IBJFRA:7XR +3.92%93 Interest Coverage is 49.91 as of Dec. 2025, which is 71% below its 10-year median of 171.68. GuruFocus rates FRA:7XR with a GF Score™ of 93/100 and a GF Value™ of €5.32 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 71 Personal Services companies, IBJ ranks better than 81.69% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. IBJ's
Operating Income
for the
three
months ended in Dec. 2025 was €3.4 Mil. IBJ's Interest Expense for the
three
months ended in Dec. 2025 was €-0.1 Mil.
IBJ's interest coverage for the quarter that ended in Dec. 2025 was 49.91.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for IBJ's Interest Coverage or its related term are showing as below:
FRA:7XR'
s Interest Coverage Range Over the Past 10 Years
Min: 51.84 Med: 171.68 Max: 431.25
Current: 51.84
FRA:7XR's Interest Coverage is ranked better than 81.69% of 71
companies
in the Personal Services industry
Industry Median: 9.34
vs FRA:7XR: 51.84
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
IBJ Interest Coverage Related Terms
IBJ Interest Coverage Historical Data
* Premium members only.
The historical data trend for IBJ's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:7XR vs ROL, SCI, FTDR: Interest Coverage Comparison
For the Personal Services subindustry, IBJ's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBJ Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, IBJ's Interest Coverage distribution charts can be found below:
* The bar in red indicates where IBJ's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBJ (FRA:7XR) has a Interest Coverage of 49.91 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IBJ and its competitors. This is 71% below median its historical median of 171.68. Over the past decade, IBJ's Interest Coverage has ranged from 51.84 to 431.25. According to the industry distribution chart, IBJ ranks #13 out of 71 companies in the Personal Services industry, placing it in the top 18.3%.
Is IBJ's Interest Coverage too high?
IBJ's current Interest Coverage of 49.91 is 71% below median its 10-year median of 171.68. Over the past 10 years, this metric has ranged from a low of 51.84 to a high of 431.25. The Personal Services industry median Interest Coverage is 9.34. IBJ's value of 49.91 is 434.4% above this industry median. Based on the distribution chart, IBJ ranks #13 out of 71 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, IBJ has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IBJ's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, IBJ ranks #13 out of 71 companies for Interest Coverage. This places IBJ in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 9.34. IBJ's value of 49.91 is 434.4% above this benchmark. Historically, IBJ's own Interest Coverage has ranged from 51.84 to 431.25 over the past decade. While the company's 10-year median is 171.68 vs. the industry median of 9.34, IBJ has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.34, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBJ's current Interest Coverage of 49.91 is 434.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IBJ and its competitors. For the Personal Services industry, the median Interest Coverage is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBJ's current Interest Coverage is 49.91, which is 71% below median its own 10-year median of 171.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBJ stock overvalued right now?
Based on GuruFocus' analysis, IBJ (FRA:7XR) is currently considered Modestly Undervalued. The stock's GF Value™ is €5.32, compared to a current price of €4.24 — trading 20.3% below its estimated fair value. The current Interest Coverage is 49.91, which is 71% below median its 10-year median of 171.68 and 434.4% above the Personal Services industry median of 9.34. IBJ's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For IBJ (FRA:7XR), the current Interest Coverage is 49.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBJ (FRA:7XR) Overvalued in 2026?
Based on GuruFocus' analysis, IBJ stock appears to be undervalued.
The current stock price of €4.24 is trading 20.3% below its estimated GF Value™ of €5.32.
GuruFocus considers IBJ to be Modestly Undervalued.
Key valuation signals for FRA:7XR:
Interest Coverage: 49.91 (71% below median its 10-year median of 171.68)
GF Value™: €5.32 vs. price of €4.24 (20.3% below fair value)
Industry Position: 434.4% above the Personal Services median (#13 of 71)
No single metric tells the full story. See the FRA:7XR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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