Profile Systems & SoftwareFRA:NB6 -1.29%75 Days Payable is 43.82 as of Dec. 2025, which is 45% below its 10-year median of 80.26. GuruFocus rates FRA:NB6 with a GF Score™ of 75/100 and a GF Value™ of €9.40 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 2,598 Software companies, Profile Systems & Software ranks worse than 57.12% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:NB6 vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, Profile Systems & Software's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Profile Systems & Software Days Payable vs Software Industry
For the Software industry and Technology sector, Profile Systems & Software's Days Payable distribution charts can be found below:
* The bar in red indicates where Profile Systems & Software's Days Payable falls into.
Profile Systems & Software Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Profile Systems & Software (FRA:NB6) has a Days Payable of 43.82 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Profile Systems & Software and its competitors. This is 45% below median its historical median of 80.26. Over the past decade, Profile Systems & Software's Days Payable has ranged from 43.30 to 386.97. According to the industry distribution chart, Profile Systems & Software ranks #1484 out of 2598 companies in the Software industry, placing it in the top 57.1%.
Is Profile Systems & Software's Days Payable too high?
Profile Systems & Software's current Days Payable of 43.82 is 45% below median its 10-year median of 80.26. Over the past 10 years, this metric has ranged from a low of 43.30 to a high of 386.97. The Software industry median Days Payable is 53.68. Profile Systems & Software's value of 43.82 is 18.4% below this industry median. Based on the distribution chart, Profile Systems & Software ranks #1484 out of 2598 companies in the Software industry, which is below the industry midpoint. Overall, Profile Systems & Software has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Profile Systems & Software ranks #1484 out of 2598 companies for Days Payable. This places Profile Systems & Software in the lower half of its industry. The industry median Days Payable is 53.68. Profile Systems & Software's value of 43.82 is 18.4% below this benchmark. Historically, Profile Systems & Software's own Days Payable has ranged from 43.30 to 386.97 over the past decade. While the company's 10-year median is 80.26 vs. the industry median of 53.68, Profile Systems & Software has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.68, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Profile Systems & Software's current Days Payable of 43.82 is 18.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Profile Systems & Software and its competitors. For the Software industry, the median Days Payable is 53.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Profile Systems & Software's current Days Payable is 43.82, which is 45% below median its own 10-year median of 80.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Profile Systems & Software (FRA:NB6) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.40, compared to a current price of €8.41 — trading 10.5% below its estimated fair value. The current Days Payable is 43.82, which is 45% below median its 10-year median of 80.26 and 18.4% below the Software industry median of 53.68. Profile Systems & Software's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Profile Systems & Software (FRA:NB6), the current Days Payable is 43.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Profile Systems & Software (FRA:NB6) Overvalued in 2026?
Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued.
The current stock price of €8.41 is trading 10.5% below its estimated GF Value™ of €9.40.
GuruFocus considers Profile Systems & Software to be Modestly Undervalued.
Key valuation signals for FRA:NB6:
Days Payable: 43.82 (45% below median its 10-year median of 80.26)
GF Value™: €9.40 vs. price of €8.41 (10.5% below fair value)
Industry Position: 18.4% below the Software median (#1484 of 2598)
No single metric tells the full story. See the FRA:NB6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
75GF Score
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