FCHL (Fitness Champs Holdings) Debt-to-EBITDA : -0.29 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCHL Fitness Champs Holdings Ltd FCHL
20 GF Score
Price $1.13
! 3 Warning Signs
View Full Analysis

What is Fitness Champs Holdings Debt-to-EBITDA?

Fitness Champs Holdings FCHL +11.88% 20 Debt-to-EBITDA is -0.29 as of Dec. 2025. GuruFocus rates FCHL with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 188 Education companies, Fitness Champs Holdings ranks worse than 531914.36% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fitness Champs Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.18 Mil. Fitness Champs Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.30 Mil. Fitness Champs Holdings's annualized EBITDA for the quarter that ended in Dec. 2025 was $-1.63 Mil. Fitness Champs Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -0.29.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Fitness Champs Holdings's Debt-to-EBITDA or its related term are showing as below:

FCHL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.5   Med: 0.41   Max: 5.82
Current: -0.5

During the past 4 years, the highest Debt-to-EBITDA Ratio of Fitness Champs Holdings was 5.82. The lowest was -0.50. And the median was 0.41.

FCHL's Debt-to-EBITDA is ranked worse than
100% of 188 companies
in the Education industry
Industry Median: 1.54 vs FCHL: -0.50

Fitness Champs Holdings  (NAS:FCHL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Fitness Champs Holdings Debt-to-EBITDA Related Terms


Fitness Champs Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Fitness Champs Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fitness Champs Holdings Debt-to-EBITDA Chart

Fitness Champs Holdings Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.31 0.50 5.82 -0.50

Fitness Champs Holdings Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial 0.56 2.30 18.24 -5.52 -0.29

FCHL vs GSUN, KIDZ, NAUH: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, Fitness Champs Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fitness Champs Holdings Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, Fitness Champs Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Fitness Champs Holdings's Debt-to-EBITDA falls into.


FCHL
20GF Score
Fitness Champs Holdings Ltd FCHL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fitness Champs Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Fitness Champs Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.177 + 0.301) / -0.961
=-0.50

Fitness Champs Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.177 + 0.301) / -1.632
=-0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.29 mean?
Fitness Champs Holdings (FCHL) has a Debt-to-EBITDA of -0.29 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fitness Champs Holdings. According to the industry distribution chart, Fitness Champs Holdings ranks #999999 out of 188 companies in the Education industry.
Is Fitness Champs Holdings' Debt-to-EBITDA too high?
Fitness Champs Holdings' current Debt-to-EBITDA is -0.29. Based on the distribution chart, Fitness Champs Holdings ranks #999999 out of 188 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Fitness Champs Holdings has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Fitness Champs Holdings' Debt-to-EBITDA compare to GSUN and KIDZ?
According to the Education industry distribution chart, Fitness Champs Holdings ranks #999999 out of 188 companies for Debt-to-EBITDA. This places Fitness Champs Holdings in the lower half of its industry. The industry median Debt-to-EBITDA is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.54, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fitness Champs Holdings. For the Education industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fitness Champs Holdings's current Debt-to-EBITDA is -0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fitness Champs Holdings stock overvalued right now?
Fitness Champs Holdings (FCHL) has a current Debt-to-EBITDA of -0.29. The current Debt-to-EBITDA is -0.29. Fitness Champs Holdings' overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fitness Champs Holdings (FCHL), the current Debt-to-EBITDA is -0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fitness Champs Holdings Business Description

Address 7030 Ang Mo Kio, NorthStar@AMK, Avenue 5, No. 04-48, Singapore, SGP, 569880
Fitness Champs Holdings Ltd is a sports education provider in Singapore in the provision of swimming programs to students for private sector and public schools in Singapore.
20GF Score

Get the complete analysis for FCHL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.13
Price