Money ForwardMNYFF -9.04%64 Days Payable is 4.91 as of Nov. 2025, which is 66% below its 10-year median of 14.44. GuruFocus rates MNYFF with a GF Score™ of 64/100 and a GF Value™ of $60.91. The stock has 3 warning signs investors should review. Among 2,600 Software companies, Money Forward ranks worse than 95.38% on this metric.
The historical rank and industry rank for Money Forward's Days Payable or its related term are showing as below:
MNYFF'
s Days Payable Range Over the Past 10 Years
Min: 5.78 Med: 14.44 Max: 27.9
Current: 5.78
During the past 11 years, Money Forward's highest Days Payable was 27.90. The lowest was 5.78. And the median was 14.44.
MNYFF's Days Payable is ranked worse than 95.38% of 2600
companies
in the Software industry
Industry Median: 54.025
vs MNYFF: 5.78
Money Forward's Days Payable
declined
from Nov. 2024 (8.07) to Nov. 2025 (4.91).
It may suggest that Money Forwardaccelerated paying its suppliers.
Money Forward Days Payable Related Terms
Money Forward Days Payable Historical Data
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The historical data trend for Money Forward's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Money Forward's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Money Forward Days Payable vs Software Industry
For the Software industry and Technology sector, Money Forward's Days Payable distribution charts can be found below:
* The bar in red indicates where Money Forward's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Money Forward's Days Payable for the fiscal year that ended in Nov. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Money Forward (MNYFF) has a Days Payable of 4.91 as of Nov. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Money Forward and its competitors. This is 66% below median its historical median of 14.44. Over the past decade, Money Forward's Days Payable has ranged from 5.78 to 27.90. According to the industry distribution chart, Money Forward ranks #2480 out of 2600 companies in the Software industry, placing it in the top 95.4%.
Is Money Forward's Days Payable too high?
Money Forward's current Days Payable of 4.91 is 66% below median its 10-year median of 14.44. Over the past 10 years, this metric has ranged from a low of 5.78 to a high of 27.90. The Software industry median Days Payable is 54.03. Money Forward's value of 4.91 is 90.9% below this industry median. Based on the distribution chart, Money Forward ranks #2480 out of 2600 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Money Forward has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Money Forward's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Money Forward ranks #2480 out of 2600 companies for Days Payable. This places Money Forward in the lower half of its industry. The industry median Days Payable is 54.03. Money Forward's value of 4.91 is 90.9% below this benchmark. Historically, Money Forward's own Days Payable has ranged from 5.78 to 27.90 over the past decade. While the company's 10-year median is 14.44 vs. the industry median of 54.03, Money Forward has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.03, based on 2,600 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Money Forward's current Days Payable of 4.91 is 90.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Money Forward and its competitors. For the Software industry, the median Days Payable is 54.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Forward's current Days Payable is 4.91, which is 66% below median its own 10-year median of 14.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Money Forward (MNYFF) has a current Days Payable of 4.91. The stock's GF Value™ is $60.91, compared to a current price of $26.76 — trading 56.1% below its estimated fair value. The current Days Payable is 4.91, which is 66% below median its 10-year median of 14.44 and 90.9% below the Software industry median of 54.03. Money Forward's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Money Forward (MNYFF), the current Days Payable is 4.91 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Money Forward (MNYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Money Forward stock appears to be undervalued.
The current stock price of $26.76 is trading 56.1% below its estimated GF Value™ of $60.91.
Key valuation signals for MNYFF:
Days Payable: 4.91 (66% below median its 10-year median of 14.44)
GF Value™: $60.91 vs. price of $26.76 (56.1% below fair value)
Industry Position: 90.9% below the Software median (#2480 of 2600)
No single metric tells the full story. See the MNYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
64GF Score
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