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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Rongzhong Financial Holdings Co Days Payable Chart
For the Credit Services subindustry, China Rongzhong Financial Holdings Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Rongzhong Financial Holdings Co Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Rongzhong Financial Holdings Co's Days Payable distribution charts can be found below:
* The bar in red indicates where China Rongzhong Financial Holdings Co's Days Payable falls into.
China Rongzhong Financial Holdings Co Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Rongzhong Financial Holdings Co (HKSE:03963) has a Days Payable of 1.95 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on China Rongzhong Financial Holdings Co and its competitors. This is 15% above median its historical median of 1.70. Over the past decade, China Rongzhong Financial Holdings Co's Days Payable has ranged from 1.30 to 1,171.08. According to the industry distribution chart, China Rongzhong Financial Holdings Co ranks #277 out of 299 companies in the Credit Services industry, placing it in the top 92.6%.
Is China Rongzhong Financial Holdings Co's Days Payable too high?
China Rongzhong Financial Holdings Co's current Days Payable of 1.95 is 15% above median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 1,171.08. The Credit Services industry median Days Payable is 32.43. China Rongzhong Financial Holdings Co's value of 1.95 is 94% below this industry median. Based on the distribution chart, China Rongzhong Financial Holdings Co ranks #277 out of 299 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, China Rongzhong Financial Holdings Co has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does China Rongzhong Financial Holdings Co's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, China Rongzhong Financial Holdings Co ranks #277 out of 299 companies for Days Payable. This places China Rongzhong Financial Holdings Co in the lower half of its industry. The industry median Days Payable is 32.43. China Rongzhong Financial Holdings Co's value of 1.95 is 94% below this benchmark. Historically, China Rongzhong Financial Holdings Co's own Days Payable has ranged from 1.30 to 1,171.08 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 32.43, China Rongzhong Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.43, based on 299 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Rongzhong Financial Holdings Co's current Days Payable of 1.95 is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on China Rongzhong Financial Holdings Co and its competitors. For the Credit Services industry, the median Days Payable is 32.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Rongzhong Financial Holdings Co's current Days Payable is 1.95, which is 15% above median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Rongzhong Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, China Rongzhong Financial Holdings Co (HKSE:03963) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.23, compared to a current price of HK$0.12 — trading 47.8% below its estimated fair value. The current Days Payable is 1.95, which is 15% above median its 10-year median of 1.70 and 94% below the Credit Services industry median of 32.43. China Rongzhong Financial Holdings Co's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For China Rongzhong Financial Holdings Co (HKSE:03963), the current Days Payable is 1.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Rongzhong Financial Holdings Co (HKSE:03963) Overvalued in 2026?
Based on GuruFocus' analysis, China Rongzhong Financial Holdings Co stock appears to be undervalued.
The current stock price of HK$0.12 is trading 47.8% below its estimated GF Value™ of HK$0.23.
GuruFocus considers China Rongzhong Financial Holdings Co to be Possible Value Trap.
Key valuation signals for HKSE:03963:
Days Payable: 1.95 (15% above median its 10-year median of 1.70)
GF Value™: HK$0.23 vs. price of HK$0.12 (47.8% below fair value)
Industry Position: 94% below the Credit Services median (#277 of 299)
No single metric tells the full story. See the HKSE:03963 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Rongzhong Financial Holdings Co Ltd provides financial leasing services in the People's Republic of China. It operates in two segments Leasing services which include direct leasing and operating leases; and Debt collection and credit investigation services. It also provides advisory and consultancy services to its finance lease customers. Its revenue is derived from the Debt collection and credit investigation services segment. The majority of the company's revenue from operations is derived from the People's Republic of China, and also has its presence in Hong Kong, Singapore.
33GF Score
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