FCHL (Fitness Champs Holdings) Days Payable: 1.20 (As of Dec. 2025) — 87% Below Median

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FCHL Fitness Champs Holdings Ltd FCHL
20 GF Score
Price $1.21
! 2 Warning Signs
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What is Fitness Champs Holdings Days Payable?

Fitness Champs Holdings FCHL -4.13% 20 Days Payable is 1.20 as of Dec. 2025, which is 87% below its 10-year median of 9.14. GuruFocus rates FCHL with a GF Score™ of 20/100. The stock has 2 warning signs investors should review. Among 210 Education companies, Fitness Champs Holdings ranks worse than 89.52% on this metric.

Fitness Champs Holdings's average Accounts Payable for the six months ended in Dec. 2025 was $0.01 Mil. Fitness Champs Holdings's Cost of Goods Sold for the six months ended in Dec. 2025 was $1.14 Mil. Hence, Fitness Champs Holdings's Days Payable for the six months ended in Dec. 2025 was 1.20.

The historical rank and industry rank for Fitness Champs Holdings's Days Payable or its related term are showing as below:

FCHL' s Days Payable Range Over the Past 10 Years
Min: 3.84   Med: 9.14   Max: 9.97
Current: 3.84

During the past 4 years, Fitness Champs Holdings's highest Days Payable was 9.97. The lowest was 3.84. And the median was 9.14.

FCHL's Days Payable is ranked worse than
89.52% of 210 companies
in the Education industry
Industry Median: 34.365 vs FCHL: 3.84

Fitness Champs Holdings's Days Payable declined from Dec. 2024 (12.97) to Dec. 2025 (1.20). It may suggest that Fitness Champs Holdings accelerated paying its suppliers.


Fitness Champs Holdings Days Payable Historical Data

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The historical data trend for Fitness Champs Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fitness Champs Holdings Days Payable Chart

Fitness Champs Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Days Payable
0.00 9.14 9.97 5.55

Fitness Champs Holdings Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial 9.32 10.38 12.97 4.72 1.20

FCHL vs NAUH, RPDL, KIDZ: Days Payable Comparison

For the Education & Training Services subindustry, Fitness Champs Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fitness Champs Holdings Days Payable vs Education Industry

For the Education industry and Consumer Defensive sector, Fitness Champs Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where Fitness Champs Holdings's Days Payable falls into.


FCHL
20GF Score
Fitness Champs Holdings Ltd FCHL
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Fitness Champs Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Fitness Champs Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.059 + 0.012) / 2 ) / 2.336*365
=0.0355 / 2.336*365
=5.55

Fitness Champs Holdings's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.003 + 0.012) / 2 ) / 1.144*365 / 2
=0.0075 / 1.144*365 / 2
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 1.20 mean?
Fitness Champs Holdings (FCHL) has a Days Payable of 1.20 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fitness Champs Holdings and its competitors. This is 87% below median its historical median of 9.14. Over the past decade, Fitness Champs Holdings' Days Payable has ranged from 3.84 to 9.97. According to the industry distribution chart, Fitness Champs Holdings ranks #188 out of 210 companies in the Education industry, placing it in the top 89.5%.
Is Fitness Champs Holdings' Days Payable too high?
Fitness Champs Holdings' current Days Payable of 1.20 is 87% below median its 10-year median of 9.14. Over the past 10 years, this metric has ranged from a low of 3.84 to a high of 9.97. The Education industry median Days Payable is 34.37. Fitness Champs Holdings' value of 1.20 is 96.5% below this industry median. Based on the distribution chart, Fitness Champs Holdings ranks #188 out of 210 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Fitness Champs Holdings has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Fitness Champs Holdings' Days Payable compare to NAUH and RPDL?
According to the Education industry distribution chart, Fitness Champs Holdings ranks #188 out of 210 companies for Days Payable. This places Fitness Champs Holdings in the lower half of its industry. The industry median Days Payable is 34.37. Fitness Champs Holdings' value of 1.20 is 96.5% below this benchmark. Historically, Fitness Champs Holdings' own Days Payable has ranged from 3.84 to 9.97 over the past decade. While the company's 10-year median is 9.14 vs. the industry median of 34.37, Fitness Champs Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 34.37, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fitness Champs Holdings's current Days Payable of 1.20 is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fitness Champs Holdings and its competitors. For the Education industry, the median Days Payable is 34.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fitness Champs Holdings's current Days Payable is 1.20, which is 87% below median its own 10-year median of 9.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fitness Champs Holdings stock overvalued right now?
Fitness Champs Holdings (FCHL) has a current Days Payable of 1.20. The current Days Payable is 1.20, which is 87% below median its 10-year median of 9.14 and 96.5% below the Education industry median of 34.37. Fitness Champs Holdings' overall GF Score™ is 20/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Fitness Champs Holdings (FCHL), the current Days Payable is 1.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fitness Champs Holdings Business Description

Address 7030 Ang Mo Kio, NorthStar@AMK, Avenue 5, No. 04-48, Singapore, SGP, 569880
Fitness Champs Holdings Ltd is a sports education provider in Singapore in the provision of swimming programs to students for private sector and public schools in Singapore.
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