MicrosoftCHIX:MSFD -0.18%85 Days Payable is 126.47 as of Mar. 2026, which is 38% above its 10-year median of 91.78. GuruFocus rates CHIX:MSFD with a GF Score™ of 85/100 and a GF Value™ of €491.76 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,602 Software companies, Microsoft ranks better than 72.44% on this metric.
Microsoft's average Accounts Payable for the
three
months ended in Mar. 2026 was €32,163 Mil. Microsoft's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €23,206 Mil.
Hence, Microsoft's Days Payable for the
three
months ended in Mar. 2026 was 126.47.
The historical rank and industry rank for Microsoft's Days Payable or its related term are showing as below:
CHIX:MSFd'
s Days Payable Range Over the Past 10 Years
Min: 75.1 Med: 91.78 Max: 116.81
Current: 116.81
During the past 13 years, Microsoft's highest Days Payable was 116.81. The lowest was 75.10. And the median was 91.78.
CHIX:MSFd's Days Payable is ranked better than 72.44% of 2602
companies
in the Software industry
Industry Median: 53.955
vs CHIX:MSFd: 116.81
Microsoft's Days Payable
increased
from Mar. 2025 (103.23) to Mar. 2026 (126.47).
It may suggest that Microsoftdelayed paying its suppliers.
Microsoft Days Payable Related Terms
Microsoft Days Payable Historical Data
* Premium members only.
The historical data trend for Microsoft's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:MSFD vs ORCL, PLTR, PANW: Days Payable Comparison
For the Software - Infrastructure subindustry, Microsoft's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Microsoft Days Payable vs Software Industry
For the Software industry and Technology sector, Microsoft's Days Payable distribution charts can be found below:
* The bar in red indicates where Microsoft's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Microsoft's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Microsoft (CHIX:MSFD) has a Days Payable of 126.47 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Microsoft and its competitors. This is 38% above median its historical median of 91.78. Over the past decade, Microsoft's Days Payable has ranged from 75.10 to 116.81. According to the industry distribution chart, Microsoft ranks #717 out of 2602 companies in the Software industry, placing it in the top 27.6%.
Is Microsoft's Days Payable too high?
Microsoft's current Days Payable of 126.47 is 38% above median its 10-year median of 91.78. Over the past 10 years, this metric has ranged from a low of 75.10 to a high of 116.81. The Software industry median Days Payable is 53.96. Microsoft's value of 126.47 is 134.4% above this industry median. Based on the distribution chart, Microsoft ranks #717 out of 2602 companies in the Software industry, which is above the industry midpoint. Overall, Microsoft has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Microsoft's Days Payable compare to ORCL and PLTR?
According to the Software industry distribution chart, Microsoft ranks #717 out of 2602 companies for Days Payable. This puts Microsoft in the upper half of its industry. The industry median Days Payable is 53.96. Microsoft's value of 126.47 is 134.4% above this benchmark. Historically, Microsoft's own Days Payable has ranged from 75.10 to 116.81 over the past decade. While the company's 10-year median is 91.78 vs. the industry median of 53.96, Microsoft has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Microsoft's current Days Payable of 126.47 is 134.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Microsoft and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Microsoft's current Days Payable is 126.47, which is 38% above median its own 10-year median of 91.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Microsoft stock overvalued right now?
Based on GuruFocus' analysis, Microsoft (CHIX:MSFD) is currently considered Significantly Undervalued. The stock's GF Value™ is €491.76, compared to a current price of €329.50 — trading 33% below its estimated fair value. The current Days Payable is 126.47, which is 38% above median its 10-year median of 91.78 and 134.4% above the Software industry median of 53.96. Microsoft's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Microsoft (CHIX:MSFD), the current Days Payable is 126.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Microsoft (CHIX:MSFD) Overvalued in 2026?
Based on GuruFocus' analysis, Microsoft stock appears to be undervalued.
The current stock price of €329.50 is trading 33% below its estimated GF Value™ of €491.76.
GuruFocus considers Microsoft to be Significantly Undervalued.
Key valuation signals for CHIX:MSFD:
Days Payable: 126.47 (38% above median its 10-year median of 91.78)
GF Value™: €491.76 vs. price of €329.50 (33% below fair value)
Industry Position: 134.4% above the Software median (#717 of 2602)
No single metric tells the full story. See the CHIX:MSFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Microsoft develops and licenses consumer and enterprise software. It is known for its Windows operating systems and Office productivity suite. The company is organized into three equally sized broad segments: productivity and business processes (legacy Microsoft Office, cloud-based Office 365, Exchange, SharePoint, Skype, LinkedIn, Dynamics), intelligence cloud (infrastructure- and platform-as-a-service offerings Azure, Windows Server OS, SQL Server), and more personal computing (Windows Client, Xbox, Bing search, display advertising, and Surface laptops, tablets, and desktops).
85GF Score
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