Profile Systems & Software (FRA:NB6) LT-Debt-to-Total-Asset: 0.08 (As of Dec. 2025)

What is Profile Systems & Software LT-Debt-to-Total-Asset?

Profile Systems & Software FRA:NB6 -1.29% 75 LT-Debt-to-Total-Asset is 0.08 as of Dec. 2025. GuruFocus rates FRA:NB6 with a GF Score™ of 75/100 and a GF Value™ of €9.40 (Modestly Undervalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Profile Systems & Software's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.08.

Profile Systems & Software's long-term debt to total assets ratio increased from Dec. 2024 (0.06) to Dec. 2025 (0.08). It may suggest that Profile Systems & Software is progressively becoming more dependent on debt to grow their business.

Profile Systems & Software (FRA:NB6) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Profile Systems & Software LT-Debt-to-Total-Asset Related Terms

Profile Systems & Software LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Profile Systems & Software's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Profile Systems & Software LT-Debt-to-Total-Asset Chart

Profile Systems & Software Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.09

0.07

0.03

0.06

0.08

Profile Systems & Software Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.06	0.07	0.08

75GF Score

Profile Systems & Software SA FRA:NB6

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Profile Systems & Software LT-Debt-to-Total-Asset Calculation

Profile Systems & Software's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	6.882	/	87.725
	=	0.08

Profile Systems & Software's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	6.882	/	87.725
	=	0.08

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.08 mean?

Profile Systems & Software (FRA:NB6) has a LT-Debt-to-Total-Asset of 0.08 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Profile Systems & Software and its competitors.

Is Profile Systems & Software's LT-Debt-to-Total-Asset too high?

Profile Systems & Software's current LT-Debt-to-Total-Asset is 0.08. Overall, Profile Systems & Software has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Profile Systems & Software's LT-Debt-to-Total-Asset compare to UBER and SHOP?

Profile Systems & Software's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Profile Systems & Software and its competitors. Profile Systems & Software's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Profile Systems & Software stock overvalued right now?

Based on GuruFocus' analysis, Profile Systems & Software (FRA:NB6) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.40, compared to a current price of €8.41 — trading 10.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Profile Systems & Software's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Profile Systems & Software (FRA:NB6), the current LT-Debt-to-Total-Asset is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Profile Systems & Software (FRA:NB6) Overvalued in 2026?

Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued. The current stock price of €8.41 is trading 10.5% below its estimated GF Value™ of €9.40. GuruFocus considers Profile Systems & Software to be Modestly Undervalued.

Key valuation signals for FRA:NB6:

LT-Debt-to-Total-Asset: 0.08
GF Value™: €9.40 vs. price of €8.41 (10.5% below fair value)
GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the FRA:NB6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Profile Systems & Software Business Description

Industry Technology Software

Comparable Companies ATH:ILYDA ATH:SPACE ATH:QUAL ATH:SOFTWEB ATH:QLCO XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE INTU TSX:CSU ADSK PAYX ROP

Other Exchanges PROF:Greece

Address 199 Syngrou Ave. N. Smyrni, Athens, GRC, 17121

Website http://www.profile.gr

Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.

75GF Score

Get the complete analysis for FRA:NB6

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.41

Price

€9.40

GF Value

View FRA:NB6 Analysis

See LT-Debt-to-Total-Asset data for all stocks →