IBJ (FRA:7XR) Days Payable: 84.00 (As of Dec. 2025) — 158% Above Median


FRA:7XR IBJ Inc FRA:7XR
94 GF Score
Price €4.32
GF Value €5.33
Valuation Modestly Undervalued
! 2 Warning Signs
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What is IBJ Days Payable?

IBJ FRA:7XR +0.47% 94 Days Payable is 84.00 as of Dec. 2025, which is 158% above its 10-year median of 32.53. GuruFocus rates FRA:7XR with a GF Score™ of 94/100 and a GF Value™ of €5.33 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 91 Personal Services companies, IBJ ranks better than 69.23% on this metric.

IBJ's average Accounts Payable for the three months ended in Dec. 2025 was €1.8 Mil. IBJ's Cost of Goods Sold for the three months ended in Dec. 2025 was €2.0 Mil. Hence, IBJ's Days Payable for the three months ended in Dec. 2025 was 84.00.

The historical rank and industry rank for IBJ's Days Payable or its related term are showing as below:

FRA:7XR' s Days Payable Range Over the Past 10 Years
Min: 11.91   Med: 32.53   Max: 144.91
Current: 60.27

During the past 13 years, IBJ's highest Days Payable was 144.91. The lowest was 11.91. And the median was 32.53.

FRA:7XR's Days Payable is ranked better than
69.23% of 91 companies
in the Personal Services industry
Industry Median: 32.93 vs FRA:7XR: 60.27

IBJ's Days Payable increased from Dec. 2024 (72.14) to Dec. 2025 (84.00). It may suggest that IBJ delayed paying its suppliers.


IBJ Days Payable Historical Data

* Premium members only.

The historical data trend for IBJ's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBJ Days Payable Chart

IBJ Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.97 27.37 37.83 111.71 102.32

IBJ Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.48 86.66 84.79 84.00 35.81

FRA:7XR vs ROL, SCI, FTDR: Days Payable Comparison

For the Personal Services subindustry, IBJ's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IBJ Days Payable vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, IBJ's Days Payable distribution charts can be found below:

* The bar in red indicates where IBJ's Days Payable falls into.


FRA:7XR
94GF Score
IBJ Inc FRA:7XR
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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IBJ Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

IBJ's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1.749 + 2.892) / 2 ) / 8.278*365
=2.3205 / 8.278*365
=102.32

IBJ's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.77 + 2.892) / 2 ) / 1.989*365 / 4
=1.831 / 1.989*365 / 4
=84.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 84.00 mean?
IBJ (FRA:7XR) has a Days Payable of 84.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on IBJ and its competitors. This is 158% above median its historical median of 32.53. Over the past decade, IBJ's Days Payable has ranged from 11.91 to 144.91. According to the industry distribution chart, IBJ ranks #28 out of 91 companies in the Personal Services industry, placing it in the top 30.8%.
Is IBJ's Days Payable too high?
IBJ's current Days Payable of 84.00 is 158% above median its 10-year median of 32.53. Over the past 10 years, this metric has ranged from a low of 11.91 to a high of 144.91. The Personal Services industry median Days Payable is 32.93. IBJ's value of 84.00 is 155.1% above this industry median. Based on the distribution chart, IBJ ranks #28 out of 91 companies in the Personal Services industry, which is above the industry midpoint. Overall, IBJ has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IBJ's Days Payable compare to ROL and SCI?
According to the Personal Services industry distribution chart, IBJ ranks #28 out of 91 companies for Days Payable. This puts IBJ in the upper half of its industry. The industry median Days Payable is 32.93. IBJ's value of 84.00 is 155.1% above this benchmark. Historically, IBJ's own Days Payable has ranged from 11.91 to 144.91 over the past decade. While the company's 10-year median is 32.53 vs. the industry median of 32.93, IBJ has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Personal Services company?
The median Days Payable among Personal Services companies is 32.93, based on 91 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBJ's current Days Payable of 84.00 is 155.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on IBJ and its competitors. For the Personal Services industry, the median Days Payable is 32.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBJ's current Days Payable is 84.00, which is 158% above median its own 10-year median of 32.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBJ stock overvalued right now?
Based on GuruFocus' analysis, IBJ (FRA:7XR) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.33, compared to a current price of €4.32 — trading 18.9% below its estimated fair value. The current Days Payable is 84.00, which is 158% above median its 10-year median of 32.53 and 155.1% above the Personal Services industry median of 32.93. IBJ's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For IBJ (FRA:7XR), the current Days Payable is 84.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBJ (FRA:7XR) Overvalued in 2026?

Based on GuruFocus' analysis, IBJ stock appears to be undervalued. The current stock price of €4.32 is trading 18.9% below its estimated GF Value™ of €5.33. GuruFocus considers IBJ to be Modestly Undervalued.

Key valuation signals for FRA:7XR:

  • Days Payable: 84.00 (158% above median its 10-year median of 32.53)
  • GF Value™: €5.33 vs. price of €4.32 (18.9% below fair value)
  • GF Score™: 94/100 with 2 warning signs
  • Industry Position: 155.1% above the Personal Services median (#28 of 91)

No single metric tells the full story. See the FRA:7XR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IBJ Business Description

Other Exchanges 6071:Japan
Address 1-23-7 Nishi-Shinjuku, 12th Floor/17th Floor, Shinjuku First West, Shinjuku-ku, Tokyo, JPN, 160-0023
IBJ Inc operates a marriage consultation business in Japan.
94GF Score

Get the complete analysis for FRA:7XR

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.32
Price
€5.33
GF Value