?
The Dividend Yield %  of Dar Credit & Capital Ltd(NSE:DCCL) is 2.26% (As of Today), Highest Dividend Payout Ratio of Dar Credit & Capital Ltd(NSE:DCCL) was 0.13. The lowest was 0.13. And the median was 0.13. The  Forward Dividend Yield % of Dar Credit & Capital Ltd(NSE:DCCL) is 3.39%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Dar Credit & Capital Ltd
No articles.
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