Profile Systems & SoftwareFRA:NB6 -1.29%75 ROE % is 16.86% as of Dec. 2025, which is 82% above its 10-year median of 9.24. GuruFocus rates FRA:NB6 with a GF Score™ of 75/100 and a GF Value™ of €9.40 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 2,675 Software companies, Profile Systems & Software ranks better than 77.57% on this metric.
The historical rank and industry rank for Profile Systems & Software's ROE % or its related term are showing as below:
FRA:NB6'
s ROE % Range Over the Past 10 Years
Min: 3.29 Med: 9.24 Max: 16.57
Current: 16.57
During the past 13 years, Profile Systems & Software's highest ROE % was 16.57%. The lowest was 3.29%. And the median was 9.24%.
FRA:NB6's ROE % is ranked better than 77.57% of 2675
companies
in the Software industry
Industry Median: 4.69
vs FRA:NB6: 16.57
Profile Systems & Software (FRA:NB6) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Profile Systems & Software's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Profile Systems & Software ROE % vs Software Industry
For the Software industry and Technology sector, Profile Systems & Software's ROE % distribution charts can be found below:
* The bar in red indicates where Profile Systems & Software's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Profile Systems & Software (FRA:NB6) has a ROE % of 16.86% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Profile Systems & Software and its competitors. This is 82% above median its historical median of 9.24. Over the past decade, Profile Systems & Software's ROE % has ranged from 3.29 to 16.57. According to the industry distribution chart, Profile Systems & Software ranks #600 out of 2675 companies in the Software industry, placing it in the top 22.4%.
Is Profile Systems & Software's ROE % too high?
Profile Systems & Software's current ROE % of 16.86% is 82% above median its 10-year median of 9.24. Over the past 10 years, this metric has ranged from a low of 3.29 to a high of 16.57. The Software industry median ROE % is 4.69. Profile Systems & Software's value of 16.86% is 259.5% above this industry median. Based on the distribution chart, Profile Systems & Software ranks #600 out of 2675 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Profile Systems & Software has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Profile Systems & Software's ROE % compare to UBER and SHOP?
According to the Software industry distribution chart, Profile Systems & Software ranks #600 out of 2675 companies for ROE %. This places Profile Systems & Software in the top 22% of its industry — outperforming the majority of peers. The industry median ROE % is 4.69. Profile Systems & Software's value of 16.86% is 259.5% above this benchmark. Historically, Profile Systems & Software's own ROE % has ranged from 3.29 to 16.57 over the past decade. While the company's 10-year median is 9.24 vs. the industry median of 4.69, Profile Systems & Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.69, based on 2,675 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Profile Systems & Software's current ROE % of 16.86% is 259.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Profile Systems & Software and its competitors. For the Software industry, the median ROE % is 4.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Profile Systems & Software's current ROE % is 16.86%, which is 82% above median its own 10-year median of 9.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Profile Systems & Software stock overvalued right now?
Based on GuruFocus' analysis, Profile Systems & Software (FRA:NB6) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.40, compared to a current price of €8.41 — trading 10.5% below its estimated fair value. The current ROE % is 16.86%, which is 82% above median its 10-year median of 9.24 and 259.5% above the Software industry median of 4.69. Profile Systems & Software's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Profile Systems & Software (FRA:NB6), the current ROE % is 16.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Profile Systems & Software (FRA:NB6) Overvalued in 2026?
Based on GuruFocus' analysis, Profile Systems & Software stock appears to be undervalued.
The current stock price of €8.41 is trading 10.5% below its estimated GF Value™ of €9.40.
GuruFocus considers Profile Systems & Software to be Modestly Undervalued.
Key valuation signals for FRA:NB6:
ROE %: 16.86% (82% above median its 10-year median of 9.24)
GF Value™: €9.40 vs. price of €8.41 (10.5% below fair value)
Industry Position: 259.5% above the Software median (#600 of 2675)
No single metric tells the full story. See the FRA:NB6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Profile Systems & Software SA is a software company developing solutions for the international financial sector, business sector and the public sector. Its products include Axia, IMSplus, FMS.next, FMS.next Payments, RiskAvert, Native Wealth Management Mobile App, GS Market Suite, Plexus, Registry and Nowen-net. The company offers services in the field of Investment Management, Banking, Risk and Compliance, Capital Markets and Marketplace Lending in Europe, Middle East Asia, America and Africa.
75GF Score
Get the complete analysis for FRA:NB6
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:NB6 has been successfully added to your 
