China Rongzhong Financial Holdings Co (HKSE:03963) GF Score: 33/100 (As of Aug. 30, 2026) — 32% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:03963 China Rongzhong Financial Holdings Co Ltd HKSE:03963
33 GF Score
Price HK$0.12
GF Value HK$0.23
Valuation Possible Value Trap
! 4 Warning Signs
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What is China Rongzhong Financial Holdings Co GF Score?

China Rongzhong Financial Holdings Co HKSE:03963 33 GF Score is 33 as of Aug. 30, 2026, which is 32% above its 10-year median of 25.00. GuruFocus rates HKSE:03963 with a GF Score™ of 33/100 and a GF Value™ of HK$0.23 (Possible Value Trap). The stock has 4 warning signs investors should review.

China Rongzhong Financial Holdings Co has the GF Score of 33, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 1/10
2. Profitability Rank : 4/10
3. Growth Rank : 5/10
4. GF Value Rank : 0/10
5. Momentum Rank : 3/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes China Rongzhong Financial Holdings Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

China Rongzhong Financial Holdings Co  (HKSE:03963) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

China Rongzhong Financial Holdings Co GF Score Related Terms

HKSE:03963 vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, China Rongzhong Financial Holdings Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

China Rongzhong Financial Holdings Co GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, China Rongzhong Financial Holdings Co's GF Score distribution charts can be found below:

* The bar in red indicates where China Rongzhong Financial Holdings Co's GF Score falls into.


HKSE:03963
33GF Score
China Rongzhong Financial Holdings Co Ltd HKSE:03963
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 33 mean?
China Rongzhong Financial Holdings Co (HKSE:03963) has a GF Score of 33 as of Aug. 30, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on China Rongzhong Financial Holdings Co and its competitors. This is 32% above median its historical median of 25.00. Over the past decade, China Rongzhong Financial Holdings Co's GF Score has ranged from 7.00 to 49.00.
Is China Rongzhong Financial Holdings Co's GF Score too high?
China Rongzhong Financial Holdings Co's current GF Score of 33 is 32% above median its 10-year median of 25.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 49.00. Overall, China Rongzhong Financial Holdings Co has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does China Rongzhong Financial Holdings Co's GF Score compare to V and MA?
China Rongzhong Financial Holdings Co's GF Score of 33 can be compared against companies in the Credit Services industry. Historically, China Rongzhong Financial Holdings Co's own GF Score has ranged from 7.00 to 49.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on China Rongzhong Financial Holdings Co and its competitors. China Rongzhong Financial Holdings Co's current GF Score is 33, which is 32% above median its own 10-year median of 25.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Rongzhong Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, China Rongzhong Financial Holdings Co (HKSE:03963) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.23, compared to a current price of HK$0.12 — trading 47.8% below its estimated fair value. The current GF Score is 33, which is 32% above median its 10-year median of 25.00. China Rongzhong Financial Holdings Co's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For China Rongzhong Financial Holdings Co (HKSE:03963), the current GF Score is 33 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Rongzhong Financial Holdings Co (HKSE:03963) Overvalued in 2026?

Based on GuruFocus' analysis, China Rongzhong Financial Holdings Co stock appears to be undervalued. The current stock price of HK$0.12 is trading 47.8% below its estimated GF Value™ of HK$0.23. GuruFocus considers China Rongzhong Financial Holdings Co to be Possible Value Trap.

Key valuation signals for HKSE:03963:

  • GF Score: 33 (32% above median its 10-year median of 25.00)
  • GF Value™: HK$0.23 vs. price of HK$0.12 (47.8% below fair value)
  • GF Score™: 33/100 with 4 warning signs

No single metric tells the full story. See the HKSE:03963 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Rongzhong Financial Holdings Co Business Description

Address Unit 3901, 89 Queensway, 39th floor, Tower One, Lippo Centre, Hong Kong, HKG
China Rongzhong Financial Holdings Co Ltd provides financial leasing services in the People's Republic of China. It operates in two segments Leasing services which include direct leasing and operating leases; and Debt collection and credit investigation services. It also provides advisory and consultancy services to its finance lease customers. Its revenue is derived from the Debt collection and credit investigation services segment. The majority of the company's revenue from operations is derived from the People's Republic of China, and also has its presence in Hong Kong, Singapore.
33GF Score

Get the complete analysis for HKSE:03963

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.12
Price
HK$0.23
GF Value