CTRN (Citi Trends) Retained Earnings: $288.9 Mil (As of Apr. 2026)


CTRN Citi Trends Inc CTRN
63 GF Score
Price $57.72
GF Value $29.08
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Citi Trends Retained Earnings?

Citi Trends CTRN -0.03% 63 Retained Earnings is $288.9 Mil as of Apr. 2026. GuruFocus rates CTRN with a GF Score™ of 63/100 and a GF Value™ of $29.08 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Citi Trends's retained earnings for the quarter that ended in Apr. 2026 was $288.9 Mil.

Citi Trends's quarterly retained earnings increased from Oct. 2025 ($273.7 Mil) to Jan. 2026 ($281.1 Mil) and increased from Jan. 2026 ($281.1 Mil) to Apr. 2026 ($288.9 Mil).

Citi Trends's annual retained earnings declined from Jan. 2024 ($319.1 Mil) to Jan. 2025 ($275.9 Mil) but then increased from Jan. 2025 ($275.9 Mil) to Jan. 2026 ($281.1 Mil).


Citi Trends  (NAS:CTRN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Citi Trends Retained Earnings Historical Data

* Premium members only.

The historical data trend for Citi Trends's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citi Trends Retained Earnings Chart

Citi Trends Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 272.16 331.05 319.07 275.90 281.11

Citi Trends Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 276.77 280.59 273.70 281.11 288.86
CTRN
63GF Score
Citi Trends Inc CTRN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Citi Trends Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $288.9 Mil mean?
Citi Trends (CTRN) has a Retained Earnings of $288.9 Mil as of Apr. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Citi Trends and its competitors.
Is Citi Trends' Retained Earnings too high?
Citi Trends' current Retained Earnings is $288.9 Mil. Overall, Citi Trends has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citi Trends' Retained Earnings compare to CAL and SHOE?
Citi Trends' Retained Earnings of $288.9 Mil can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Retail - Cyclical company?
A good Retained Earnings depends on the Retail - Cyclical industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Citi Trends and its competitors. Citi Trends's current Retained Earnings is $288.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citi Trends stock overvalued right now?
Based on GuruFocus' analysis, Citi Trends (CTRN) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.08, compared to a current price of $57.72 — trading 98.5% above its estimated fair value. The current Retained Earnings is $288.9 Mil. Citi Trends' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Citi Trends (CTRN), the current Retained Earnings is $288.9 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citi Trends (CTRN) Overvalued in 2026?

Based on GuruFocus' analysis, Citi Trends stock appears to be overvalued. The current stock price of $57.72 is trading 98.5% above its estimated GF Value™ of $29.08. GuruFocus considers Citi Trends to be Significantly Overvalued.

Key valuation signals for CTRN:

  • Retained Earnings: $288.9 Mil
  • GF Value™: $29.08 vs. price of $57.72 (98.5% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the CTRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citi Trends Business Description

Other Exchanges WW2:Germany
Address 17 Park of Commerce Boulevard, Suite 200, Savannah, GA, USA, 31405
Citi Trends Inc is a differentiated off-price value retailer known for trendy fashions, great brands and amazing prices. It is the off-price retailer specifically focused on Black customers, delivering the styles, brands, and trends at amazing prices that resonate with its primary and secondary customers. Its product offering is Women's, Men's and Children's apparel, family footwear, accessories and products for the home, with a three-tiered mix of product. At the opening price point, the company offers value-focused basics for its budget-conscious customers.
63GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.72
Price
$29.08
GF Value