Money ForwardMNYFF -9.04%52 PS Ratio is 4.19 as of Jul. 08, 2026, which is 67% below its 10-year median of 12.83. GuruFocus rates MNYFF with a GF Score™ of 52/100 and a GF Value™ of $57.71 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,773 Software companies, Money Forward ranks worse than 74.14% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Money Forward's share price is $26.76.
Money Forward's Revenue per Share for the trailing twelve months (TTM) ended in Nov. 2025 was $6.39. Hence, Money Forward's PS Ratio for today is 4.19.
The historical rank and industry rank for Money Forward's PS Ratio or its related term are showing as below:
MNYFF'
s PS Ratio Range Over the Past 10 Years
Min: 3.34 Med: 12.83 Max: 33.05
Current: 4.7
During the past 11 years, Money Forward's highest PS Ratio was 33.05. The lowest was 3.34. And the median was 12.83.
MNYFF's PS Ratio is ranked worse than 74.14% of 2773
companies
in the Software industry
Industry Median: 2.03
vs MNYFF: 4.70
During the past 12 months, the average Revenue per Share Growth Rate of Money Forward was 22.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 31.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 31.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 46.20% per year.
During the past 11 years, Money Forward's highest 3-Year average Revenue per Share Growth Rate was 114.50% per year. The lowest was 31.20% per year. And the median was 36.55% per year.
Back to Basics: PS Ratio
Money Forward (OTCPK:MNYFF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Money Forward PS Ratio Related Terms
Money Forward PS Ratio Historical Data
* Premium members only.
The historical data trend for Money Forward's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Money Forward's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Money Forward PS Ratio vs Software Industry
For the Software industry and Technology sector, Money Forward's PS Ratio distribution charts can be found below:
* The bar in red indicates where Money Forward's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Money Forward's Share Price of today is $26.76. Money Forward's Revenue per Share for the trailing twelve months (TTM) ended in Nov. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.39.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Money Forward (MNYFF) has a PS Ratio of 4.19 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Money Forward and its competitors. This is 67% below median its historical median of 12.83. Over the past decade, Money Forward's PS Ratio has ranged from 3.34 to 33.05. According to the industry distribution chart, Money Forward ranks #2056 out of 2773 companies in the Software industry, placing it in the top 74.1%.
Is Money Forward's PS Ratio too high?
Money Forward's current PS Ratio of 4.19 is 67% below median its 10-year median of 12.83. Over the past 10 years, this metric has ranged from a low of 3.34 to a high of 33.05. The Software industry median PS Ratio is 2.03. Money Forward's value of 4.19 is 106.4% above this industry median. Based on the distribution chart, Money Forward ranks #2056 out of 2773 companies in the Software industry, which is below the industry midpoint. Overall, Money Forward has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Money Forward's PS Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Money Forward ranks #2056 out of 2773 companies for PS Ratio. This places Money Forward in the lower half of its industry. The industry median PS Ratio is 2.03. Money Forward's value of 4.19 is 106.4% above this benchmark. Historically, Money Forward's own PS Ratio has ranged from 3.34 to 33.05 over the past decade. While the company's 10-year median is 12.83 vs. the industry median of 2.03, Money Forward has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Software company?
The median PS Ratio among Software companies is 2.03, based on 2,773 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Money Forward's current PS Ratio of 4.19 is 106.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Money Forward and its competitors. For the Software industry, the median PS Ratio is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Money Forward's current PS Ratio is 4.19, which is 67% below median its own 10-year median of 12.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Based on GuruFocus' analysis, Money Forward (MNYFF) is currently considered Significantly Undervalued. The stock's GF Value™ is $57.71, compared to a current price of $26.76 — trading 53.6% below its estimated fair value. The current PS Ratio is 4.19, which is 67% below median its 10-year median of 12.83 and 106.4% above the Software industry median of 2.03. Money Forward's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Money Forward (MNYFF), the current PS Ratio is 4.19 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Money Forward (MNYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Money Forward stock appears to be undervalued.
The current stock price of $26.76 is trading 53.6% below its estimated GF Value™ of $57.71.
GuruFocus considers Money Forward to be Significantly Undervalued.
Key valuation signals for MNYFF:
PS Ratio: 4.19 (67% below median its 10-year median of 12.83)
GF Value™: $57.71 vs. price of $26.76 (53.6% below fair value)
Industry Position: 106.4% above the Software median (#2056 of 2773)
No single metric tells the full story. See the MNYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
52GF Score
Get the complete analysis for MNYFF
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