Citi TrendsCTRN +5.23%63 Days Payable is 70.41 as of Apr. 2026, which is 13% above its 10-year median of 62.26. GuruFocus rates CTRN with a GF Score™ of 63/100 and a GF Value™ of $28.99 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,102 Retail - Cyclical companies, Citi Trends ranks better than 63.16% on this metric.
Citi Trends's average Accounts Payable for the
three
months ended in Apr. 2026 was $107.0 Mil. Citi Trends's Cost of Goods Sold for the
three
months ended in Apr. 2026 was $138.6 Mil.
Hence, Citi Trends's Days Payable for the
three
months ended in Apr. 2026 was 70.41.
The historical rank and industry rank for Citi Trends's Days Payable or its related term are showing as below:
CTRN'
s Days Payable Range Over the Past 10 Years
Min: 57.22 Med: 62.26 Max: 78.58
Current: 69.73
During the past 13 years, Citi Trends's highest Days Payable was 78.58. The lowest was 57.22. And the median was 62.26.
CTRN's Days Payable is ranked better than 63.16% of 1102
companies
in the Retail - Cyclical industry
Industry Median: 51.215
vs CTRN: 69.73
Citi Trends's Days Payable
increased
from Apr. 2025 (68.62) to Apr. 2026 (70.41).
It may suggest that Citi Trendsdelayed paying its suppliers.
Citi Trends Days Payable Related Terms
Citi Trends Days Payable Historical Data
* Premium members only.
The historical data trend for Citi Trends's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Citi Trends's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citi Trends Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Citi Trends's Days Payable distribution charts can be found below:
* The bar in red indicates where Citi Trends's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Citi Trends's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citi Trends (CTRN) has a Days Payable of 70.41 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Citi Trends and its competitors. This is 13% above median its historical median of 62.26. Over the past decade, Citi Trends' Days Payable has ranged from 57.22 to 78.58. According to the industry distribution chart, Citi Trends ranks #406 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 36.8%.
Is Citi Trends' Days Payable too high?
Citi Trends' current Days Payable of 70.41 is 13% above median its 10-year median of 62.26. Over the past 10 years, this metric has ranged from a low of 57.22 to a high of 78.58. The Retail - Cyclical industry median Days Payable is 51.22. Citi Trends' value of 70.41 is 37.5% above this industry median. Based on the distribution chart, Citi Trends ranks #406 out of 1102 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Citi Trends has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citi Trends' Days Payable compare to LE and GCO?
According to the Retail - Cyclical industry distribution chart, Citi Trends ranks #406 out of 1102 companies for Days Payable. This puts Citi Trends in the upper half of its industry. The industry median Days Payable is 51.22. Citi Trends' value of 70.41 is 37.5% above this benchmark. Historically, Citi Trends' own Days Payable has ranged from 57.22 to 78.58 over the past decade. While the company's 10-year median is 62.26 vs. the industry median of 51.22, Citi Trends has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.22, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citi Trends's current Days Payable of 70.41 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Citi Trends and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citi Trends's current Days Payable is 70.41, which is 13% above median its own 10-year median of 62.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citi Trends stock overvalued right now?
Based on GuruFocus' analysis, Citi Trends (CTRN) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.99, compared to a current price of $58.55 — trading 102% above its estimated fair value. The current Days Payable is 70.41, which is 13% above median its 10-year median of 62.26 and 37.5% above the Retail - Cyclical industry median of 51.22. Citi Trends' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Citi Trends (CTRN), the current Days Payable is 70.41 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citi Trends (CTRN) Overvalued in 2026?
Based on GuruFocus' analysis, Citi Trends stock appears to be overvalued.
The current stock price of $58.55 is trading 102% above its estimated GF Value™ of $28.99.
GuruFocus considers Citi Trends to be Significantly Overvalued.
Key valuation signals for CTRN:
Days Payable: 70.41 (13% above median its 10-year median of 62.26)
GF Value™: $28.99 vs. price of $58.55 (102% above fair value)
Industry Position: 37.5% above the Retail - Cyclical median (#406 of 1102)
No single metric tells the full story. See the CTRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citi Trends Inc is a differentiated off-price value retailer known for trendy fashions, great brands and amazing prices. It is the off-price retailer specifically focused on Black customers, delivering the styles, brands, and trends at amazing prices that resonate with its primary and secondary customers. Its product offering is Women's, Men's and Children's apparel, family footwear, accessories and products for the home, with a three-tiered mix of product. At the opening price point, the company offers value-focused basics for its budget-conscious customers.
63GF Score
Get the complete analysis for CTRN
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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